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Packaged bank accounts
Hi I've put in a complaint about being mis sold a packaged bank account with the Halifax as they uphold I wasn't told about having to register a phone as I registered one a year later but they've advised its over 6 years ago so they don't have to consider the claim or complaint. My argument is when I phoned up to claim on…
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PPI claim / bankruptcy
I need some advice please. I applied for a PPI claim via an agent. NatWest came back and awarded around £800 but because I have been bankrupt many years ago I did not receive any of the money. The agent is trying to make me give them £197. I explained the situation and now they have passed this to a debt collection agent…
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Dealing with CRS
OK, so my previous post was deleted after a false complaint that I had insulted someone responding to my post - which was not the case. Note: I am asking for advice in either a) contacting Allay, who are uncontactable to the best of my abilities b) deadline with CRS who admit that I don't owe any money, but are pursuing it…
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Allay forged my signature and now AJJB are threatening legal action
Hi. You’ve probably heard my story many times but I’m jus seeing reassurance. I have a copy o the forged signature from Allay and after pointing out that it was forged I didn’t hear from them for over a year. Recently I got some more letters from them but ignored them. Now I have a letter from AJJB on behalf of ALLAY…
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Life Insurance - not reclaim, advice but don't know where to ask such a question
Hello everyone: I have a question about getting a life insurance policy, where would I go (on the forum) to get this info? Thanks Graham
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PPI Payment Tax take
We had a PPI payment last tax year. It said thay had paid £640 ish in tax. So I submitted a claim and we have just had a tax calculation back from HMRC. They have classed the PPI payment as Savings income in the income coloumn. I was expecting to get the whole £640 back, as i thought you could earn upto £1000 from savings…
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Current accounts with add on travel insurance
My bank are adamant they will not be giving any refund on the travel pack - attached to my current account, I have been paying for the last 15 months but couldn't use due to covid. Is this fair?
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HSBC PPI & RSA
I've recently received a letter from HSBC explaining that due to an error in their process they did not contact Royal Sun Alliance regarding PPI. They have asked the PPI Complaints Team to investigate my case and have sent me a detailed questionnaire to fill out that will help them to investigate. The PPI was instigated in…
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Claiming PPI Interest has backfired on me BIG Style.
First of all it needs to be made clear that I am a PAYE person all through my working life. This means I have no experience with filling in a Self Assessment form. Anyway, I got stuck as to how to claim a fairly high Interest claim. My overall pot was around k, but the RBS took that money due to historical debt with them,…
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Mini TLC Package
I purchased a mini on a personal lease agreement and as part of it bought the TLC package to cover the costs of servicing which was £299. My cars service lights came on so I rang the dealership and was told because my car was 11 miles over the 38000 miles I would have to pay for the service myself. The service was in total…
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Secret commission lawyers
I got phone call today saying they were offer 1800 pounds on my claim which I accepted but I won't receive any of that money as there costs etc is this normal
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Time limit to FSCS claims - appeal grounds ?
I recently became aware that I may be able to claim against a mismanaged fund & initiated a claim with the FSCS. Unfortunately, it was rejected on the grounds that too much time had elapsed. They have said that I should have been aware that I could make a claim starting from Feb 2012, meaning that I had 6 years until Feb…
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Help pls! Trying to reclaim tax on PPI payout 2019/2020
Hello wonderful, helpful people!!! Could someone please talk me very slowly through this business of trying to reclaim tax on PPI payouts. I'm finding it horrendously confusing (figures and esp tax are not my strong point!). I have spent time reading up on it, but still can't quite grasp it. Sorry for the long post. I am…
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ReclaimPPI - Financial Claims Made Simple - Rayford Marwick Legal Ltd
Has anybody had recent dealings with any of the above outfits? Actually they are all the same registered to Jonathan Bonnick based in Bristol. ReclaimPPI had a good reputation (If you needed help with PPI claims) but liquidated in 2016. When Financial Services Made Simple (FCMS) took over the trading name and started…
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PPI Tax Rebate
Received many notes from companies telling me to claim tax back from 2018 PPI refund. Submitted R40 to HMRC myself, today they told me I OWE them 2.5k as PPI refund was only charged at 20% shoudl have been 40%.. Anyone else had this?
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Interest
Barclays have been sat on a amount of money that should have been paid to me 7 years ago. Will the money have gained interest and should that be paid to me. Thank you.
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Old Barclaycard accounts
Hello. In 1996, I took out two Barclaycard accounts; a Visa card with maximum balance £2,000 and a Mastercard with maximum balance £1,500. These accounts were settled c.2001. Prior to the August 2019 deadline, I queried the potential of PPI in relation to the two accounts. In response, I was told that no records of any…
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Wayleave calculation
Bear with me guys, first post! Whilst doing some work in garden, a rather meaty looking electric cable was exposed only approx 6 inches under the soil. I've had sp energy over, buried it properly, and trashed my patio and garden in process. They agreed to put the damage right, but only if I sign a wayleave agreement.…
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Halifax Ultimate Reward
I’ve just seen the posts about reclaiming fees on packaged accounts. Yes I’m most likely late to the party, but I don’t keep up with what’s going on really. Anyway, I’ve had this account since 1995 and although I’m happy with it I do feel as though it was miss sold to me. I had a solo account at the time which I’d had…
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PPI result for deceased person
I have recently secured a sizeable PPI payment as executor for someone who died over 10 years ago. The solicitor who dealt with probate originally no longer exists, my question is really about how do I distribute it to the 4 beneficiaries? I obviously don’t want to put it through my personal bank account
