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Will advice - not married
After advice if possible Looking at sorting our wills out and its seems very
complicated with our circumstances and not sure if best to seek Financial
adviser first or Solicitor for drafting will Not married, house purchased together as tenants in common,
3 non dependants for partner from previous relationship who live…
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unacknowledged gifts.
I have been sending small amounts of money in birthday cards to my family in Australia for decades now. I NEVER have an acknowledgement from the adults and only very occasionally from the grandkids. I have told them I need to know the money has arrived but I always have to prompt them. I don't need gushing thanks, just…
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LPA Time-frame
For me the time-frame was 4 months from date of posting (late Mar-late Jul). Might help someone who is looking for a current estimate.
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Constantly feel like I can’t do anything right
So I am the middle child in my family and has always felt the need to be more independent than both my sisters but I feel as though this has lead to me being the black sheep in my family and I can’t do anything right. And these are the two most recent examples. Firstly it is my dads birthday in a few weeks and my mum…
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School uniform grants – urgently check if you can reduce costs by up to £200
If you're on a low income and struggling with the cost of school uniform, you could get up to £200 to put towards it in the form of a non-repayable grant. To help, we've searched through council websites to find which offer it – check below to see if you qualify and what you could get. But go quick, as some of the…
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My friend is rude and ignorant
So me and my best friend have been friends since primary school but over the last few years he's become rude and ignorant. There have been many examples of how he's been recently but I think this is the worst one. We have season tickets to our rugby team, I drive to every home game and the majority of the away games…
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Mental health referral fallen through
Since being a teenager, I have had varying levels of mental health issues. Over the last ten years, these have manifested, and the last four years have been a perfect storm of intensity; I've had numerous points of contact with the police and mental health services due to being in a domestic abuse situation, and was…
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Lending money to my parents and inheritance tax
I’m going to loan my parents some money to enable them to buy a bungalow. After they move, they will sell their current home and pay me back. Doing it this way just takes a lot of stress out of the process for them. They’re well into their 80s and have been in the same family home for nearly 50 years, so stress reduction…
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Care home fees for escorting to medical appts
My mother lives in a care home (not nursing to be clear). The vast majority of her pensions are used to pay the care costs with LA funding the rest and it leave a small balance each month which just about covers other expenses. So we pay the LA directly each month. The home have randomly sent an email saying they will…
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Strong Boy
Hello, This maybe a bit of a out of the blue thread and I'm unsure where to post such a thing but I thought it best to post something online to get peoples opinion of what I can only describe as something not worded correctly in the building trade. I am getting some building works done at my property and I had the…
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Is borrowing money from my dementia suffering mother legal?
My mother has serious dementia; she doesn't usually know who I am any more. She still lives in her home with daily carers that she is paying for. My siblings and I control the money because she doesn't have a clue. My brother is buying a house for which he has the funds but they are currently tied up. He would like to…
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Money Moral Dilemma: Should my husband pay back the Child Benefit we're losing due to his pay rise?
This week's MoneySaver who wants advice asks... My husband and I have separate bank accounts and each month pay a fixed amount into a joint account to cover bills. My husband recently got a pay rise, and now his income means we have to repay some of the Child Benefit we received. I think my husband should pay it back, as…
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Revoking an LPA to add a new attorney
My mother has capacity, and set up LPAs naming myself and my father as attorneys. She didn't name my sister as she thought it would be a burden (sister's always very busy it seems). My father has since died, and my sister would like to be an attorney for my mother now. I understand that in order to do this, my mother needs…
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Power of attorney - what happens if it's processed in time?
I am in the process of doing the paperwork, but I have seen they can take 6 months. I have to have an operation soon and I am really concerned that the paperwork will not come back in time for the op. Will it still be valid? Is there anything I can do? I need to make sure that my partner has access to my (separate) bank…
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Dividing assets during divorce process
Hi, not sure whether this is a stupid question! So my ex and I are divorcing (have the conditional order). We have agreed how we're splitting the finances and are both happy with that. However, I've had nearly all our money in accounts in my name only, for tax reasons, and it's mostly in restricted access accounts that…
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Partner moving in - how to split outgoings
My partner will be moving in to my property and I'm looking to get advice on how the essential outgoings should be divided/paid. The intention is to get a joint bank account but our circumstances as different to the normal moving in and I'm unable to find similar posts online. To provide background (and any figures are…
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Any benefits to a civil partnership?
Now that bereavement benefits have been equalised for cohabitating as well as civil partnered and married couples, asides from a tax break, is there actually any pragmatic benefits to getting civil partnered? We do have children, but also have wills in place.
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Default on a mortgage after separation.
I've joined these forums in the hope that it might help a friend of mine. She separated from her husband and he left the family home about a year ago, but he continued to pay the mortgage and bills to support his 3 children. It has now come to light that he stopped paying the mortgage and bills 3 months ago but said…
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Joint Mortgage: ‘Buying’ more equity from Partner
I joined onto my partners mortgage and we are now Tennants in common. A Declaration of trust is in place to protect their initial deposit and equity before splitting the profits; should we split and sell house.They now wish for me to ‘purchase’ this equity for cash in order to support a large purchase. So we can re-write…
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Power of Attorney - Selling Dads House
My father has very recently gone into a care home and will not be returning to his house. I have POA for finance and am going to sell his house in order to fund his on-going care. He is of sound mind and able to make decisions even though he is 92 years old. However, I assume that as I have POA I can sell his house and…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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A place for dads with kids of all ages to discuss parent MoneySaving matters.
Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.
For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.