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Protection in the event of re-marriage/ new partner
We want to word our wills so that our assets pass to each other and subsequently pass to our natural children but not to children of any new relationship that the surviving partner might enter into. Has anyone done this ? Could you supply me the wording ?
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Council applying for deputyship - unsure of all the implcations
I'm probably posting a little prematurely regarding this but I want to make the right decision and do whats best. I lost touch with my dad about 15 years ago after many years of only receiving birthday and Christmas cards. I have tried to find him (he moved) and his brothers family without any luck. A couple of days ago I…
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Power of Attorney
Hi all - My wife had Power of Attorney over her mother's affairs until last weekend when she sadly passed away. What is the position of this responsibility now? In short, can she legally still access her mothers banks accounts?
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LPA - Instructions if one joint attorney dies to allow the LPA to continue.
I am trying to complete a Finance LPA and a Health LPA. I have the same problem with both.I am the donor. My wife is the attorney. If she is not fit, then my three adult children take over as replacement attorneys. I have written an instruction allowing them to take some decisions jointly and some severely. So far so good.…
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Why am I so upset about this
Please be brutally honest with me. My parents moved into a bungalow more suitable for their elderly needs, when they told me and my 3 siblings I felt rather sad because it was the end of an era and we had so many memories attached to our family home of 50 yrs+ but they were keeping the house, they took out the contents…
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Care Home asking for taxi fare to attend hospital appointment
Hi I am not familiar with Care Homes and costs and will appreciate your advice. My brother went into a care home after the carers attending to him at his residence decided that it was not safe for him to continue living on his own due to poor health etc... I went to visit him recently and he told me that the care home want…
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Money Moral Dilemma: Should I give my cheating ex his half of a council tax refund?
This week's MoneySaver who wants advice asks... I just received a letter saying I'm to be refunded £179 for overpaid council tax from 2016/17. I lived in that property with my now ex-boyfriend and we split the bill equally, though it was in my name. Since then he has cheated on me, which lead to us breaking up and moving…
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Birthday dinner went wrong
I have a friend I’ve known for over 10 years. Each year there are there of us who go out to have dinner on each others’ birthdays. Traditionally the others pay for the birthday person. This year when it got to my birthday he seemed reticent to go out and, in fact cancelled last minute saying his shoulder was playing up.…
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Do I need to notify HMRC about ex-partner moving out?
My girlfriend of 7 years and I have split up. She is not on the mortgage, we're not married, and she now has new accommodation. This happened early in July '23 (2 and a half months ago). I've been told by a friend that I might need to notify HMRC of this change of circumstance. I have not notified HMRC of this yet. and I'm…
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Divorce - Pension
Hello I am going through a divorce currently and I am in the process of obtaining a cash equivalent transfer form to see how much my pension is worth & to send to the other parties solicitor. I work within the police and have been in the force a couple of years. However, I was only paying into the pension for the first two…
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Struggling to keep pregnancy a secret
My girlfriend took a pregnancy test last week which said she was pregnant and we work it out that she is currently 4 weeks pregnant. She has made an appointment with the doctor to give us some advice on where to go next and by the time she has seen the doctor she will be almost 5 weeks pregnant. We have agreed that we…
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Where to find reliable financial advisor for old age care for my mother
Sadly my father passed away recently, and until the end he had essentially been my mother's 'memory', remembering things for her, since she has a diagnosed condition called 'mild cognitive impairment' which is similar to early stage dementia. I live nearby and intend to see her every day, but I'm not always going to be…
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Who to complain to about VERY serious medical negligence resulting in life threatening diagnosis
Hi all Before I start please allow me to state that I am not looking for any form of medical advice, nor am I asking for general advice of what to write or who to write to regarding a very serious case of medical negligence. I am sort of hoping there is a solicitor reading this who specialises in medical negligence or if…
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Has anyone had thier ears syringed at Specsavers or Boots?
Hubby urgently needs his ears syringing and before Covid always got them done through the doctors every 6 months or so. Was at the docs this morning who agreed they need doing but till today we were not aware that you cant get them done at the clinic anymore as its not something you can have done on the NHS since Sept…
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Starting Divorce proceedings in January
Hello, as the title says, Divorce starting in new year. I've spoken with a Solicitor that suggests we have mediation re the financial split. I purchased a small house when I left, the marital home is much larger and worth a lot more. As we both own the property - according to land registry we both own it 100% (don't ask…
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Partner staying 5 nights a week
I have been with my partner for almost 2 years, he owns a house but his ex lives in it and pays the mortgage and bills, hoping to buy him out eventually. His boss pays for his digs in the week, and he was staying at his parents at weekends for free until he met me. However gradually over time he has spent more and more…
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Scottish cohabitation,partner wants payout without entitlement
Hi, I own the house we live in. We are unmarried and in separate bedrooms. The mortgage is solely in my name and he has been paying half for 5.5 years as well as half of small repairs and maintenance like gas boiler services etc. Our relationship has ended and he wants half of the equity (around 80k). I don't think he is…
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Suggestions on managing tax for elderly mother?
My recently widowed mother currently has capacity, but would rather leave me to take care of most of her financial affairs. Her husband had a tax adviser who was filing their returns for them for most of their lives. He's now retiring (but has done their 22/23 returns), so I'm going to take over her stuff. How would you…
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Buying out wife
I am currently going through a divorce with no children involved. I am a 52 year old looking to buy out partners share of property but am struggling to get a mortgage on affordability. The property has been valued at £280000 with an existing mortgage of £65000 so would be looking to borrow an additional £107000, the most I…
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Child Benefit salary eligibility
Hi there We have just had our first child so are new to the child benefit application. I am the highest earner and work in a Sales role where my basic salary is £55k and I have a commission pot of £30k which comes into play when I hit 100% of monthly and quarterly targets. So I’m currently not sure whether to submit £55k…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
969 discussions
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Most recent: Money claim but defendant died by Keep_pedalling
29 July at 4:18PM
A place for dads with kids of all ages to discuss parent MoneySaving matters.
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