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Refund on PPI
Apologies if this subject has already been covered. I just need to check it first I have received a refund from my bank for my PPI charges on my Credit Card which is great as I was expecting anything. However I have a query, I am currently claiming Universal Credit and need to know if I need to declare it and would it…
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Late Payment of Matured Endowment Query
I am advised
by an insurance company that I will be paid out on an endowment policy which
matured 17 years ago. They also
advised that they will pay for late payment, presumably the total endowment amount plus
interest for the 17 years. My query is
: 1) At what interest rate should they
pay the late payment 2) Should this…
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DCBLtd & Wefightanyclaim
I have just received a letter out of the blue from a debt recovery company DCBLtd claiming that i owe We Fight Any Claim £135.42. I did use their services yrs ago and did receive a couple of very small amounts from a couple of catalogues, i think it was PPI claimed, so long ago i can't even remember, but i do remember…
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High settlement fees for PPI
Hello All, I’m looking for a little help re the 50% fees the organisation dealing with my PPI claim are saying I will be deducted. Probably being a silly billy but thought that fees in PPI claims had been capped at 20% however speaking to the company they said that only applied to initial dealings and that this 50% fee was…
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Fees
Hi, I have received a PPI payment this year , I also received one payment last year and payed the very well know company their fee which was 39%. I am right in thinking the Fees have now been capped at 20% plus tax. Also do I have a legal obligation to let the PPI company know I've received this payment or is it up to them…
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Debenhams (Newday) Card PPI
My wife has a storecard account with the above, I didn't realise she still had it, and she's not that savvy in financial matters. She showed me a letter and a statement showing that she's been paying PPI for years on a £2000 balance @£1.50 per £100, and consequently her balance isn't shifting much as she's paying 30.87%…
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Car accident claim
Good afternoon, I hope I posted in the right category, if not apologies in advance. My story is: I had car accident back in July, not my fault had dash cam recording as well. Passanger was friend of mine. After trying to solve it amicably. The other party started playing games and getting her friends blaming me. Anyway my…
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Friends had letter 3 years after payout asking for money back
Hi all asking for some advice please. Our friends used a claims management company to reclaim ppi and had a payment of approx £21,000 at least 3 years ago. They rang the claims management to check that the payouts were right (they took a huge amount of commission out) and they were told all correct so they cashed the…
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Review of rejected sick claim reviewed
I used a ppi company a few years ago for a mis-sold ppi claim which was successful. The card company have now. reviewed a sick claim I made in 2000 which was rejected and decided they were wrong and paid out. No involvement from PPI company but the credit card company notified them they are now claiming a share. Anyone…
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PPI tax refund, not so easy when you have Discoolalua
Hi I am at this time trying to get a PPI tax refund, I am a none tax payer and paid tax on the claim. I have had an absolute nightmare with customer services and I am trying to get a resolution through Resolver. This has been going on months now, I asked for help, sent all documents etc and I have hit a brick wall. Despite…
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PPI tax back
My mum claimed PPI successfully in 2020. She is a pensioner and doesn’t get enough to pay tax. She was due to claim the tax back she paid on the claim after the tax year ended in April 2021. Mum suffered a ruptured aneurysm on April 5th followed by a SAH, she was in a coma, had a tracheostomy and was in hospital and neuro…
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PPI threatening action for claim I didn’t get
Hi PPI beat me down. I told them I had mortgage cover that I was happy with but if they wanted they could look for something else. they found what I know I already had and I’ve told them by phone numerous times that I’m happy with that PPI. Now they’ve sent me a letter through a debt recovery agency pursuing me for their…
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PPI Tax Reclaim
Hi back in June we stupidly decided to use a company to try to claim back tax from my husbands previous PPI claim, in July we received a letter from HMRC to confirm there had been an over payment and the funds would be released to the company within 2 weeks, as of yet we have not received any money every time I try to ring…
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HSBC Aspects
Hi, I’m looking for advise. I have paid HSBC the aspects insurance £12 a month. It includes phone insurance. I have never claimed. I called the insurance 7.5 weeks ago because my phone broke and they wouldn’t process my claim because HSBC has not given them the correct address. I did move 7 months prior to calling. HSBC…
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Bank Smart PPI- ignore ???
I’m starting to get breach of contract notices from this company. I did sign a contract with them and although they have got me no monies at all, they want roughly £350 for each company they tried to reclaim PPI. They did send me letters asking for bits and pieces to which I never replied. they will threaten their debt…
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Waiting for ppi tax refund from a claims company
Hi need so advice I been waiting over 3 months for a claim company to let me know if my claim for ppi tax refund as been sent to tax office because they said it will take 10 weeks but haven't received anything from them or the tax office I have sent emails but they haven't replied to them I don't know what to do I shall…
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Is there any chance.......?
Hi everyone, My father has been getting loads of telephone calls from various insurance companies selling him insurances for household appliances (tv, washing machine etc) He does not remember taking out any insurances and always gives out his card details! (He is being referred to the memory clinic for a diagnosis) The…
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RBS using third party credit agency for PPI address
Today I received a letter from RBS who I dont bank with & cant recall having any accounts with at any time This was about a PPI policy The letter states that they were unable to contact me due to the age of the address details held on their records They then say that they had contacted a third party external credit agency…
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Bad Advice
Hello, as a small family business when the bank offered us life assurance we took it out on key workers. My husband had a serious RTA in 2000 and the same person who sold the policy said he wasn’t covered. Some years later I read the policy and it used the phrase ‘Brain infarction’ - my husband had small parts of 2 lobes…
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Fees
Hi I had a PPI settlement from HSBC last year which I did thru Resolver - I thought as I did it myself thru them there were no fees. I have just received a letter stating I owe over £1000 as fees The letter is from Ingenious whom I don't believe I hired - they also said they did Capital one and have deducted fees from a…