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Parents now needing care, need advice on financial do's and don'ts
My parents own their house, and have over 23k in savings. Everything went to pot this year really, my father essentially bed-bound now, and mother with cognitive impairment. Both still reluctant to accept a private care nurse visiting, relying on each other (my dad to do the thinking, and my mum the moving) and me (I live…
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Deputyship - DIY? or Solicitor?
For those who have experience of applying for a deputyship from the Court of Protection, is this doable by yourself? or is it better/advisable to use a solicitor, despite the costs this would incur? The DWP Appointee seems possible to do yourself (?) but not sure about the complexity of a Deputyship. Kind thanks in advance…
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Objecting Deputyship. Waiting over 3 months now.
I filed an objection to a Deputyship that my sister obtained without listing me as a relevant person to inform on the application. She may not have declared that she was insolvent at the time; basically, she did it very sneakily. Anyhow, I filled in all the relevant forms following legal advice. The Courts of Protection…
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Ss forcing mother to sign adoption papers!
Can SS force my step daughter to sign adoption papers before a hearing?
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Mortgage bailout question
My brother and his wife are sinking into debt and things look increasingly unlikely that any of their business plans are going to pull a rabbit out of any hats. We're not talking bankruptcy yet I don't think, but my mother has suggested that in order to relieve them of one of their biggest problems - their mortgage - then…
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Pregnant or have a child under four? Check if you can get help with food costs
If you're pregnant or have a child under the age of four, and you're on a low income, you may be able to get £4.25 a week to spend on food, milk and vitamins by applying for an NHS Healthy Start card. But more than 189,000 people are missing out – here's how to check if you're eligible and apply. Pregnant or have a child…
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Writing a Will
Hey. I've read the MSE article about making a Will. We did a free, online Will last year where we decided to leave an equal amount to all of our children. We have given them a good amount of money in recent years in order to try and keep closer to the 1 million for couples levels The Will needs to be clear that we won't be…
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Lasting power of attorney - health and welfare. I think we've made an error...
Hello, Following the death of my father at the start of the year, my mum was insistent on establishing LPAs, both the Property & Finance one and the one regarding Health & Welfare. We completed the forms ourselves but, for whatever reason, I think we've made the wrong choice about how the attorneys should make decisions…
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Parent moving in - bills contributions and 'surplus income'
My father has recently moved in with me as he can't really manage to look after himself at his house sufficiently. He has health and mobility issues but is still of 'sound mind'. Obviously my household costs have increased. Energy, food and council tax (due to no longer being single occupant) have increased. At the same…
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Dad going into residential care, no LPA
Our 86-year-old Dad has been in hospital for several weeks and is about to be moved into care as they say he cannot go home, even with a care package. They have diagnosed him with delirium and lacking capacity. We have no LPA (he would never have understood it, nor agreed to it). He has savings and owns half of his house…
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Occupation Rent?
Dear all, can anyone help or advise on this please?..... I buy a house 1996 I move house in 2001 paying 25% deposit (£18k) on new house,
purchase price £72k I meet a man, he moves in, we have 2 children, we need a
bigger house. I sell my house and pay a 46.5% deposit (£101k) deposit on
new bigger house in 2015, purchase…
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STUBBORN EX REFUSING OFFERS ON OUR JOINT PROPERTY
I left our jointly owned property three years ago with our child due to ex's drinking, abusive & controlling behaviour. The court has ordered that the house must be sold and the division of equity has been determined. The problem is that the ex has completely neglected the property. We have received offers but the ex is…
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Tax-free childcare & inheritance
Hi, I usually qualify for tax-free childcare. I am due to inherit money from my parents within this tax year (>100k). Does inheritance count as taxable income ie am i no longer elegible? Will I lose existing funds that I have paid in and not used yet? Thank you
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Guidance needed for Mum diagnosed with Dementia
Hi all Apologies if this has been asked, I’ve done a search but everything is a bit over whelming at the moment. My Mum of 78 has just been diagnosed with Dementia. She owns her house and has c£60k in assets. She’s at an early stage of this though and can make her own decisions. I am proceeding with LPOA for both health…
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Paddling pools
Our nextdoor neighbour has left water in paddling pool for months and it is not far from our garden door. We now have small black flies in our house. Could it be that. Mind you the whole garden is a tip and overgrown but we are getting on in life and do not want to complain.
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Not going to wedding party
What do you
make of this situation? My husband’s
sister (half-sister) is eloping to Vegas next month and they are having a party
when they get back on 20th October. We knew nothing about the party
until we got an invite a couple of weeks ago. We were visiting them recently
and husband told them we wouldn’t be attending.…
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My mum is being misled for money
Hello Need some advice my mum is close to 80 disabled but mentally okay. She was approached about just over a year ago from a sibling who lives abroad, who is very dominating and controlling over my mum, telling her that the younger brother business in the UK has failed due covid and he is bankrupt. And that all siblings…
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Finance loan in exes name.. advice please!
My partner and I have recently split over the past few days. In February 2023, he bought me a car as a gift (I have texts which prove it was purchased for me as a present). The finance loan is in his name but everything else, V5, insurance etc is in mine. It has been my choice to split due to his issues with alcohol and…
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Husband retiring, getting him to help more at home
My husband is retiring in 5 weeks, he is 60 1/2 and apart from being type 2 diabetic, is in good health. I on the other hand have various health problems, and part of the reason he is retiring is to help me, although taking me to various appointments already seems to be interfering with his golf commitments, and he’s only…
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Proof of ownership of belongings following break up
My mum is poorly with dementia and we recently found out her partner was abusing her so we asked him to leave the house. We found out from neighbours that it had been going on for a long time. The police would not get involved! My mum is now being cared for properly in a care home. Her ex partners solicitor has contacted…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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13 August at 6:44AM
A place for dads with kids of all ages to discuss parent MoneySaving matters.
Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.
For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.