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Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

976 discussions 13.9K comments Most recent: New account but with limited access by Savvy_Sue 19 January at 8:31PM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

373 discussions 4.1K comments Most recent: Money Moral Dilemma: If I sell the classic car my kids got me, should I give them their money back? by Sapindus 17 January at 4:58AM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

13K discussions 137.3K comments Most recent: Proof of identity to Probate solicitor by BooJewels Today at 11:07AM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

16K discussions 250.1K comments Most recent: Pet Insurance - Penalised for being an existing customer by sheramber 29 January at 12:01PM

Dad going into residential care, no LPA
Our 86-year-old Dad has been in hospital for several weeks and is about to be moved into care as they say he cannot go home, even with a care package. They have diagnosed him with delirium and lacking capacity. We have no LPA (he would never have understood it, nor agreed to it). He has savings and owns half of his house…
Occupation Rent?
Dear all, can anyone help or advise on this please?..... I buy a house 1996 I move house in 2001 paying 25% deposit (£18k) on new house, purchase price £72k I meet a man, he moves in, we have 2 children, we need a bigger house. I sell my house and pay a 46.5% deposit (£101k) deposit on new bigger house in 2015, purchase…
STUBBORN EX REFUSING OFFERS ON OUR JOINT PROPERTY
I left our jointly owned property three years ago with our child due to ex's drinking, abusive & controlling behaviour. The court has ordered that the house must be sold and the division of equity has been determined. The problem is that the ex has completely neglected the property. We have received offers but the ex is…
Tax-free childcare & inheritance
Hi, I usually qualify for tax-free childcare. I am due to inherit money from my parents within this tax year (>100k). Does inheritance count as taxable income ie am i no longer elegible? Will I lose existing funds that I have paid in and not used yet? Thank you
Guidance needed for Mum diagnosed with Dementia
Hi all Apologies if this has been asked, I’ve done a search but everything is a bit over whelming at the moment. My Mum of 78 has just been diagnosed with Dementia. She owns her house and has c£60k in assets. She’s at an early stage of this though and can make her own decisions. I am proceeding with LPOA for both health…
Paddling pools
Our nextdoor neighbour has left water in paddling pool for months and it is not far from our garden door. We now have small black flies in our house. Could it be that. Mind you the whole garden is a tip and overgrown but we are getting on in life and do not want to complain.
Not going to wedding party
What do you make of this situation? My husband’s sister (half-sister) is eloping to Vegas next month and they are having a party when they get back on 20th October. We knew nothing about the party until we got an invite a couple of weeks ago. We were visiting them recently and husband told them we wouldn’t be attending.…
My mum is being misled for money
Hello Need some advice my mum is close to 80 disabled but mentally okay. She was approached about just over a year ago from a sibling who lives abroad, who is very dominating and controlling over my mum, telling her that the younger brother business in the UK has failed due covid and he is bankrupt. And that all siblings…
Finance loan in exes name.. advice please!
My partner and I have recently split over the past few days. In February 2023, he bought me a car as a gift (I have texts which prove it was purchased for me as a present). The finance loan is in his name but everything else, V5, insurance etc is in mine. It has been my choice to split due to his issues with alcohol and…
Husband retiring, getting him to help more at home
My husband is retiring in 5 weeks, he is 60 1/2 and apart from being type 2 diabetic, is in good health. I on the other hand have various health problems, and part of the reason he is retiring is to help me, although taking me to various appointments already seems to be interfering with his golf commitments, and he’s only…
Proof of ownership of belongings following break up
My mum is poorly with dementia and we recently found out her partner was abusing her so we asked him to leave the house. We found out from neighbours that it had been going on for a long time. The police would not get involved! My mum is now being cared for properly in a care home. Her ex partners solicitor has contacted…
Splitting marital home after divorce
After a lot of going back and forth my ex and I settled on splitting the former marital home 60/40 in her favour. We both took legal advice. We divorced in 2013 but she stayed in the marital home with our 3 children. She’s paid interest only (and defaulted for the whole time she’s been in there trashing both our credit…
LPA queary for parent in a home!
Hi, i have a financial lasting power of attorney for my elderly Mum who is in a carehome. I manage her account and make payments to the carehome each month. However the account is earning no interest at all. Would i be allowed to either a. Open a new account for her or b. bring a lump sum from it into my easy access…
Contribution towards care after switching to Direct Payments
My mother pays around £90 a week to the Council, as a contribution towards her care, following financial assessment as the Council manages the costs of her care to her current home care provider, that was sourced by the Council in April 23. However, for mum to remain with the same care provider, as is her wish, we now have…
Deputyship query
Hi, For those of you that have had experiences with Deputyships..... I am about to apply to be a deputy for my mother who is in the advanced stages of Vascular Dementia. It's a long story so I'll keep to the questions I have, What happens to the funds in joint accounts (my 82yo stepdad is still with us and the account that…
LPA Query
Hi I have LPAs for both my mother's finances and welfare. The Local Authority (LA) has advised us that we would need to switch to Direct Payments for her to continue to receive care from her current home care provider which we are very happy with, as the LA intends to switch her care provider to more local services. I have…
Recommendations for dating sites for over 50s
have had a look on the board but keeping getting closed site, i'm Looking for recommendations for dating sites for over 50s,
Urgent help with Cohabitee rights and joing mortgate - un married couple
Hi I have been trying to search Gov website in regards to my rights - but its a minefield. Basically myself and my ex partner have a mortgage together - he left - now not paying any CMS (different battle) and hasnt paid a penny towards mortgage in over year. With the rise in interest rates I am now struggling to cover the…
Divorce in Scotland
Afternoon fellow Forumites, Well it looks like my parents will finally be getting divorced. They've been married and living together 30+ years, they are both over 60 but under SPA and retired. Together they have 3 adult children all living elsewhere and all over the age of 30 including myself. One of them has decided to…
What are my friends options
My friend and his wife have decided to split and its turning a bit nasty. They both own the house and she agreed to sell but has now changed her mind. He was staying there but is now sofa surfing due to rows when he was in the house. Three kids under 18. Can he continue to live there/ should he continue to live there and…