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Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

968 discussions 13.7K comments Most recent: Property Income Excluded from Free Childcare Hours by ileven1225 2 June at 7:39PM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

367 discussions 4K comments Most recent: Increase in child custody from 40/60 to 50/50 by marcia_ 9 June at 1:46PM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

12.5K discussions 132.1K comments Most recent: Probate final stages - How to transfer house to ltd company efficiently and other questions by poseidon1 Today at 5:46PM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

15.9K discussions 249.9K comments Most recent: Purely Pets - Alarming email pre-warning of increased renewal by glasgowchick 21 July at 10:00AM

Using mediation for financial agreement
Ex husband and I split after 24 years, about 15 months ago. I have now paid for a divorce application. He wants to give me a cash settlement of a certain amount now, then a remaining sum to be paid over the next couple of years. This will be approx 40% of our home which is jointly owned. I want to get the house valued and…
What’s mine is ours, what’s hers is...hers?!
My wife and I are about two thirds through paying off our mortgage helped, in part, by several lump sums received from my parents which, at various stages, have paid down the mortgage considerably. Rightly or wrongly, I have always taken the view that we’d be better off getting rid of the burden of a mortgage…
We're an older couple - which way to jump!
I'm 62, he's 70. We've both been married twice before, and we both have adult children from previous relationships. We both own our own properties with no mortgage (he has a large 4 bed detached house worth about £450k, I have a small 2-bed end of terrace worth about £200k). Going forward, we'd like to move in together -…
Care Home Property & Other Stuff
Hope this is the correct forum. My mums currently owns a property but is going to sell up and buy a property near me and then I will move in with her, so I can take care of her. I'm trying to cover all bases. I currently renting and on PIP both care and mobility. If I have read the rules correctly if at some point in time…
Lasting Power of Attorney - Family Disagreement
Hello Not sure if this is the right place to post but grateful for any advice/signposting. We have an elderly widowed father. 4 siblings, the youngest of whom lives with my Dad (has never worked and various issues but has, to be fair, looked after my Dad in his old age). It's just come to light, today, that the youngest…
Help, I think my mum is being scammed
Hi all. I think my mum is being scammed. She asked my sister in February this year her to take out £1000 from her Isa for a holiday that she was acting all funny about. She didn’t go on a holiday and when I asked her about it she told me she might go to London with her friend Sarah, but never went. She then messaged me…
Transferring ownership of house after a divorce
Trying to do divorce as fair, no expensive legal solicitors and fiction free for the kids sake. Have agreed with ex they will have the house (mortgage free and joint tenants) and they will pay me half the value. How do we update the land register so the house is showing in the ex's sole name?
Using LPA to make existing Donor's current account Joint Account
Hi, The scenario - my Mum has a Santander 123 Account, from which there are two household bills paid via Direct Debit (council tax and power). She is currently in end of life care (late stage dementia, no specific timeline on this) and I'm looking at the best/easiest way to transfer the DD payments to my Dad. My thought…
DIY LPOA
Hi, Wondering if anyone has DIY'ed a LPOA and if so how difficult it proved, ours is a simple married couple situation where we want our children to make the future decisions so I guess about as straight forward as can be ...thanks.
Marriage Tax Allowance
HI, my husband took 4 years off from work (his choice) so during this time he paid no income tax, I returned to work in 2020 and now realise that we could have applied for the marriage tax allowance, I know that I can backdate this but he recently returned to work and will now be paying tax again all be it at the lowest…
Inheritance Tax and gifting money to children
Hi All I have a question about gifting money to children and tax. Are cash gifts taxable no matter what ? I have googled it and an annual max figure of £3k keeps popping up. Does that only apply if the estate on death is worth more than £325k ? Thanks
Maintenance
A bit of a long story. I divorced in 2010 due to my ex husbands drink problem and violence toward me. Our son was 18 a few days ago and his father has just announced he will stop his maintenance payments after his A levels, as 'per our divorce settlement'. Even though our son is going to university in September and he'd…
POA nightmare
I've had a POA in place for my mum who now has advanced dementia. She had to move into a care home about 18 months ago and her house went on the market. Once it sold she had quite a lot of money in her bank, well over the £85k protection threshold. So, I set about trying, and failing, to open new accounts for her. Banks…
Split from Partner - Money Issues and House Problem
Good afternoon, I was wondering if anybody could offer some advice on my situation. I have split from my partner and we have two kids and a mortgage together. My partner has told me that he is struggling for money and struggling to pay his bills and we may have to sell the house. I know however he cannot force me to sell…
Cutting out TV package and TV licence, what do the family think?
I'm doing a huge spring clean of my finances to focus on paying off my car finance early by the end of the year (18 months to go on paper.) I currently have Sky superfast broadband and a standard TV package with multiroom in my bedroom as well as the living room. I'm debating scrapping the TV package and cutting out my TV…
Deputyship Application
My father in law has had a stroke and lacks mental capacity. He has no LPA in place. His sons are making enquiries about deputyship but have been told it takes 12 months. What do we do in the meantime to manage his finances?
Private Hospital treatment
Hi I don't know if I am doing this in the right section. I had a car accident 7 months ago and fractured my leg the hospital that I was under did not take good care of me. My fractured had become a non healing fracture. I have transferred my self to a different hospital GP did urgent refferal. But new hospital does not…
applying and processing divorce outside uk
can an application be made outside the uk for divorce, also can the same be progressed outside the uk.
D81 Income with overtime
We’re looking at the D81 form but can’t find guidance about the net figure, is it for your basic salary for that year or the previous year or expected for that year with or without overtime? It’s a bit vague.
Compensation claim on behalf of deceased
Relative passed away in hospital and a narrative verdict was given . One family member wants to sue and has pursued solicitors. No-one else is interested . However would they be the one that the money was paid out to and not next of kin . Any knowledge of this please.