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Talk me down please 2
New thread Old one has been deleted it appears Today not good
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Step-mother concerns re fathers money
Hello My father and step mother recently brought up the fact they are getting a Will in place. The house they are currently living in was bought outright using solely my fathers funds after the marital home between him and my mother was sold. She made several comments that 1. “Everybody thinks it was just your father who…
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Mum has shopping addiction, has taken out lifetime mortgage on her home
Hi everyone, Perhaps the title is an overly simplistic one for what is actually a rather complex situation; but I'll try and make this as succinct as possible... My mum always has had issues around her spending, to the point my dad (bless him) was working two jobs. Back when we were teens, it was Franklin Mint; jewellery,…
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Marriage Allowance
i have been claiming marriage allowance because i was earning 10,868 a year, now that minimum wage has gone up i earn 11,920 a year. I am paid monthly so my hours paid are different every month , this month i did 104.5 hours so i earned £1088.89 and i paid £28 in tax Will i get this back at the end of the year?
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Legally marry and not inform anyone - official or family
Can you legally get married in the UK and not tell anyone? By anyone - I mean ANYONE, family, friends, employers, the state, 'official' people. I know you're wondering why. The main reason being that we don't want anyone to know as it would cause a lot of family problems, arguments etc (we're not cousins by the way!) But I…
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Getting married in an independent church
Hi, Me and my partner are in the very early stages of planning our wedding. We’ve decided to get married at my partners mums church. We don’t attend very often ourselves, but my partners mum goes to the Sunday service every week, it’s the church my partner was taken to as a child and the minister is a close family friend,…
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Mesher order
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Loneliness
I don't have a partner or children. I live 250 miles from my nearest family, work from home so find it difficult to make friends with work colleagues who often live equally far away. Working from home I sometimes don't leave the house much, so I don't see people in general. I find it hard to make friends & don't have a…
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Direct debits after name change
Hello, I’ve recently changed my name at the bank to my married name and I’m completely confused on if my existing outgoing direct debits will remain fine? Do I need to frantically call around and try and update my details or will my maiden name be fine if all other details have remained the same - sort code and account…
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Sheriff court executor letter
Hi, my mum has passed away and I am her only surviving child. Having spoken to a clerk in the sheriff court office I believe I need to draft a letter to the court to be appointed as an executor of her estate. Does anyone have any advice on the wording as I fear it will need to be in legal speak which can be very specific…
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LPA health and welfare
If this has been discussed already I apologise and would appreciate a link. Basically, we need to update our will and doing LPA at the same time. Wondering if it’s worth doing ‘health and welfare’ as well as ‘property and finance’. We are only mid fifties and work in health and not sure if it’s worth the extra costs. All…
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Judge Wording on Enforcement Order, clarification needed. Thanks.
Hi, I have had an enforcement hearing, to enforce the price and sale process of the former matrimonial home which has already been ordered forsale. (Have been through full contested divorce and financial order has been made at final hearing). The judge eventually produced a 'General Form of Judgement or Order' which…
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What to do with the house owned as joint tenants
After the relationship breakdown, mother remained living in the house with the child. Property is jointly owned. The mortgage is paid by the housing benefit. However the child is shortly going to be 18 and something needs to be done with the house. What are the options? - Sell (prob there will be resistance from mother and…
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Purchases over £100 when you are a POA - consumer rights
Does anyone know how consumer rights work for POA when you purchase large ticket items such as stairlifts, converting a bathroom to a wet room and basically anything over £100 when the donor and POAs only have a debit card? POA can’t apply for loans, o/d or credit cards. Where does the donor and POA stand if they purchase…
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long term loan to friend
over a ten year period i loaned money to a friend and it is now a huge loan which he promising he will pay back but my patience has run out. a year ago i said please just pay me weekly or monthly something to knock off the debt, but he cant even manage to be reliable with that. he now has no job or assets! and he has an…
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Asked to leave family home, I don't want to
Good morning all, a potted history: Met my (ex) partner in 2010, moved in together 2011, had our one and only child in 2012. I'm 55 years of age, my ex is 54. Had a rough few years with the little one, development issues which are still ongoing but its totally destroyed me and the ex mentality. Apart from little sleep for…
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Common-law Spouse of 8 Years Would Not Update His Will: What are the Consequences?
Hello! I would like your help and advise about an issue that has been making me sad for many years. I hope you could help me with the right information and strategies. My cousin has been in a long term relationship with a guy for eight years. During these eight years, they had also been living together in a house owned by…
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how much to charge adult kids
At the moment I charge two £260 and one is paying nothing as he chose to give up work to study again. all are over 20, one is also just finishing uni but he has lived at home for the duration and paid rent all that time. For context I was widowed a year and half ago and I have been living off savings since whilst I start a…
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LPA amendment/revocation
Two years ago my mother set up a finance and property LPA naming my sister and I as attorneys. We have recently discovered that she mistakenly ticked the box for making decisions ‘jointly’ rather than ‘Jointly and severally’. She wants to correct this, and still has capacity. Does she need to completely revoke the old LPA…
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I just feel so alone...
Hi everyone, I feel the need to post this as there are a few things going on in my life at the moment (you may have just read my post about my daughter and employment). As the title says, I just feel so alone. I wouldn't really say I have any "friends" to speak of. There are people that I talk to, such as people I see at…
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