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Wills, Lasting Power of Attorneys and Life Assurance/Mortgage Protection
In the past, I have received some incredibly helpful info regarding Wills and LPA's. However, I found myself reading into it and feeling overwhelmed with considerations such as putting them in Trust to avoid inheritance tax etc, delaying my action! My circumstance: - Age 38 - Living with parents, whilst saving for mortgage…
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What’s a fair way to work out the price of a house question?
So I have a question about moving in with my long term partner. My partner and I have our own houses, we are thinking about selling mine and I move into her home. I’ve said I could not do that and feel like it was my home as well as hers unless I own part of the house. So we have discussed I pay 50% of the value of hers…
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Advice on separation
Hi all, lookin for advice really. Boyfriend and I been together over 20 years and have one son aged 21. Live in a house that we bought together however things haven’t been great for a while. Have decided to separate and it’s amicable. As we bought the house together we are both on the deeds to the house and will have a…
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Does dad have a condition- wastes hundreds of pounds on things he will never use
This may seem like an odd question, but my dad lives alone and has been divorced 12 yrs and in those 12yrs things have got worse. In some ways he is extremely tight with money. He prides himself on how little he spends on gas and electricity. He will measure water before boiling it, sit in the dark to watch TV, turn every…
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Financial settlement cost?
I’m trying to understand roughly how much should a financial settlement cost via solicitors for divorce? I’ve recently had a quote through for between £5k-£10k is this reasonable? this would include assistance with Form E, negotiations and submission of consent order. TIA
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Copy of Marriage Certificate help
I’m needing a copy of my marriage certificate to close an old bank account. I got married in Gretna Green - anyone know who or where I apply to get it please ? TIA
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Less than 12 weeks pregnant club! Part 4!!
Official MoneySavingExpert.com Insert: Welcome to our Families' section under 12 weeks' pregnant club. It's a fantastic chat area started by forumite neneromanova several years ago and still going strong. Chat to other new mums-to-be about all things baby and parenting including, whether MoneySaving or not. Click "reply"…
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Finding a solicitor
How do I find a solicitor to put my parent’s property into my brothers and mine name or a trust of some sort? Thanks
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Kids and joint mortgage
I have a friend who is currently living in a house with her two children. Her mortgage is joint with her boyfriend. Boyfriend has cheated, moved out and is demanding the house be sold so he can have his "money".. He has no interest in the children's wellbeing. My friend cannot afford to carry on paying the mortgage on her…
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Should I change my joint account with my separated husband
Hi, Hoping for some advice. My husband has moved out of the country but we still joint own a property with a mortgage. I pay for the mortgage and everything. We still have a joint account which the only thing being paid in is my earnings but obviously the mortgage is going out which is in both our names. There are also…
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Jointly and severally POA
Hi, Myself and my brother are POA for my mother. At the moment we are trying to sell my mums property to fund her care. An offer has been received which i want to accept however my brother does not. Can i accept the offer acting severally or do we both have to agree?
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living and contributing to partner's house
Hi all I have been living with my partner for 3 years, in a house entirely in his name. When he purchased it, I put £15k into some refurb and large purchases eg new kitchen and bathroom. I own another property (with a mortgage) that i used to live in, which i now rent out to my daughter. I pay a proportion of my partner's…
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NHS Treatment for my son
Hi everyone, I need some advice on what I can do.. sorry for the long story but it’s hard to shorten it lol I’ve got 3 boys the youngest is 3 months old. He was born with bilateral talipes (clubfoot) which was picked up on the 20 week scan so we knew about it and discussed treatment with doctors at our local hospital…
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Help! IHT, PoA, tapering. Bear with. It’s complicated.
I’ll try to make this as simple as I can MiL is 94, all her faculties but deteriorating and completely housebound. For the past 9 years both OH and her brother (BiL) have had lasting PoA. As well as both having POA they are both executors of MiL’s will. Having a number of pensions savings and investments from departed FiL…
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Power of Attorney Query
Morning all. I have spoken to my Mom yesterday and she said that her and my Dad are going to their solicitors next Thursday to give me POA, in the event they become incapacitated etc. Of course I have said this is ok. But what will this mean for me and in what circumstances will this get passed to me? Are all situations…
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Will advice - not married
After advice if possible Looking at sorting our wills out and its seems very
complicated with our circumstances and not sure if best to seek Financial
adviser first or Solicitor for drafting will Not married, house purchased together as tenants in common,
3 non dependants for partner from previous relationship who live…
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unacknowledged gifts.
I have been sending small amounts of money in birthday cards to my family in Australia for decades now. I NEVER have an acknowledgement from the adults and only very occasionally from the grandkids. I have told them I need to know the money has arrived but I always have to prompt them. I don't need gushing thanks, just…
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LPA Time-frame
For me the time-frame was 4 months from date of posting (late Mar-late Jul). Might help someone who is looking for a current estimate.
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Constantly feel like I can’t do anything right
So I am the middle child in my family and has always felt the need to be more independent than both my sisters but I feel as though this has lead to me being the black sheep in my family and I can’t do anything right. And these are the two most recent examples. Firstly it is my dads birthday in a few weeks and my mum…
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School uniform grants – urgently check if you can reduce costs by up to £200
If you're on a low income and struggling with the cost of school uniform, you could get up to £200 to put towards it in the form of a non-repayable grant. To help, we've searched through council websites to find which offer it – check below to see if you qualify and what you could get. But go quick, as some of the…