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Is it worth trying to claim back tax on PPI claim
Hello. I am just after some advice on whether it is worth pursuing tax that may be owed on a couple of successful PPI claims from 2019. The claims were made via the Fair Trade Practice and in total I received around £8k. I was recently contacted by them to ask if I was interested in claiming for the tax I would have paid,…
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Claim 2013/14
Is it possible to claim the interest on ppi for 2013/14?
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House insurance "overcharge" settlement - good offer or total bamboozle?
Hello everyone, I'll try to keep this short... My mum's home insurance auto renews every year. She's elderly/disabled and doesn't think to check these kinds of things, but my sister and I have recently taken over handling all her financial stuff and after running some quotes online we found she's been paying well over the…
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Mis-sold TMPP
Does anyone know if you can still claim if you think you were mis-sold a total mortgage protection plan?
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R40 interest section
Dear all, I wonder if you can help me please. The PPI company that I went through (JPS Financial) have submitted the R40 to HMRC and in the 'interest' section they have put the figures as the *full* amount of PPI repaid to me. I thought this section just dealt with interest? I am now left owing money to HMRC! I have a…
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Need advice
Hi, in 1986 I took out a loan with NatWest. I made several attempts to claim ppi as I knew they sold me ppi because they said I couldn't have the loan unless I signed to have it although I didn't want it. Eventually after telling me I never had ppi they wrote to me out of the blue to tell me that I did have it, and I was…
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Conservatory roof claim - new panel or new roof..?
We had a conservatory roof panel (polycarbonate) damaged in the storm which now needs replacing. I’ve been told it can be replaced but that due to the age of the rest of the panels it will look completely different and stick out like a sore thumb - not just because they’re old/discoloured but because the panels are made in…
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Hastings car insurance cancelled
So I took out car insurance in January with Hastings direct with me as the main driver and my partner as a named driver. I stated that we were both employed but 2 weeks later my partner lost his job. I received an email from Hastings asking to confirm our occupations which I then put me as employed and my partner…
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Employers NI Payment
I am a 64 year old agency supplied worker (ASW) and have to pay both my personal and my employers national insurance (NI) contributions. How can this be fare and is there anyway I can claim the employers NI back? I have paid my personal NI contributions since I started work as a 16 year old apprentice back in 1974. Surely…
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FCA brings in fee cap for claims management firms saving consumers almost £10m a year
A cap on the fees claims management companies charge customers has been introduced by the financial services regulator today, which it says will leave some people £1,000s better off. Read the full story here: 'FCA brings in fee cap for claims management firms saving consumers almost £10m a year - here's what's happening'…
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Mis-sold Payment Protection Insurance
Hi, can anyone advise if it's still possible to claim mis-sold PPI insurance? I knew I had some back in the early 90's, but had no records due to paying off the mortgage and domestic upheavals. However, the company involved, Cardif Pinnacle, has just written to me in error, so I now have all of the policy details. A quick…
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Barclay interest refund
Good afternoon, so I opened a later for my deceased Dad from Barclay saying he had a refund due to the interest on his old account. I am the executor and sole beneficiary, the letter states he is owed £222.47 (refund amount) and also £75 (inconvenience payment) and that once I reply with the account information I will…
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Gladstone Brooks
Gladstone did a claim for me that concluded in 2020 Feb/March. Then covid hit lockdowns etc and I heard nothing more from them. I did put the amount I owed them to one side and haven't spent it. I sent them an email last year saying I hadn't heard anything from them about confirming how much I owed them and didn't get a…
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HMRC R40 claim
I just received a letter from HMRC telling me that they can't process my R40 claim for a rebate on taxes paid on savings in 2016/17, because the deadline was april 2020. Which is fine, except I never applied for a rebate. I just rang them and they said a company made the claim on my behalf. It was a bad line and I couldnt…
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Tax bill for PPI
Hello can someone help me please.? I have been given a tax bill for the total cost of a PPI payout but I only received 60% the company took the other 40%. The inland revenue have billed me for the total amount which will cripple me as they are reducing my tax code by 7,900 making my tax code 585!!! I really do not…
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Have I just put 20+ years of premiums down the pan?? :-(
In the mid 1980's I was a driving instructor and took a loan out to but a new car. I covered the loan with a short term income protection plan ( sickness and unemployment) that I probably bought through an independent broker. I kept the policy going because I kept on renewing my cars. I think the original insurer then sold…
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PCP
Wondering if I could get any sort of insight on what I’m able to do or if anything is able to be done. I had a car on HP through Evans Halshaw, I had this for roughly 2 years until I wanted a change and seen a nice car at the same garage I got this from. So went in, test drove it loved it and asked if we could basically…
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PPI tax reclaim.
I have read loads of messages about this and nearly ready to make a claim but wanting to make sure partner is on 20% tax rate. The delay in claiming up until now has been busy with divorce and consent order. PPI refund was £5671.99, including the 8% interest. Tax deducted was £638.10. Partner received a cheque for £5033.89…
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Life assurance
I have a life assurance in trust. The trustees are myself and my brother. If I die he’s the sole trustee which I’m wanting. Is this ok? I heard that having just one trustee could void an insurance and other than myself and I am the one insured he’d be the only trustee in the trust and the beneficiary.
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PPI 2
Hi reading the papers today is it true that if you haven't claimed ppi in the past you can claim now over some court ruling this week and if so is it only designated solicitors dealing with the claims thanks in advance