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PPI Tax Rebate
I made a claim for the above from an online company, they were Mortgage Smiths but, are now called Wyndam Group Ltd. On 1st December HMRC sent me a letter saying I have a rebate of £175.47. After chasing Mortgage Smiths, I received a cheque for £11.57. When I called, they were now Wyndam Group Ltd. I asked why I received…
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Car insurance query
Good evening all, Someone crashed into my parked car down my road sometime over a period of 2 days where it was no in use, they left no details and of course I informed my insurance company My insurance company have deemed the car a total loss, the settlement figure they have provided is £4323. I don’t know much about this…
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SafetyNet Refund Success Story - Irresponsible Lending
Hello Everyone, Have just successfully claimed back ALL of my interest paid to SafetyNet using Resolver and viewing some posts on this forum. Firstly, I went back and looked at my borrowing history and calculated the total amount of interest paid in 18 months and it blew me away, no wonder I was struggling. This is what I…
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solicitor goes into administration, I am liable for costs, insurer not responding
This is post is both lega/solicitor and about Amtrust insurance, so thought this the best place for this post I had a no win no fee case with Purelegal. they have goine into administration, and I had new solicitor SSB Law taking over the case. They say PureLegal took out a loan of £13,500 with Novitas in my name to fund…
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Monument MortgageCare Gesture of goodwill.
Hi, I've just received this letter from Barclays. We moved into our current address March 2014 and honestly thought that this was for our current mortgage and so has continued paying without question at £28 a month. Must admit we're not very savvy when it comes to insurance policies. We had a letter from Monument in…
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Health insurance cash plan mis-sold.
Good day, I recently found that my father had been paying for a cash plan insurance policy for the last 18 years. My father is not an "admin" "paper person" and does not look at his bank statements. When we contacted the company to see what the direct debit was they couldn't find any detail on the policy. We were requested…
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critical illness cover
When I had finished paying for my mortgage , I went to my bank to cancel my PPI cover as I knew I would no longer need it. A member of staff advised to switch my payments to a critical illness claim policy. I was told that if I did not claim for an illness during the duration of the policy I would receive a lump payment at…
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Pockex Tax - PPI Tax Reclaim Not Payed
I used a company called Pockex Tax to reclaim the tax on a PPI payout. HMRC confirmed that payment was made to Pockex on 6th January. After taking their commission, I am due £535.42 but have still not received payment from Pockex. I keep getting fobbed off with excuses. Cheque was sent out on the 11th, no managers…
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PPI Reclaiming Discussion Part 5
Hi all, this thread is for discussing the PPI Reclaiming article. This is Part 5 of the discussion, as the last one was so long (read parts one, two, three and four). To discuss or ask a question about this article, click 'post reply'. To read about non FOS claims read this thread. Report and read success stories in this…
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Fast track reclaim
We are being harassed constantly regarding a £500 that Quickly finance t/a fast track finance day we owe. They have emailed a copy of a letter of authority which is fraudulent. They are asking for the payment because we haven’t sent a final decision letter from Barclays. We have never had an account with Barclays and as…
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Reclaim PPI tax from previous years thru online self-assessment
I need to reclaim the tax on interest from my PPI claims which were paid out in june 2020. R40 doesn't seem to apply to self employment, so I asked HMRC for help and (eventually) got a response saying to use 'box 17 - Other taxable income – before expenses and tax taken off'. But there is no box 17 on the online form and…
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Can i claim on insurance for leaking/damage to roof?
Recently moved in (6 Months ago). During the recent heavy rain we noticed the roof had some internal damage and possible external damage. We can't put the upstairs lighting on now as it trips out because of a light in the loft having water damage and worried it will get worse. Can we claim on our home insurance on the…
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Car damaged whilst being transported by recovery company.
Hi all My car was being recovered / transported back to my home location after breaking down while visiting friends at the other side of the country for Christmas (over 500 miles away). The car needs just a new alternator but as there was no chance of this being done over Christmas at the breakdown location (& I had to get…
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Payday Loan Claim - Irresponsible lending
Hi guys, newbie here! I’ve been looking into getting help for irresponsible lending for a while now and hit a bit of a dead end! Back when I was on a very low income as an apprentice, I had several payday loans (I know I know, but I was desperate). I got into the awful position of having three or four on the go from…
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Moved
Moved to Insurance travel forum
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Late claim, worth a try? Exceptional circumstances?
I missed the deadline for claiming for mis-sold PPI but was wondering if there's any point in trying to submit a claim now using exceptional circumstances. Not sure my circumstances are that exceptional (they feel exceptional to me) to meet the threshold for a late PPI claim. The background: My physical health in 2019 was…
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HSBC FLEXILOAN ACCOUNT
Hi, I opened a current account approx 28 years ago with Midland/HSBC bank. They suggested I also open a Flexiloan Account with a £3,000 limit which I did. I have always used it and it currently has a 16 % interest rate. When I opened it I had to take a repayment insurance which I also have paid ever since. This year HSBC…
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Phillipson Hardwick Advisory - PPI Tax Refund
I have now received two emails from "Phillipson Hardwick Advisory" stating I could be owed some tax from my PPI claim. I appreciate there are lots of this type of post within this forum, however I can seem to find a answer to what I'm looking for and wondered if someone can give me some advice on whether this is legit…
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Phillipson Hardwick Advisory
Hi, First time user, long time follower, Now you can call me lazy or stupid but when you have very little time on your hands I'll take easy over complicated. Long story short, I signed up to this company to reclaim (What I thought to be a) PPI tax refund but found out it was just an income tax refund from HMRC. So I…
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Advice needed
I was mis sold ppi by nat west in the early 80's, I was made redundant and the ppi as sold to me would've paid the loan. At the time the nat west refused to pay the loan and arrears built up and werenever paid. I eventually proved that I had ppi and they agreed it was mis sold and awarded me over 4k in 2021. I never…
