Court Claim on unpaid PPI fees on old name?

whitz666
whitz666 Posts: 20 Forumite
Third Anniversary
edited 15 September 2021 at 3:01PM in Reclaim PPI & other insurance
Afternoon guys,

Asking for a friend.

He recently reclaimed PPI via a Claims company, he did quite a few claims, however, he did not end up paying the claims company their share as now he cannot afford it.

The funny thing is, the PPI claim & original loan, etc, was on his former name which he changed in 2009. 

And, the claim was paid into the Barclays account in his old name which apparently was still open?..

Anyway, it has been a while and now the claims company are sending Letter before Court notices, etc and want to settle this. So my question is, can they do this as he's no longer known by that name? Can a CCJ be issued? His name was changed in 2009 and they keep addressing him as his former name on original documentation. 

Thanks guys!

Comments

  • Yes, that's fine. He's still the same person, despite his change of name.
  • dunstonh
    dunstonh Posts: 119,210 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The funny thing is, the PPI claim & original loan, etc, was on his former name which he changed in 2009. 

    And, the claim was paid into the Barclays account in his old name which apparently was still open?..

    Nothing funny there.  If your friend didn't change his name at the bank then they wouldn't know it needed changing.

     So my question is, can they do this as he's no longer known by that name? 
    yes
    Can a CCJ be issued?
    yes.

    Changing your name does not absolve you of your liabilities.  You the individual is responsible. Not the name you choose to be known by.




    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • molerat
    molerat Posts: 34,282 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you watched the latest bailiff TV show - PPI reclaim payments feature quite heavily !
  • mjm3346
    mjm3346 Posts: 47,188 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "He recently reclaimed PPI via a Claims company, he did quite a few claims, however, he did not end up paying the claims company their share as now he cannot afford it."

    If he only recently reclaimed what has happened to all unexpected money?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 September 2021 at 10:25PM
    whitz666 said:

    And, the claim was paid into the Barclays account in his old name which apparently was still open?..


    Barclays will offset the payout against the original debt owed.  
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