-
What to do with the house owned as joint tenants
After the relationship breakdown, mother remained living in the house with the child. Property is jointly owned. The mortgage is paid by the housing benefit. However the child is shortly going to be 18 and something needs to be done with the house. What are the options? - Sell (prob there will be resistance from mother and…
-
Purchases over £100 when you are a POA - consumer rights
Does anyone know how consumer rights work for POA when you purchase large ticket items such as stairlifts, converting a bathroom to a wet room and basically anything over £100 when the donor and POAs only have a debit card? POA can’t apply for loans, o/d or credit cards. Where does the donor and POA stand if they purchase…
-
long term loan to friend
over a ten year period i loaned money to a friend and it is now a huge loan which he promising he will pay back but my patience has run out. a year ago i said please just pay me weekly or monthly something to knock off the debt, but he cant even manage to be reliable with that. he now has no job or assets! and he has an…
-
Asked to leave family home, I don't want to
Good morning all, a potted history: Met my (ex) partner in 2010, moved in together 2011, had our one and only child in 2012. I'm 55 years of age, my ex is 54. Had a rough few years with the little one, development issues which are still ongoing but its totally destroyed me and the ex mentality. Apart from little sleep for…
-
Common-law Spouse of 8 Years Would Not Update His Will: What are the Consequences?
Hello! I would like your help and advise about an issue that has been making me sad for many years. I hope you could help me with the right information and strategies. My cousin has been in a long term relationship with a guy for eight years. During these eight years, they had also been living together in a house owned by…
-
how much to charge adult kids
At the moment I charge two £260 and one is paying nothing as he chose to give up work to study again. all are over 20, one is also just finishing uni but he has lived at home for the duration and paid rent all that time. For context I was widowed a year and half ago and I have been living off savings since whilst I start a…
-
LPA amendment/revocation
Two years ago my mother set up a finance and property LPA naming my sister and I as attorneys. We have recently discovered that she mistakenly ticked the box for making decisions ‘jointly’ rather than ‘Jointly and severally’. She wants to correct this, and still has capacity. Does she need to completely revoke the old LPA…
-
I just feel so alone...
Hi everyone, I feel the need to post this as there are a few things going on in my life at the moment (you may have just read my post about my daughter and employment). As the title says, I just feel so alone. I wouldn't really say I have any "friends" to speak of. There are people that I talk to, such as people I see at…
-
Divorce and property advice
N-a……..na…
-
Help with credit card fraud
Seeking a bit advice , again on behalf of a friend going through a tough time. Brief summary: Her ex husband took out credit cards against her name , without her knowing around 2001/2 and maxed them out for about £20,000 . She was then chased by the card company and in recent years by a debt collection agency, He now lives…
-
Would you use your connections to help your child get a job?
According to this article, 74% of Brits would use their connections to help their kids land a job. 👧🏻👦🏿🧒🏼 Is this something you would do, or have done? Or something you'd avoid?
-
dept pension and hospital stay
My father is currently in hospital, do I have to let Dept Pension know if he's not on any benefits? I can't see the point as his pension remains payable
-
Backdated child benefit
Hello when my first daughter was born 9 years ago I wrongly believed that I was not eligible for child benefit. I’ve read various articles (on other sites) that talk about backdated claims. Can I put in a claim now for the years (2014-2016) that I was eligible for the benefit?
-
I'm 30, single and have no children but want to be a parent - I feel as if time is running out
Hi. This post represents something of a leap into the unknown for myself as I seldom discuss personal matters. I'm a man. I have known for a long time that I want to settle down and have children. I've wanted to since I was in my early 20s. I turned 30 recently and I was hoping to have already had children (or at least one…
-
Can I act as an Attorney for 2 people on the same Lasting Power of Attorney
Can a Lasting Power of Attorney cover 2 doners on the same
LPA. Covering Husband and Wife (Mother/Farther) for instance. Or do we need to
take out 2 LPA’s, one for the Mother and on for the Farther. We haven’t started
this process yet but I know I’m going to get asked this question.
-
Radiotherapy - Marsden London - support & local accommodation
Hello A close friend will soon be having radiotherapy at the Marsden in London. It involves daily attendance for four weeks. They live quite some distance outside London so this will entail a long train journey every day. Not sure whether this is the right forum to ask this, but wondering whether anyone knows of any local…
-
Service charge payment when Tenants in common
My partner and I own a leasehold property as tenants in common, and we each own different shares of the property. We're not sure how to split the expenses included in the lease, such as the service charge and ground rent. We're considering two options: 1. splitting the charges equally, with each of us paying 50%, 2. or…
-
Writing a will and not have a clear person in mind to leave it all to
With a view to mortality - I recently got Life Insurance so that my mortage if any remains - would be paid off - and funeral expesnses would be covered (I'm all for being shipped off to the crematorium and skip the pointless theatrics). The insurance company offered a will writing service. This left me with a conundrum -…
-
Buying a car for use by another member of family & POA
I have Property & Financial power of attorney for my mum who is in a care home. On a good day, she has mental capacity especially when discussing money. On a bad day, the conversations can be random and while she's not so hot on money as on a god day, still understands the conversation. She's nearly 90 and we are selling…
-
Does a Lasting Power of Attorney allow this?
Am I right in thinking that where a person (the donor) still has capacity then the attorney/s may only act with the donor’s knowledge and express permission (and if the terms of the LPA allow that)? And am I also right in thinking that an attorney must not open a savings account of any kind in their own name using the…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
968 discussions
13.7K comments
Most recent: Money Moral Dilemma: Should my mum help with our childcare costs while she's on holiday? by hcrr1984
24 April at 2:15PM
A place for dads with kids of all ages to discuss parent MoneySaving matters.
Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.
For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.