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How long do you have to accept an offer of PPI payment?
I submitted a successful PPI claim in August 2019. HSBC wrote to me in October 2019 stating that I was owed money based on a loan I had taken out with PPI, I duly sent off my bank details but because the bank details I gave them were in my married name and with a new home address they subsequently wrote back and requested…
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Inherited PPI refund
A PPI refund that was completed after the borrower died became part of the estate and was disbursed to one person. Do you know if the tax can be reclaimed on this and by whom?
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RBS PPI
Back in June I was informed that my PPI claim was with the payment team with RBS for a substancial payment. It doesn't seem to be moving anwhere. I called today for an update and they said it was being investigated still for insolvency etc. I stated that this has been done and it was confirmed with me in June that the…
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MCE car insurance administration
I’m looking for some help or advice about my car insurance with MCE. They’ve recently gone into administration, and I have been paying my policy off monthly with them since June 2021. I had an email from them a week before Christmas regarding the administration and will need to find alternative insurance. My policy totals…
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Hidenda threatening letters/emails
Afternoon all, Need some help here please. On 23 Nov 21, HIdenda sent FiL a letter saying he has requested their services to arrange a Marriage Tax refund - they sent a screenshot of his signature (electronic signature). They requested additional documents and if not sent, they would charge a £300 fee. Unfortunately FiL is…
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Cheque bounced
In November and out of blue I received a letter from Allianz telling me that JD Williams had in fact mis-sold me the PPI insurance and that they were investigating it. They wrote to me again and had attached a cheque which I banked on the 23rd. The cheque bounced. I can’t get through to anybody. Has anyone else had this?
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UClaim Management Services (U CLAIM 4 ME) PPI Claim
Hi My father-in-law used a company called UClaim Management (U CLAIM 4 ME) to make several ppi claims. He complete all the paperwork and had letters back from them giving reference numbers and saying they were looking into them. There were 6 claims in total. We seem to have had very little correspondence from them since,…
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Complaint following death?
Firstly, apologies if I'm in the wrong category here! My parents took out a Shared Appreciation Mortgage in the 90s. I've lodged a complaint with the bank and it is ongoing. My parents have subsequently passed away. Does the bank have to carry on investigating the complaint to its conclusion? Or, as they've died, can it…
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Claims Advisory Services letter
Hi all - had a letter yesterday from the above named organisation, looking to help me with any claims. I did get a payout on Natwest PPI several years back and always suspected I had it with a couple of other organisations but never got anywhere. I'm assuming this company is some kind of scam organisation - or at least not…
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Hidenda PPI Claim
I made a claim for PPI through Harwoods who went into liquidation so never asked for their % fee. I am now after over 2 years receiving threatening letters from Hidenda with legal action. I didn't sign any agreement with these people so don't know where I stand?
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Any recommendations, need house insurance - no dividing wall in loft
I need house insurance but I have no dividing wall ( firewall) in my roofspace so it's not as simple as just signing up online etc as I believe this situation can invalidate any house insurance cover . Can anyone recommend house insurance that will cover this or is it a case I have to make specific clarification with any…
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PPI claim prior to JR in 2010 - should I have been paid 8% interest?
Hi, So an unusual scenario around extenuating circumstances on a PPI claim. I has a PPI claim upheld by RBS in Feb 2010, and accepted the claim amount being offered. The PPI claim was based on a £10k personal loan with a single premium PPI of £2,151 taken in 1999 and settled in 2004. At the time of loan acceptance and…
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Do I have to have a life insurance review?
I have pestered continuously over the last few weeks from my life insurance company who say I have to have a review. My policy has been with them for over 20years so why does it have to be reviewed? They have made me feel it is by latest regulations
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Bank charges
Hello in the early to mid 2000i was desperately in debt Halifax bank were charging me approx £35 to£40 for each returned cheque and transaction I was behind with my mortgage and in a very bad situation I wrote a cheque and put money into the account that was taken for something else the bank paid the cheque despite…
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We Fight Any Claim - HMRC refund. Can this be a potential scam?
Dear All, I need a bit of an advice as I am puzzled and feel that maybe I could have been played but stopped in the process of submitting a claim form via "We Fight Any Claims (WFAC)" for tax refunds. I have received 3 WFAC texts starting from the 15th of November 2021 stating that 20% of my PPI compensation was paid to…
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Ingenious Legal
I replied to a thread here, rather than start a new topic. My apologies if that is frowned on, but as I don't want to get it wrong either way I posed the question at the bottom of this thread: https://forums.moneysavingexpert.com/discussion/6170324/ppi-fee#latest
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PPI tax
I filled in the R40 form in 2019 claiming tax back on PLi payouts for three tax years £1949.48 in tax year ending 2017, £147.91 for the tax year ending 2018 and £16.09 for the tax year ending 2019 and was shocked to find instead of a refund HMRC sent me a demand for payment. Have the rules changed since 2019 and is it…
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Car Accident - Personal Injury Claim - Bad service from Solicitor..
Hi everyone - hoping for a bit of advice. Myself and wife (from N Ireland) had a car accident back in April. Man ran into the back of us - admitted liability immediately at the scene - even said he had a "few accidents" My car was damaged (£800 worth) and repaired in 2 weeks. Both myself and wife had neck injuries and have…
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PPI Tax reclaim help
In 2018 I helped my mum claim back PPI in my later father’s name. In March 2020 I helped her fill out the R40 form to reclaim the tax on this however I don’t think I fully understood what I was doing and may have put the incorrect amounts in. The PPI amount that she received was £6188. Tax of £1237.41 was deducted by…
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Problem with R40 form being returned?
I am trying to claim back the tax I paid when I was refunded a PPI payment. I filled in the R40 form online and have been sent a letter from HMRC saying "We need you to confirm the details of your income. Please send us the documentation which show details of your PPI claim, including the simple interest calculation from…