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Tax bill for PPI
Hello can someone help me please.? I have been given a tax bill for the total cost of a PPI payout but I only received 60% the company took the other 40%. The inland revenue have billed me for the total amount which will cripple me as they are reducing my tax code by 7,900 making my tax code 585!!! I really do not…
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Have I just put 20+ years of premiums down the pan?? :-(
In the mid 1980's I was a driving instructor and took a loan out to but a new car. I covered the loan with a short term income protection plan ( sickness and unemployment) that I probably bought through an independent broker. I kept the policy going because I kept on renewing my cars. I think the original insurer then sold…
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PCP
Wondering if I could get any sort of insight on what I’m able to do or if anything is able to be done. I had a car on HP through Evans Halshaw, I had this for roughly 2 years until I wanted a change and seen a nice car at the same garage I got this from. So went in, test drove it loved it and asked if we could basically…
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PPI tax reclaim.
I have read loads of messages about this and nearly ready to make a claim but wanting to make sure partner is on 20% tax rate. The delay in claiming up until now has been busy with divorce and consent order. PPI refund was £5671.99, including the 8% interest. Tax deducted was £638.10. Partner received a cheque for £5033.89…
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Life assurance
I have a life assurance in trust. The trustees are myself and my brother. If I die he’s the sole trustee which I’m wanting. Is this ok? I heard that having just one trustee could void an insurance and other than myself and I am the one insured he’d be the only trustee in the trust and the beneficiary.
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PPI 2
Hi reading the papers today is it true that if you haven't claimed ppi in the past you can claim now over some court ruling this week and if so is it only designated solicitors dealing with the claims thanks in advance
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Mortgage Payment Protection Plan
Hi everyone - I hope someone can explain how I resolve the following: Our mortgage completed in 2017, and for a number of years I had a mortgage payment protection plan in place with Legal & General. At the time the mortgage ended, for whatever reason, the protection plan was never cancelled. As the premiums were…
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charged for unsuccessful PPI claim
Hi I used a claims management company to check if I had any PPI. I'm pretty sure I didn't but thought I would check and see. The claims handling company have said Sainsbury's have sent me a letter with the outcome of my claim and they want a copy so they can determine the fee. Firstly, I have never received a letter from…
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Can't contact executor
Good morning folks. I have made ppi claims on behalf of my deceased Mother and I am having trouble with Santander. My mother died in December 2017 and as her only child I was the main beneficiary. I have claims being looked at by Lloyd's and Santander, both have identified possible accounts(3 & 2 respectively). After many…
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Personal Pension
Hello, can anyone recommend a financial advisor who can advice me with regard to setting up a pension plan. I am not having much luck with a couple I have contacted so far. :)
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incorrect account number investigated
First timer so bear with me. I've lodged a ppi complaint and the bank has found in my favor under a couple of accounts and sent me the documents to sign for my refund. However the account i was most interested in was a business loan account which over 4 loans amounted to over 500k in borrowings. This came back as no…
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Morses club refund
Hi I’ve had 40 loans with morses club over the last 10 years, I currently have a claim ongoing with resolver to claim back interest and charges, has anyone been successful doing this? Thanks
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Have I come to a dead end with mis-sold PPI complaint?
After several years of correspondence with Halifax about mis-sold PPI, we then submitted the complaint to the ombudsman. The ombudsman has made her decision that 'assumes' myself & husband would have taken out the PPI even if we had known it was optional. We've been told the decision is final even though I asked her to…
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JD Williams / Allianz PPI Success
Re: Allianz taking responsibility for JD Williams / Ambrose Wilson PPI mis-selling.... I reclaimed several years ago but JD Williams rejected the claim - my reasons were I did not request the cover, the cover was unsuitable for my circumstances (I had 6 months sick pay/etc ) and in fact I could prove I had asked for the…
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Claiming third party car insurance through the MCE Insurance policy holder
The MCE insurance policy holder has seriously damaged my
stationary (parked) vehicle. He admitted his fault
and is liable to pay for damages. He has also informed MCE Insurance about this
incident. We've made numerous calls and emails none of
which we have received a response to. Unfortunately, the MCE Insurance is…
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PPI Payment
My mother has received a PPi payment from J d Williams, the account is in her name but I have been dealing with and paying the account for the past 15 plus years, I did query the payment on the account a few years ago but heard nothing more, now a cheque has been issued, my mother wants to transfer some of the payment to…
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PBA advice
Hi, just wanted to ask a question please 🙂 June 2020 I went online to go through a Company to reclaim any monies from our bank for PBA. Only heard from them a handful of times, so early January 2022 decided to go to the bank myself. If I am due any monies would the Company be within their rights to take their percentage?…
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Life insurance
Just done my first quote for life insuranceI hate it find it so intrusiveI was on anti depressants years and years ago for a short period of time and self harmed (just cuts on my arm nothing serious) wear hearing aids (normal hearing loss like many people wearing them) And high blood pressure which is now under controlAnd…
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Secure My Booking Help Needed Please
Hi everyone. We took out insurance on tickets we purchased with Secure My Booking. Before the event was due to take place my 2 year old daughter had covid symptoms sonwe ordered a PCR test. We were told to Isolate till the results came back so had to miss the event or risk putting other people at risk. Have just been told…
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How long do you have to accept an offer of PPI payment?
I submitted a successful PPI claim in August 2019. HSBC wrote to me in October 2019 stating that I was owed money based on a loan I had taken out with PPI, I duly sent off my bank details but because the bank details I gave them were in my married name and with a new home address they subsequently wrote back and requested…
