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Main wage earner, now partner says he is free to take money from joint account at will
Hello all, I hope I can get some advice. I have been the main wage earner for about 20 years and I have pretty much worked all through. My partner has also worked but not steadily with the wages split never more than 80% to 20%) as he is on a much lower wage. More recently, he has been assisting me with my work as best he…
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Which dating site(s)
I have been tasked with helping to find my sister in law a partner, male. Basically she (36) has had a string of relationships and has failed to meet anyone worth staying with, mainly blokes who basically were either stringing her along or were a waste of space :/ Me and my wife reckon we can have a stab at making a decent…
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Finances when separated
I’ve just been reading Mewend’s thread and it raised questions for my own situation. My ex and I are separated. We went as far as getting a decree nosing and having a financial settlement rubber stamped but did not get the final decree. Our thinking was that neither of us would remarry, the value of our properties hovers…
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Separated house sold
Hello we need some advice please. my husband and I separated 2years ago sold our home and was shared 50/50 no mortgage. I moved to a different country and bough my new home alone which I own outright. Paid STD on it. now my husband is in the throws of buying his new home but has been told he has to pay 3% over the STD. we…
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Managing phobia tips
Help please! I had a life long phobia of spiders, had treatment hypnotherapy through the zoo 3-4 years ago. Which I always felt worked quite well. But, today I'm home alone wfh and spotted a rather large one in the kitchen. I tried to vacuum it up - I know I shouldn't! But I don't know if I got it or not? Know I'm…
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Enduring Power of Attorney questions
We set up an EPA some years ago but now want to cancel it completely. My spouse has advanced cancer but is still being treated. In the meantime as the solicitor misunderstood our intentions when the EPA was set up we want to completely cancel. All parties are of presently mentally capable. I have found some information…
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Do lodgers need a TV license? confusing phrasing
Hi, yesterday a friend of mine told me that she needs a TV license for the newly bought TV for her bedroom. Knowing that she's a lodger I thought that she doesn't need one because the owners are already paying for it. She showed me that the phrasing on various web sites that she visited is confusing. The MSE web site reads…
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How to support elderly parents & vulnerable son
Starting to worry about parents in their 70’s who live with their adult vulnerable son. what’s he going to do when my parents aren’t around any longer? The house they all live in is large and costly to run. My parents had planned on moving/downsizing to release money to aid their retirement and ease their burden but with…
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Help please with my ‘difficult’ Dad
Hi there, Over the past 3 years I have done everything for my Mum and Dad, keeping them safe through Covid and doing all their shopping and cleaning etc. My Mum’s health deteriorated over the past year and sadly she passed away 6 months ago. She was in hospital for a month and I went everyday ( with Dad) to see her. Since…
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Financial Order Needed?
I'm currently in the initial stages of a divorce and I’m seeking advice to help me move this forward. To give some background, I applied for divorce in February 2023 and we are currently in the cooling off period until July when a conditional order can be applied for. As part of this divorce my ex wife still lives in the…
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UK Family Visa - Minimum Income Requirements
I was wondering if anyone had any knowledge of these. Basically my situation is that I work in Malaysia and I'm going to be marrying my girlfriend this year. She's from Vietnam. And while we're not planning to move to the UK for at least a couple of years (if ever), I thought it's still worth asking a few questions. So my…
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Divorce - pension sharing report
Good morning, Our pension sharing report suggest 2 different sharing options?1 - Based on equity of value @ 60.88%2 - Based on equity of income @58.88% Naturally both parties want the bigger %. Can someone please explain the difference. TIA
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Stuck on a mortgage
Hello, I have a question around a joint mortgage with my ex-wife. We separated over 15 years ago and since then I've been stuck on the mortgage, unable to move on with my life financially. Two reasons why I've not contacted solicitors during that time is because, my son lived in the house and I did not want to make him…
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Birthday Spend
How much did you spend on son's 26th birthday? Their previous birthdays have been good, even though I was on a budget; I'd start keeping an eye out for bargains 6 months prior to the birthday so it was always a good one. Things are a lot easier now financially so can up the budget. Any ideas on what to get him other than…
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Birth certificate name issue
Hi all, Hoping you can help me here, currently living in Scotland and I've came across something very strange to do with my birth certificate. My first name on my birth certificate is missing a letter, say my name is Allan, its spelt Alan on the birth certificate (error is almost identical to this one, missing an L). All…
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Lasting Power of Attorney - Address for Attorney
I am just about to complete my LPA online and have chosen my three children to act as Attorneys. One lives with her dad (she's 21) and the other two are currently in rented accommodation (separately) and both likely to keep moving on at the end of their rental contracts until a time comes when they can purchase properties.…
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Newly single parent who needs a bit of guidance
Due to unforeseen circumstances I am now a single parent as of a few weeks ago. I have 1 dependent child and 1 adult daughter who just started working last month. I work part-time (21 hours per week) with a salary of £11200 per annum. I have just applied for child benefit as husband was on a high income so we didn't need…
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If I move out should I still pay my partner remt
I’ve decided to move out of my one year joint rent with my partner and have agreed to continue to pay until the contract is over. However, my partner does not want to move out of the flat but can’t afford it on their own so has asked if I can contribute £200 to £300 a month. I’m not sure what to do as my decision to move…
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Using mediation for financial agreement
Ex husband and I split after 24 years, about 15 months ago. I have now paid for a divorce application. He wants to give me a cash settlement of a certain amount now, then a remaining sum to be paid over the next couple of years. This will be approx 40% of our home which is jointly owned. I want to get the house valued and…
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What’s mine is ours, what’s hers is...hers?!
My wife and I are about two thirds through paying off our
mortgage helped, in part, by several lump sums received from my parents which, at
various stages, have paid down the mortgage considerably. Rightly or wrongly, I have always taken
the view that we’d be better off getting rid of the burden of a mortgage…