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Falling Asleep At Night
Hello you very wonderful and intelligent individuals that make up these forums. I sincerely hope you are doing well. I really struggle with tiredness at night, i sometimes am falling asleep on the sofa at around 9pm, then i often wake up about 2am, then it takes me a while to get back to sleep again. I kindly wondered how…
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Hiding money in divorce Scotland
My mother in law is living in a controlling marriage. She has wanted to leave for over 30 years but as she’s never been part of any of the finances she feels stuck as she has no savings to survive on her own. She is convinced her husband would hide any money that he does have. She was a stay at home parent until their kids…
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Care support for elderly parent
Apologies if not in correct forum, will move if needs be but this looked best place Post is regards my father, age 87, diagnosed with heart failure and probably not long to live. He also has osteoporosis, several fractured vertebrae and a host of other medical conditions plus takes all manner of pills for his heart, pain…
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Court Of Protection
Wondering if anyone has experience of applying to be a Deputy with COP? We filed an application in March of this year and still waiting to hear. Impossible to contact via email or phone. I am spending, currently, an hour (plus) a day trying to get through on the phone. No joy. I understand it has to be a thorough process,…
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Couples: what are your tips for managing joint finances?
Within couples, it can be common for one person to deal with all the home's money issues. (Maybe you're that 'one'?) But if that person is hit by one of the three Ds (death, divorce or dementia), things can become incredibly difficult. Martin Lewis suggests one way of safeguarding against this: create a financial…
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LPA / credit report query
Hello! Sorry in advance if this is a daft question - I can't find the answer online anywhere... Basically, I have Lasting Power of Attorney for my elderly parents, and sadly it's got to the stage where I need to start using it with their bank, to help them manage their finances. Their bank say they will register me, and…
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moving into boyfriends mortgaged house
Please can someone advise, My situation is I own my flat outright and will be looking at renting it out and move in with my boyfriend, he has a bungalow with a £268k mortgage, I suggested using the rent from my flat to help pay his mortgage, I understand I would need to contribute to his outgoings, but I'm also wondering…
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Taxfree childcare eligibility stopped due to wife's employer - appeal or submit new application?
After two months with not tax free childcare government payments we received a message from the government saying we are not eligible because my wife is still claiming childcare vouchers through her employer. Turns out that when my wife asked her employer to stop childcare vouchers they didnt cancel them they reduced the…
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'source of funds' Scotland
Hi, my wife and I have separated and are working through the split of marital assets. During our marriage her father inherited a cottage that he sold and then gave each of his children an amount from this. He sent it to my wife's account and she transferred it to our joint account and I then used this to clear our…
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Advice on money claims please 🙏
TLTR:- using an alternate address will they trace my defendant? (I'm unsure what category to put this under) Hi! I need some advice if possible and I'll try to make it as short as possible. My ex owes me a large sum of money, therefore I have taken out a money claims on him to go to court. He has 5 days left to reply. I…
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Motor Coinsurance
Not a question, just a bit of a rant really. I recently auto-renewed my motor policy with RAC. I meant to shop around but didn't....All emails from them pre- & post-renewal have landed in my mailbox no problem. A week after renewal, I came across an email from them in my Junk folder. This explained that there had been a…
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Uk Models - has anyone had any experience with this company please?
Hi all, My wife has made an appointment to take our child to a photoshoot with UK Models and I wondered if anyone here has done this with this company. I’m not sure I trust this and have been told by my wife I’m too negative & trying to stop our child having an enjoyable experience. If you rather message me than post,…
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Partner contributing more when putting a deposit down on a house ?
Been with my partner for a few months now and things are going really well. We've had a bit of a conversation about finances and future goals such as buying a house etc. She told me she has £40K saved so far for a house which made me feel a little intimidated. I only have £5K currently saved. How on earth does stuff like…
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Has Anyone Used a Sleep Specialist for a Baby?
Hi, My 15 year old just won't sleep at night in their cot. Two hours is the maximum we get (on a good night) and then they have to come into the big bed. They're inconsolable at night when they wake up and we've tried everything so we're looking at employing a sleep specialist. Has anyone used such a person and what were…
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Creating a will
My husband and I are really needing to create a will. Obviously want to do this as cheap as possible. It would basically be if one of us dies everything goes to surviving partner. Then once both of us have died everything is split equally between our children. The other question I have was that i heard that if we created a…
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Sibstar pre-paid card for the elderley
Hi all I have power of attorney for my Dad's financial affairs, and have been advised by his first direct bank to get him a pre-paid debit card for every day use so I can better protect him from fraud. I'm thinking of getting him a card with this company - Sibstar. I wondered if anyone had any experience with…
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My boyfriend owns the house. Should I be paying rent?
Hi My boyfriend and I have been together almost 10 years. For 6 of those years we have been cohabiting. When I moved in, he requested that I pay a sum towards living at the house. This has never been a problem and I so I paid the requested amount. Looking back I wish I was more outspoken in my thinking and should have…
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Power of attorney and pre-paid credit cards
Hi, I'm hoping someone has experience of this. I recently and sadly had to activate my power of attorney for my dad's banking as there was an attempted fraud to his account and sue to a fall earlier in the year he's on a lot of painkiller medication and is unable to manage his finances safely. I've been advised by his…
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Match.com - does suspending an account still take monthly payments?
Hi, Im thinking about joining match.com. Its cheaper to sign up to their 6 month plan for £10pm. If I find someone after a couple of month, can I pause my account and not pay more. Then reactivate it in the future if needs be and continue paying for it? Ive looked on their website and its not clear. Thanks
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Should I get married?
Can anyone tell me the plus and minus of getting married? We live in Scotland, been happily together for 18 years and live in separate houses, which we would continue to do. Both now in our early 70s. Apparently his IFA has said it would make tax sense if we tied the knot. Be interested to hear your comments :)
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Most recent: Found a pigeon fledgling - what to do by kimwp
7 November at 12:50AM
