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Complaint following death?
Firstly, apologies if I'm in the wrong category here! My parents took out a Shared Appreciation Mortgage in the 90s. I've lodged a complaint with the bank and it is ongoing. My parents have subsequently passed away. Does the bank have to carry on investigating the complaint to its conclusion? Or, as they've died, can it…
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Claims Advisory Services letter
Hi all - had a letter yesterday from the above named organisation, looking to help me with any claims. I did get a payout on Natwest PPI several years back and always suspected I had it with a couple of other organisations but never got anywhere. I'm assuming this company is some kind of scam organisation - or at least not…
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Hidenda PPI Claim
I made a claim for PPI through Harwoods who went into liquidation so never asked for their % fee. I am now after over 2 years receiving threatening letters from Hidenda with legal action. I didn't sign any agreement with these people so don't know where I stand?
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Any recommendations, need house insurance - no dividing wall in loft
I need house insurance but I have no dividing wall ( firewall) in my roofspace so it's not as simple as just signing up online etc as I believe this situation can invalidate any house insurance cover . Can anyone recommend house insurance that will cover this or is it a case I have to make specific clarification with any…
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PPI claim prior to JR in 2010 - should I have been paid 8% interest?
Hi, So an unusual scenario around extenuating circumstances on a PPI claim. I has a PPI claim upheld by RBS in Feb 2010, and accepted the claim amount being offered. The PPI claim was based on a £10k personal loan with a single premium PPI of £2,151 taken in 1999 and settled in 2004. At the time of loan acceptance and…
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Do I have to have a life insurance review?
I have pestered continuously over the last few weeks from my life insurance company who say I have to have a review. My policy has been with them for over 20years so why does it have to be reviewed? They have made me feel it is by latest regulations
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Bank charges
Hello in the early to mid 2000i was desperately in debt Halifax bank were charging me approx £35 to£40 for each returned cheque and transaction I was behind with my mortgage and in a very bad situation I wrote a cheque and put money into the account that was taken for something else the bank paid the cheque despite…
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We Fight Any Claim - HMRC refund. Can this be a potential scam?
Dear All, I need a bit of an advice as I am puzzled and feel that maybe I could have been played but stopped in the process of submitting a claim form via "We Fight Any Claims (WFAC)" for tax refunds. I have received 3 WFAC texts starting from the 15th of November 2021 stating that 20% of my PPI compensation was paid to…
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Ingenious Legal
I replied to a thread here, rather than start a new topic. My apologies if that is frowned on, but as I don't want to get it wrong either way I posed the question at the bottom of this thread: https://forums.moneysavingexpert.com/discussion/6170324/ppi-fee#latest
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PPI tax
I filled in the R40 form in 2019 claiming tax back on PLi payouts for three tax years £1949.48 in tax year ending 2017, £147.91 for the tax year ending 2018 and £16.09 for the tax year ending 2019 and was shocked to find instead of a refund HMRC sent me a demand for payment. Have the rules changed since 2019 and is it…
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Car Accident - Personal Injury Claim - Bad service from Solicitor..
Hi everyone - hoping for a bit of advice. Myself and wife (from N Ireland) had a car accident back in April. Man ran into the back of us - admitted liability immediately at the scene - even said he had a "few accidents" My car was damaged (£800 worth) and repaired in 2 weeks. Both myself and wife had neck injuries and have…
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PPI Tax reclaim help
In 2018 I helped my mum claim back PPI in my later father’s name. In March 2020 I helped her fill out the R40 form to reclaim the tax on this however I don’t think I fully understood what I was doing and may have put the incorrect amounts in. The PPI amount that she received was £6188. Tax of £1237.41 was deducted by…
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Problem with R40 form being returned?
I am trying to claim back the tax I paid when I was refunded a PPI payment. I filled in the R40 form online and have been sent a letter from HMRC saying "We need you to confirm the details of your income. Please send us the documentation which show details of your PPI claim, including the simple interest calculation from…
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Neighbour dispute insurance involved
Please help. I'm looking for some advice There is a boundary wall separating myself and my neighbour ,the wall fell and damaged his car . His insurance are now trying to claim the cost from me as my landlords insurance will not pay the damages,stating the liability falls to me as I should have reported the broken wall. I…
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Refund on PPI
Apologies if this subject has already been covered. I just need to check it first I have received a refund from my bank for my PPI charges on my Credit Card which is great as I was expecting anything. However I have a query, I am currently claiming Universal Credit and need to know if I need to declare it and would it…
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Late Payment of Matured Endowment Query
I am advised
by an insurance company that I will be paid out on an endowment policy which
matured 17 years ago. They also
advised that they will pay for late payment, presumably the total endowment amount plus
interest for the 17 years. My query is
: 1) At what interest rate should they
pay the late payment 2) Should this…
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DCBLtd & Wefightanyclaim
I have just received a letter out of the blue from a debt recovery company DCBLtd claiming that i owe We Fight Any Claim £135.42. I did use their services yrs ago and did receive a couple of very small amounts from a couple of catalogues, i think it was PPI claimed, so long ago i can't even remember, but i do remember…
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High settlement fees for PPI
Hello All, I’m looking for a little help re the 50% fees the organisation dealing with my PPI claim are saying I will be deducted. Probably being a silly billy but thought that fees in PPI claims had been capped at 20% however speaking to the company they said that only applied to initial dealings and that this 50% fee was…
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Fees
Hi, I have received a PPI payment this year , I also received one payment last year and payed the very well know company their fee which was 39%. I am right in thinking the Fees have now been capped at 20% plus tax. Also do I have a legal obligation to let the PPI company know I've received this payment or is it up to them…
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Debenhams (Newday) Card PPI
My wife has a storecard account with the above, I didn't realise she still had it, and she's not that savvy in financial matters. She showed me a letter and a statement showing that she's been paying PPI for years on a £2000 balance @£1.50 per £100, and consequently her balance isn't shifting much as she's paying 30.87%…
