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Current accounts with add on travel insurance
My bank are adamant they will not be giving any refund on the travel pack - attached to my current account, I have been paying for the last 15 months but couldn't use due to covid. Is this fair?
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HSBC PPI & RSA
I've recently received a letter from HSBC explaining that due to an error in their process they did not contact Royal Sun Alliance regarding PPI. They have asked the PPI Complaints Team to investigate my case and have sent me a detailed questionnaire to fill out that will help them to investigate. The PPI was instigated in…
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Claiming PPI Interest has backfired on me BIG Style.
First of all it needs to be made clear that I am a PAYE person all through my working life. This means I have no experience with filling in a Self Assessment form. Anyway, I got stuck as to how to claim a fairly high Interest claim. My overall pot was around k, but the RBS took that money due to historical debt with them,…
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Mini TLC Package
I purchased a mini on a personal lease agreement and as part of it bought the TLC package to cover the costs of servicing which was £299. My cars service lights came on so I rang the dealership and was told because my car was 11 miles over the 38000 miles I would have to pay for the service myself. The service was in total…
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Secret commission lawyers
I got phone call today saying they were offer 1800 pounds on my claim which I accepted but I won't receive any of that money as there costs etc is this normal
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Time limit to FSCS claims - appeal grounds ?
I recently became aware that I may be able to claim against a mismanaged fund & initiated a claim with the FSCS. Unfortunately, it was rejected on the grounds that too much time had elapsed. They have said that I should have been aware that I could make a claim starting from Feb 2012, meaning that I had 6 years until Feb…
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Help pls! Trying to reclaim tax on PPI payout 2019/2020
Hello wonderful, helpful people!!! Could someone please talk me very slowly through this business of trying to reclaim tax on PPI payouts. I'm finding it horrendously confusing (figures and esp tax are not my strong point!). I have spent time reading up on it, but still can't quite grasp it. Sorry for the long post. I am…
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ReclaimPPI - Financial Claims Made Simple - Rayford Marwick Legal Ltd
Has anybody had recent dealings with any of the above outfits? Actually they are all the same registered to Jonathan Bonnick based in Bristol. ReclaimPPI had a good reputation (If you needed help with PPI claims) but liquidated in 2016. When Financial Services Made Simple (FCMS) took over the trading name and started…
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PPI Tax Rebate
Received many notes from companies telling me to claim tax back from 2018 PPI refund. Submitted R40 to HMRC myself, today they told me I OWE them 2.5k as PPI refund was only charged at 20% shoudl have been 40%.. Anyone else had this?
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Interest
Barclays have been sat on a amount of money that should have been paid to me 7 years ago. Will the money have gained interest and should that be paid to me. Thank you.
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Old Barclaycard accounts
Hello. In 1996, I took out two Barclaycard accounts; a Visa card with maximum balance £2,000 and a Mastercard with maximum balance £1,500. These accounts were settled c.2001. Prior to the August 2019 deadline, I queried the potential of PPI in relation to the two accounts. In response, I was told that no records of any…
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Wayleave calculation
Bear with me guys, first post! Whilst doing some work in garden, a rather meaty looking electric cable was exposed only approx 6 inches under the soil. I've had sp energy over, buried it properly, and trashed my patio and garden in process. They agreed to put the damage right, but only if I sign a wayleave agreement.…
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Halifax Ultimate Reward
I’ve just seen the posts about reclaiming fees on packaged accounts. Yes I’m most likely late to the party, but I don’t keep up with what’s going on really. Anyway, I’ve had this account since 1995 and although I’m happy with it I do feel as though it was miss sold to me. I had a solo account at the time which I’d had…
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PPI result for deceased person
I have recently secured a sizeable PPI payment as executor for someone who died over 10 years ago. The solicitor who dealt with probate originally no longer exists, my question is really about how do I distribute it to the 4 beneficiaries? I obviously don’t want to put it through my personal bank account
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PPI Tax rebate
A few years ago I claimed PPI through a company called Claims Guys, I was happy with the service I received. I was then informed that I could claim tax back for this and signed a form for that with a company called Brooksdale Ltd. I received a letter from HMRC on 12th May 2021 informing me that I was due a refund, and that…
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Angry on her behalf
I will start with a question and then I must leave for work. Any ideas /theories appreciated , if I receive responses I will pick up later. Briefly. My new friend entered into contact in 2018 with a cmc regarding mid selling PPI even though she explained she had failed in 2013. In Sept 18 the Halifax contacted her and…
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Is the Resolver PPI reclaim tool leaking information?
We’ve we’ve only used the Resolver Tool to reclaim PPI and yet my husband has received a demand from HD Law demanding payment for services for a PPI claim. Having read here that others are experiencing the same issues I’m wondering how this company has accessed the information about claims, and whether somehow the Resolver…
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HD Law in Bradford - anyone else being intimidated by them due to PPI refunds from years ago?
Hello everyone. I'll try to keep this brief. Almost 2 years ago, I reclaimed PPI from a company using the Resolver site. They refunded me via a cheque in the post and that was it. Two weeks ago, I received a letter demanding I pay over £900 to HD Law in Bradford for their services in getting me the refund back in 2019!…
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Ppi and arrears
Hi, I have today recieved a letter from RBS saying they made me a ppi offer in march 2013. This is correct, I chose not to accept this offer as at the time I was about 4 years into a default on said account, and heard if i accepted that it could make this default stick on file for another 6 years. At this point my finances…
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Trying to reclaim money from Lloyds bank, incorrectly registering a default against me on Experian.
During the 80s I had a dispute with Lloyds about the interest rate they tried to charge on my credit card. The dispute went on for several years and they eventually admitted defeat and ceased hostilities. The said they had written off the debt. Although the truth was that they had acted illegally and could not enforce it.…
