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FCA brings in fee cap for claims management firms saving consumers almost £10m a year
A cap on the fees claims management companies charge customers has been introduced by the financial services regulator today, which it says will leave some people £1,000s better off. Read the full story here: 'FCA brings in fee cap for claims management firms saving consumers almost £10m a year - here's what's happening'…
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Mis-sold Payment Protection Insurance
Hi, can anyone advise if it's still possible to claim mis-sold PPI insurance? I knew I had some back in the early 90's, but had no records due to paying off the mortgage and domestic upheavals. However, the company involved, Cardif Pinnacle, has just written to me in error, so I now have all of the policy details. A quick…
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Barclay interest refund
Good afternoon, so I opened a later for my deceased Dad from Barclay saying he had a refund due to the interest on his old account. I am the executor and sole beneficiary, the letter states he is owed £222.47 (refund amount) and also £75 (inconvenience payment) and that once I reply with the account information I will…
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Gladstone Brooks
Gladstone did a claim for me that concluded in 2020 Feb/March. Then covid hit lockdowns etc and I heard nothing more from them. I did put the amount I owed them to one side and haven't spent it. I sent them an email last year saying I hadn't heard anything from them about confirming how much I owed them and didn't get a…
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HMRC R40 claim
I just received a letter from HMRC telling me that they can't process my R40 claim for a rebate on taxes paid on savings in 2016/17, because the deadline was april 2020. Which is fine, except I never applied for a rebate. I just rang them and they said a company made the claim on my behalf. It was a bad line and I couldnt…
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Tax bill for PPI
Hello can someone help me please.? I have been given a tax bill for the total cost of a PPI payout but I only received 60% the company took the other 40%. The inland revenue have billed me for the total amount which will cripple me as they are reducing my tax code by 7,900 making my tax code 585!!! I really do not…
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Have I just put 20+ years of premiums down the pan?? :-(
In the mid 1980's I was a driving instructor and took a loan out to but a new car. I covered the loan with a short term income protection plan ( sickness and unemployment) that I probably bought through an independent broker. I kept the policy going because I kept on renewing my cars. I think the original insurer then sold…
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PCP
Wondering if I could get any sort of insight on what I’m able to do or if anything is able to be done. I had a car on HP through Evans Halshaw, I had this for roughly 2 years until I wanted a change and seen a nice car at the same garage I got this from. So went in, test drove it loved it and asked if we could basically…
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PPI tax reclaim.
I have read loads of messages about this and nearly ready to make a claim but wanting to make sure partner is on 20% tax rate. The delay in claiming up until now has been busy with divorce and consent order. PPI refund was £5671.99, including the 8% interest. Tax deducted was £638.10. Partner received a cheque for £5033.89…
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Life assurance
I have a life assurance in trust. The trustees are myself and my brother. If I die he’s the sole trustee which I’m wanting. Is this ok? I heard that having just one trustee could void an insurance and other than myself and I am the one insured he’d be the only trustee in the trust and the beneficiary.
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PPI 2
Hi reading the papers today is it true that if you haven't claimed ppi in the past you can claim now over some court ruling this week and if so is it only designated solicitors dealing with the claims thanks in advance
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Mortgage Payment Protection Plan
Hi everyone - I hope someone can explain how I resolve the following: Our mortgage completed in 2017, and for a number of years I had a mortgage payment protection plan in place with Legal & General. At the time the mortgage ended, for whatever reason, the protection plan was never cancelled. As the premiums were…
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charged for unsuccessful PPI claim
Hi I used a claims management company to check if I had any PPI. I'm pretty sure I didn't but thought I would check and see. The claims handling company have said Sainsbury's have sent me a letter with the outcome of my claim and they want a copy so they can determine the fee. Firstly, I have never received a letter from…
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Can't contact executor
Good morning folks. I have made ppi claims on behalf of my deceased Mother and I am having trouble with Santander. My mother died in December 2017 and as her only child I was the main beneficiary. I have claims being looked at by Lloyd's and Santander, both have identified possible accounts(3 & 2 respectively). After many…
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Personal Pension
Hello, can anyone recommend a financial advisor who can advice me with regard to setting up a pension plan. I am not having much luck with a couple I have contacted so far. :)
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incorrect account number investigated
First timer so bear with me. I've lodged a ppi complaint and the bank has found in my favor under a couple of accounts and sent me the documents to sign for my refund. However the account i was most interested in was a business loan account which over 4 loans amounted to over 500k in borrowings. This came back as no…
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Morses club refund
Hi I’ve had 40 loans with morses club over the last 10 years, I currently have a claim ongoing with resolver to claim back interest and charges, has anyone been successful doing this? Thanks
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Have I come to a dead end with mis-sold PPI complaint?
After several years of correspondence with Halifax about mis-sold PPI, we then submitted the complaint to the ombudsman. The ombudsman has made her decision that 'assumes' myself & husband would have taken out the PPI even if we had known it was optional. We've been told the decision is final even though I asked her to…
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JD Williams / Allianz PPI Success
Re: Allianz taking responsibility for JD Williams / Ambrose Wilson PPI mis-selling.... I reclaimed several years ago but JD Williams rejected the claim - my reasons were I did not request the cover, the cover was unsuitable for my circumstances (I had 6 months sick pay/etc ) and in fact I could prove I had asked for the…
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Claiming third party car insurance through the MCE Insurance policy holder
The MCE insurance policy holder has seriously damaged my
stationary (parked) vehicle. He admitted his fault
and is liable to pay for damages. He has also informed MCE Insurance about this
incident. We've made numerous calls and emails none of
which we have received a response to. Unfortunately, the MCE Insurance is…
