Marriage, relationships & families

Hi My ex partner and myself were together for 25 years but never married, we purchased our home in 1991 with an Endowment Mortgage. My ex partner was never good with money and got himself in serious credit card debt on several occasions and in 2001 he also stopped paying the Endowment without my knowledge. When I found out…

I've had a close relative reach out for help, sorry, this is not investment related. The retired couple have their 50 year old son, his wife and two children (aged 9 & 11) live with them, the son's never paid rent or many bills, effectively lived free. The son never moved out and when he got married moved his wife in, he…

My 89 year old father had a call involving the marriage tax allowance refund yesterday. He was struggling so I told him to give them my number. It was the Tax Refund Team (01254 791 674).I have just realized they were not the HMRC and I'm kicking myself for not spotting this.They had both my parents National security…

Hi I hope someone can help me. My father passed away last year, leaving my mother to manage her finances. My mother primarily used an account book and is hesitant about online banking and digital payments. While mentally competent, she's uncomfortable handling bills, insurance, and account management. So the responsibility…

Hi there. My partner and I have booked our wedding. We have both been married twice before (3rd time lucky??) We need to take our last divorce papers to the registry in 2 months time. My partner cannot find any papers for his second divorce. They married in 1993 and they split up 6 months later. They have not seen each…

My partner and I finally decided to get engaged after decades together and are looking to get married in April - no point in hanging around! However, I cannot find my divorce certificate anywhere! I called the court where I thought the divorce was finalised, but they couldn't find a record of it and said I had to go…

I and my husband are going to separate amicably and we are thinking of legal separation but we may end up with the divorce route. For now, we are looking at legal separation. We jointly own our home and I understand that if you legally separate, you can buy another home to replace your existing home without paying the…

Hi everyone My ex wife and I are currently going through a divorce. We had a property together which she bought me out of in December 2021. I then used this money (along with a mortgage) to buy my own property. We applied for divorce in August 2023 and on 10th February we can apply for the conditional order. Although the…

I was pushed and pushed to breaking point. My ex and I wasn't married and he was not about to give up our £240k 3 bedroom house for no-one. Our son was 11 when it all started. He would not sell up or move out and offered 60k and that was his final.offer. I was scared to push this with a solicitor as I couldn't afford one…

Just been reading the other thread about Care home after a stroke but does not answer all my questions Sorry for the long post Dad has mixed dementia (Alzheimer's and vascular) and is getting frailer - he will be 90 in May and was diagnosed in August 23 after having a few falls and I asked for an assessment, although we…

Hey! First time poster :) :smiley: My understanding of the UK inheritance law is that: - donations from parents to children will be taxed, unless the donor lives for another 7 years (rate from 8% to 40% based on how long the donor lives after the donation).- the first £325k of the estate are exempt (all donations combined…

My elderly mother is housebound and cannot access the internet or deal with phone banking. Currently she hands her bank card to her brother to make withdrawals and do her shopping. Concerns have been raised about the consequences should the card get lost. My sisters and I are not local enough to help and want to know the…

My Mum currently pays rent which is comfortably covered by her pensions. I am looking into buying a property with an annex which she will live in, we both love this idea of living so close and for her it brings more security than privately renting. Her assumption was that she would pay me what she currently pays in rent.…

I've return home to the UK after working in Australia for the past 15 years. I was advised to get a POA & EPOA in Australia in order to give access to my Superannuation if something happened to me (I'm not married and have no children). Do I need a separate one for the UK? Also is my Australian Will valid in the UK? Thanks 

Hi everyone. My son and his girlfriend were buying a house . Lots of work done on house etc . The girlfriend chose a kitchen from wicks just under ten thousand pounds the kitchen is huge . My son put it on his c card . After three months the girlfriend found someone else and house had to be sold at 60/40 . The girl put in…

Curious to know if other parents share my concerns – my children attend a state school, and this year alone, I'm expected to pay £23.50 for a pantomime trip and a whopping £245 for a two-day residential for my Year 7 child. My Year 5 child has similar trips, and I'm anticipating a bill of around £500+. We're not in…

Hi all, Does anyone know of where I can seek support for help with my relationship with food? I know I need to lose weight, but i can't seem to stick to anything. I have in the past had success with WW, losing 75lb but of course, the unlying issue I have, which is my relationship with food is still unchanged which means it…

I wanted to know if you have any advice for a man whose daughter no longer talks to him. She is 12. My ex has poisoned her from about 9 years old against me, and our relationship has been getting worse. I even have proof of her poisoning my daughter against me, it’s awful some of stuff I have read and seen. I don’t want to…

My Father died a few months ago and he owned about 33% of shares in a Private Limited Company that he was a partner at. He was employed by the company and paid via PAYE. We need to apply for probate and complete the IHT400 form. However the process in which we put a value of the shares is open to debate, since there is no…

Mum is on her own, she has been talking to friends and has said that wants to transfer her house to me so that it wont be used to pay for her if has to go into a care home. She is well enough at the moment but her close friend has got very poorly and needs to be take into full time care. I have tried to google it but i…