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Should I change my joint account with my separated husband
Hi, Hoping for some advice. My husband has moved out of the country but we still joint own a property with a mortgage. I pay for the mortgage and everything. We still have a joint account which the only thing being paid in is my earnings but obviously the mortgage is going out which is in both our names. There are also…
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Jointly and severally POA
Hi, Myself and my brother are POA for my mother. At the moment we are trying to sell my mums property to fund her care. An offer has been received which i want to accept however my brother does not. Can i accept the offer acting severally or do we both have to agree?
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living and contributing to partner's house
Hi all I have been living with my partner for 3 years, in a house entirely in his name. When he purchased it, I put £15k into some refurb and large purchases eg new kitchen and bathroom. I own another property (with a mortgage) that i used to live in, which i now rent out to my daughter. I pay a proportion of my partner's…
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NHS Treatment for my son
Hi everyone, I need some advice on what I can do.. sorry for the long story but it’s hard to shorten it lol I’ve got 3 boys the youngest is 3 months old. He was born with bilateral talipes (clubfoot) which was picked up on the 20 week scan so we knew about it and discussed treatment with doctors at our local hospital…
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Help! IHT, PoA, tapering. Bear with. It’s complicated.
I’ll try to make this as simple as I can MiL is 94, all her faculties but deteriorating and completely housebound. For the past 9 years both OH and her brother (BiL) have had lasting PoA. As well as both having POA they are both executors of MiL’s will. Having a number of pensions savings and investments from departed FiL…
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Power of Attorney Query
Morning all. I have spoken to my Mom yesterday and she said that her and my Dad are going to their solicitors next Thursday to give me POA, in the event they become incapacitated etc. Of course I have said this is ok. But what will this mean for me and in what circumstances will this get passed to me? Are all situations…
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Will advice - not married
After advice if possible Looking at sorting our wills out and its seems very
complicated with our circumstances and not sure if best to seek Financial
adviser first or Solicitor for drafting will Not married, house purchased together as tenants in common,
3 non dependants for partner from previous relationship who live…
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unacknowledged gifts.
I have been sending small amounts of money in birthday cards to my family in Australia for decades now. I NEVER have an acknowledgement from the adults and only very occasionally from the grandkids. I have told them I need to know the money has arrived but I always have to prompt them. I don't need gushing thanks, just…
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LPA Time-frame
For me the time-frame was 4 months from date of posting (late Mar-late Jul). Might help someone who is looking for a current estimate.
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Constantly feel like I can’t do anything right
So I am the middle child in my family and has always felt the need to be more independent than both my sisters but I feel as though this has lead to me being the black sheep in my family and I can’t do anything right. And these are the two most recent examples. Firstly it is my dads birthday in a few weeks and my mum…
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School uniform grants – urgently check if you can reduce costs by up to £200
If you're on a low income and struggling with the cost of school uniform, you could get up to £200 to put towards it in the form of a non-repayable grant. To help, we've searched through council websites to find which offer it – check below to see if you qualify and what you could get. But go quick, as some of the…
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My friend is rude and ignorant
So me and my best friend have been friends since primary school but over the last few years he's become rude and ignorant. There have been many examples of how he's been recently but I think this is the worst one. We have season tickets to our rugby team, I drive to every home game and the majority of the away games…
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Mental health referral fallen through
Since being a teenager, I have had varying levels of mental health issues. Over the last ten years, these have manifested, and the last four years have been a perfect storm of intensity; I've had numerous points of contact with the police and mental health services due to being in a domestic abuse situation, and was…
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Lending money to my parents and inheritance tax
I’m going to loan my parents some money to enable them to buy a bungalow. After they move, they will sell their current home and pay me back. Doing it this way just takes a lot of stress out of the process for them. They’re well into their 80s and have been in the same family home for nearly 50 years, so stress reduction…
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Care home fees for escorting to medical appts
My mother lives in a care home (not nursing to be clear). The vast majority of her pensions are used to pay the care costs with LA funding the rest and it leave a small balance each month which just about covers other expenses. So we pay the LA directly each month. The home have randomly sent an email saying they will…
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Strong Boy
Hello, This maybe a bit of a out of the blue thread and I'm unsure where to post such a thing but I thought it best to post something online to get peoples opinion of what I can only describe as something not worded correctly in the building trade. I am getting some building works done at my property and I had the…
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Is borrowing money from my dementia suffering mother legal?
My mother has serious dementia; she doesn't usually know who I am any more. She still lives in her home with daily carers that she is paying for. My siblings and I control the money because she doesn't have a clue. My brother is buying a house for which he has the funds but they are currently tied up. He would like to…
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Money Moral Dilemma: Should my husband pay back the Child Benefit we're losing due to his pay rise?
This week's MoneySaver who wants advice asks... My husband and I have separate bank accounts and each month pay a fixed amount into a joint account to cover bills. My husband recently got a pay rise, and now his income means we have to repay some of the Child Benefit we received. I think my husband should pay it back, as…
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Revoking an LPA to add a new attorney
My mother has capacity, and set up LPAs naming myself and my father as attorneys. She didn't name my sister as she thought it would be a burden (sister's always very busy it seems). My father has since died, and my sister would like to be an attorney for my mother now. I understand that in order to do this, my mother needs…
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Power of attorney - what happens if it's processed in time?
I am in the process of doing the paperwork, but I have seen they can take 6 months. I have to have an operation soon and I am really concerned that the paperwork will not come back in time for the op. Will it still be valid? Is there anything I can do? I need to make sure that my partner has access to my (separate) bank…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
969 discussions
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Most recent: Money claim but defendant died by Keep_pedalling
29 July at 4:18PM
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