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Payday Loan Claim - Irresponsible lending
Hi guys, newbie here! I’ve been looking into getting help for irresponsible lending for a while now and hit a bit of a dead end! Back when I was on a very low income as an apprentice, I had several payday loans (I know I know, but I was desperate). I got into the awful position of having three or four on the go from…
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Moved
Moved to Insurance travel forum
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Late claim, worth a try? Exceptional circumstances?
I missed the deadline for claiming for mis-sold PPI but was wondering if there's any point in trying to submit a claim now using exceptional circumstances. Not sure my circumstances are that exceptional (they feel exceptional to me) to meet the threshold for a late PPI claim. The background:My physical health in 2019 was…
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HSBC FLEXILOAN ACCOUNT
Hi, I opened a current account approx 28 years ago with Midland/HSBC bank. They suggested I also open a Flexiloan Account with a £3,000 limit which I did. I have always used it and it currently has a 16 % interest rate. When I opened it I had to take a repayment insurance which I also have paid ever since. This year HSBC…
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Phillipson Hardwick Advisory - PPI Tax Refund
I have now received two emails from "Phillipson Hardwick Advisory" stating I could be owed some tax from my PPI claim. I appreciate there are lots of this type of post within this forum, however I can seem to find a answer to what I'm looking for and wondered if someone can give me some advice on whether this is legit…
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Phillipson Hardwick Advisory
Hi, First time user, long time follower,Now you can call me lazy or stupid but when you have very little time on your hands I'll take easy over complicated.Long story short, I signed up to this company to reclaim (What I thought to be a) PPI tax refund but found out it was just an income tax refund from HMRC.So I received…
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Advice needed
I was mis sold ppi by nat west in the early 80's, I was made redundant and the ppi as sold to me would've paid the loan. At the time the nat west refused to pay the loan and arrears built up and werenever paid. I eventually proved that I had ppi and they agreed it was mis sold and awarded me over 4k in 2021. I never…
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John Lewis insurance charging for non fault car accidents
I insured my car with John Lewis in the belief that they are an honest company who major on customer service. However a few weeks after taking out the policy they charge me £51 for having had 2 non fault accidents. Other people have reported this procedure with other insurance companies and the argument is always that…
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Gender-Specific Insurance
I've had a life insurance policy with Aviva (previously Friends Life) since
May 2012. I'd noticed that my wife's premium is significantly cheaper than mine and
spoke to Aviva in 2015, who informed me that my policy was more expensive due
to me being male. What they didn't tell me was there had been an EU Directive in March…
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Worth a claim?
Hopefully someone works in insurance around here and can give me a spot of guidance as my insurance company dont have any contact details to speak to them directly. I had a bump in my car, scratching and denting the passenger side and breaking the rear wheel arch cover. The best quote from two garages I've been to was £980…
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Personal injury claim, no win no fee but court costs?
I was injured in a rta, I have a claim going through on a no win no fee basis. The company dealing with my claim have sent me a ‘help with court fees’ form to fill in. I won’t be eligible to get court fees paid. I told them this but they said I still need to fill it in as if I’m eligible then the court refund them the fee.…
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Car Insurance recovering money from third party
Involved in a small collision last year. The other driver refused to give details and drove off. I reported to police. He went into the side of me as my light was on green. He is also saying his light was on green at a crossroads. My insurance have always stated it was the other guys fault and I was not required to pay…
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Sainsbury’s insurance
Hi,I took out a policy with Sainsbury’s car insurance and the underwriters were a company called pukka/action365 Ltd. I had my car stolen on the 15 September. I phoned twice to notify them, once it took me 2.5hrs, then 3.5 hrs to talk to them then.I heard nothing whatsoever of them after that. After shaming them on t we…
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Reclaim tax paid on PPI compensation
I have just received a refund of PPI on which I have paid £400 tax. Do I have to wait until the end of the current tax year before claiming a refund. Thanks.
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Stolen vechicle
I put 1,250 to a hire purchase agreement for a car at the trade center and the rest was paid on finance the car was then stolen I had comprehensive insurance cover however the company are looking to make a payment to the finance company at market value and state they would also take out of the settlement amount the…
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Fast Track reclaim management fee AFTER case closed?
Can someone help to clear this up.I made a claim for Working From Home Allowance in May 2022.The same month I receive an email from them: You signed up for our service to try and reclaim the expenses you paid
whilst working at home from the HMRC. Unfortunately, HMRC have rejected your
claim and advised us that: Your client…
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Over payment Insurance policy excess
Hi, received a cheque in the post the other day for £27 from car insurance I had back in 2020! It was in regards to a windscreen claim, and apparently its been identified an over payment of my policy excess has been made in error by them. The letter apologies and explains the amount of the cheque is plus 8% interest. Im…
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Hsbc ppi claim still not resolved what do I do?
Hi all apologies as I’m very lacking in knowledge around this area. a long time ago I did as Martin suggested and filled in lots of forms on resolva re any ppi claims. I don’t have any records of anything I might have taken out and would have been very young at the time straight out of uni so even more naive about…
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HSBC PPI redress payment
Morning all - just doing my weekly bank statement check and I've had a payment labelled as above. As I was overdrawn it's very welcome, anyone else just received one?
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Home Protect Insurance - Claim Rejected
Six weeks ago a drain became blocked and on examination had collapsed. The Insurance company has rejected the claim saying they don't cover pitch fibre piping. Although this is an old type of pipe I can find nothing in the policy that suggests such an exclusion. I have raised a complaint asking for evidence that the…
