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Hit and run car accident and credit hire
Hello, I hope someone can advise me on credit hire issues for a courtesy car I am in the process of getting from Enterprise. Someone crashed into the back of me at traffic lights and just drove off. My dashcam recorded the footage and I was able to read the reg number and the vehicle make. My insurer tells me this car has…
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Claiming Tax back on PPI claim - what tax year does it go against
Hi I received a PPI claim back in June 2019, and am currently filling in the R40 forms what tax year does this go against, 06/04/19 - 05/04/2020? or the one before? Thanks guys :smiley:
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Bank smart
Hi all. I have been reading through the forums about bank smart scamming their customers where customers have been receiving invoices from them for either cancellation of their claims or being in breach of their contract. Unfortunately the forums close or nothing more was posted towards the end of 2019. Since I have…
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Flood damage to contents - who pays?
Hi, My boss lives in an apartment block and the flat above him had a big leak that damaged the building and his contents. The claim for buildings damage to the ceiling etc is being handled by the building managers. But nobody is recognising the damage to the contents which runs into several thousand pounds. My boss is…
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Bank-Smart (breach of contract)
Can anyone advise. For the last 7 or so years I get the occasional letter from bank-smart asking for more information regarding PPI claim. I’ve never replied or sent them anything. I’ve just ignored them and once I emailed them a couple of years ago I don’t want them to do anything on my behalf and to stop harassing…
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Bank Smart, Truro
Hi all, I have read various comments from people regarding Bank Smart, but some of the threads are quite old. Does anyone have anything recently to comment on with this company? I originally had a company called Ascend Finance looking into PPI's for me who were taken over by Bank Smart. As I had signed a contract with this…
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Windscreen replacement & ADAS
Yesterday I had the misfortune to suffer a cracked windscreen and today discovered that following replacement the Advanced Driver Assistance System will need to be recalibrated. Has anyone else had to get this done and is the cost paid by the insurer and nothing more than the excess needs to be paid? The Autoglass website…
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Dual insurance vehicle previous owner
I purchased a car, insured it fully comprehensive. It was destroyed by arsenal attack (other vehicles too in my town second time too), my insurer tells me the previous owner is also insured as he forgot to cancel. What is my best route of action now? 50% from each insurance company?
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PPI Tax Rebate
I made a claim for the above from an online company, they were Mortgage Smiths but, are now called Wyndam Group Ltd. On 1st December HMRC sent me a letter saying I have a rebate of £175.47. After chasing Mortgage Smiths, I received a cheque for £11.57. When I called, they were now Wyndam Group Ltd. I asked why I received…
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Car insurance query
Good evening all, Someone crashed into my parked car down my road sometime over a period of 2 days where it was no in use, they left no details and of course I informed my insurance company My insurance company have deemed the car a total loss, the settlement figure they have provided is £4323. I don’t know much about this…
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SafetyNet Refund Success Story - Irresponsible Lending
Hello Everyone, Have just successfully claimed back ALL of my interest paid to SafetyNet using Resolver and viewing some posts on this forum. Firstly, I went back and looked at my borrowing history and calculated the total amount of interest paid in 18 months and it blew me away, no wonder I was struggling. This is what I…
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solicitor goes into administration, I am liable for costs, insurer not responding
This is post is both lega/solicitor and about Amtrust insurance, so thought this the best place for this post I had a no win no fee case with Purelegal. they have goine into administration, and I had new solicitor SSB Law taking over the case. They say PureLegal took out a loan of £13,500 with Novitas in my name to fund…
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Monument MortgageCare Gesture of goodwill.
Hi, I've just received this letter from Barclays. We moved into our current address March 2014 and honestly thought that this was for our current mortgage and so has continued paying without question at £28 a month. Must admit we're not very savvy when it comes to insurance policies. We had a letter from Monument in…
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Health insurance cash plan mis-sold.
Good day, I recently found that my father had been paying for a cash plan insurance policy for the last 18 years. My father is not an "admin" "paper person" and does not look at his bank statements. When we contacted the company to see what the direct debit was they couldn't find any detail on the policy. We were requested…
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critical illness cover
When I had finished paying for my mortgage , I went to my bank to cancel my PPI cover as I knew I would no longer need it. A member of staff advised to switch my payments to a critical illness claim policy. I was told that if I did not claim for an illness during the duration of the policy I would receive a lump payment at…
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Pockex Tax - PPI Tax Reclaim Not Payed
I used a company called Pockex Tax to reclaim the tax on a PPI payout. HMRC confirmed that payment was made to Pockex on 6th January. After taking their commission, I am due £535.42 but have still not received payment from Pockex. I keep getting fobbed off with excuses. Cheque was sent out on the 11th, no managers…
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PPI Reclaiming Discussion Part 5
Hi all, this thread is for discussing the PPI Reclaiming article. This is Part 5 of the discussion, as the last one was so long (read parts one, two, three and four). To discuss or ask a question about this article, click 'post reply'. To read about non FOS claims read this thread. Report and read success stories in this…
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Fast track reclaim
We are being harassed constantly regarding a £500 that Quickly finance t/a fast track finance day we owe. They have emailed a copy of a letter of authority which is fraudulent. They are asking for the payment because we haven’t sent a final decision letter from Barclays. We have never had an account with Barclays and as…
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Reclaim PPI tax from previous years thru online self-assessment
I need to reclaim the tax on interest from my PPI claims which were paid out in june 2020. R40 doesn't seem to apply to self employment, so I asked HMRC for help and (eventually) got a response saying to use 'box 17 - Other taxable income – before expenses and tax taken off'. But there is no box 17 on the online form and…
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Can i claim on insurance for leaking/damage to roof?
Recently moved in (6 Months ago). During the recent heavy rain we noticed the roof had some internal damage and possible external damage. We can't put the upstairs lighting on now as it trips out because of a light in the loft having water damage and worried it will get worse. Can we claim on our home insurance on the…