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PPI Tax max fees?
The PPI maximum fee limit was set at 24%.Has this limit been applied to the fee payable to companies who are claiming the Tax back on PPI payments for customers - or is it bonanza time for them (again)?My sister has just been charged 48%.
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Home Insurance
My partner moved into a two bedroom cottage about 25 years ago. He’s not very savvy when it comes to finances and didn’t realise that he should never renew insurance! When I met him he was paying £140 a month for home insurance with Santander after being with them since the mortgage started. I feel he’s been exploited…
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PPI And Mistaken Insolvency over annulled bankruptcy
I had a bankruptcy in 2007 but had it annulled within months. Fast forward to 2019, Barclays upheld two PPI complaints in my favour. Total figure just shy of £3,000. They issued my cheques. Unfortunately, I deposited the cheques after six months. They had "expired". I requested that Barclays reissue my cheques. They…
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Alloy wheel insurance issue - Advice needed
Last year I bought alloy wheel cover for my new car from an independent company and currently in the process of raising this with the motor ombudsman as I did not get a response to my complaint. I scratched my alloys by kerbing and decided to put a claim in June. Before I put in a claim, my car's Tyre Pressure Monitoring…
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HMRC and ppi refund
In January 2020 i received a ppi refund for over 26k. Quite unexpected but very nice i deposited it in my building society account.In early 2022 i read on Martins site that it was possible to claim a refund if tax had been deducted before the refund was paid.I sent off R40 ,it was returned as not filled in correctly,i…
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Is this address still used by HSBC? (follow-up to closed message)
Hi, I am responding to a former message found at https://forums.moneysavingexpert.com/discussion/6050461/is-this-address-still-used-by-hsbc. Oddly HSBC in their branch list only list the following branches for Sheffield: Sheffield, Crystal Peaks - Digital Service Branch Crystal Peaks Shopping Centre, South Yorkshire, S20…
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MyJar redress through Harrisons
Hi - I was wondering if anyone has received their MyJar compensation from Harrisons yet? I saw that they promised to pay customers by 15th July 2022. I hope it wasnt a scam.
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Capital One PPI
Hi, I am at a bit of a loss with regard to a PPI claim against Capital One. My ticked the box on the form believing not knowing but it was but was a condition for the account. We challenged this and explained it was done in error believing it was a condition of the card. Our PPI claim was refused on the grounds that my…
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Arkline RBS PPI letter deceased
I received a letter from arkline UK with RBS on the banner related to a PPI policy regarding my father who died in 2012. The letter had a link to a website with form and a password and ref number to enter as part of the claim. Arkline is a legal firm. Has anyone else received anything like this. I was exectutor for my Dad.…
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PPI compensation debt scam
Thank you
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Phoenix Covermaster
Hi - can anyone offer any advice on what do with an Abbey Life Covermaster policy and an Abbey Life Covermaster (LRP) policy (now run by Phoenix) taken out in 1982 and 1992 which are now worth 50% of what's been paid in over the last 30 and 40 years when one of them dies - or even less than that if cashed in early. Both my…
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Car Finance reclaim
Hi guys i don’t know if I am posting in the correct part. I am about to put a claim in against a vehicle finance company I had an agreement up until approx 18 months ago. However I can not find the old finance agreement I had with them. Seems a silly question which may have an obvious answer. Do I need to have the…
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BCS claims cost me my payday redress
I used BCS claims in late 2019 to see if they could claim back my payday redress. Usual story, pestering calls and gave in & answered. Pleasantly surprised to learn I could claim back as I was in a cycle of payday loans to pay more payday loans during a tough period. 20 month cycle. I saw quickquid despite being in…
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Bank refund
Hi I’ve had a refund from hsbc for an investment account I was sold wrongly and lost £10,000 via a third party. They took 40% of my money they got back for me and was tax on all of the amount I was given. Even the £10,000. The company have said I can make another claim for them to get this money back with the same charges.…
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Keycare 48hr waiting period
Reading the terms & conditions of this insurance, it states that the keys have to be lost for at least 48hrs before a claim can be made. I can’t imagine many people being able to wait that length of time before getting a locksmith to let them into their home or their car. Am I missing something? There doesn’t seem to be…
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PPI Insurance Claim scam!,
I used a PPI claims company few years ago to claim my PPI. They got me some money back and took their commission from the money. After few years the same company reached out to me again that the government are paying claimants back the taxes HMRC took from the PPI claims. They sent me a form to fill for them to get my PPI…
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Barclays historic Refund offer 30/07
I didn't read mse article from Jan' until... I receive in writing Barclays historic Refund offer 30/07 Small triple figure sum, I can only assume was from original rejected ppi claim, at least Barclays were only rejection a few years earlier. This was unexpected as I cancelled this years card as no longer required. Have…
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Claiming finance
I’m wonder if some one can give me some advice my other half is car finance cleared and he keeps getting phone calls, regarding claiming car finance or ppi threw Solicters in a no win no fee. but after reading threw the terms I’m not sure if he should do it some thing is nigling me regarding this. 1) there was a spelling…
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Driver Pranged My Car but is messing me about.....
Last weekend a car drove into my back bumper creating damage. He took photos and he gave me his personal details. He contacted his insurer and they rang me to accept liability by text message, then rang me after that to arrange settlement with quotes from their approved garages. Meanwhile, the driver wanted to arrange a…
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Mortgage Protection Insurance
Hi, I feel a bit daft putting this up but here goes. I live in Belfast and moved to my current address in April 2015, prior to that I moved to into my first home in October 2002 with my partner before we married and had kids. It was an older house with wooden windows and in 2004 I went to my then mortgage provider Alliance…
