We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

968 discussions 13.7K comments Most recent: Property Income Excluded from Free Childcare Hours by ileven1225 2 June at 7:39PM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

367 discussions 4K comments Most recent: Increase in child custody from 40/60 to 50/50 by marcia_ 9 June at 1:46PM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

12.5K discussions 131.8K comments Most recent: IHT400 Pensions by Keep_pedalling 13 July at 11:41PM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

15.9K discussions 249.9K comments Most recent: Identibase confusion by VyEu 13 July at 8:35PM

Scottish cohabitation,partner wants payout without entitlement
Hi, I own the house we live in. We are unmarried and in separate bedrooms. The mortgage is solely in my name and he has been paying half for 5.5 years as well as half of small repairs and maintenance like gas boiler services etc. Our relationship has ended and he wants half of the equity (around 80k). I don't think he is…
Suggestions on managing tax for elderly mother?
My recently widowed mother currently has capacity, but would rather leave me to take care of most of her financial affairs. Her husband had a tax adviser who was filing their returns for them for most of their lives. He's now retiring (but has done their 22/23 returns), so I'm going to take over her stuff. How would you…
Buying out wife
I am currently going through a divorce with no children involved. I am a 52 year old looking to buy out partners share of property but am struggling to get a mortgage on affordability. The property has been valued at £280000 with an existing mortgage of £65000 so would be looking to borrow an additional £107000, the most I…
Child Benefit salary eligibility
Hi there We have just had our first child so are new to the child benefit application. I am the highest earner and work in a Sales role where my basic salary is £55k and I have a commission pot of £30k which comes into play when I hit 100% of monthly and quarterly targets. So I’m currently not sure whether to submit £55k…
Where did the cheap Calpol alternatives go?
Hey All, With baby triplets, when we get a cold (as now :-1: ) we get through 60ml of Calpol today so with a 100ml bottle at £3.50 it soon adds up. Obviously if it's needed I'll pay for it, but knowing I'm paying 3x the price for the brand is frustrating when we get through so much. About a year ago I could get Galpharm or…
Passport renewal for elderly mother
My mother's passport has expired, she is 81 and lives in a care home. Sadly it's unlikely she will ever travel again though she would of course love to do so, both her cognitive and physical state means it's not viable or a good idea. Would there be any reason not to renew my mothers passport or would it be fairly…
The other parent demands access and equal decision making in respect of Junior ISA / SIPP accounts
Hi all - apologies for a long read. I have a Junior ISA and a Junior SIPP for both my children (older primary school aged). I contribute a regular amount every month to each, and now, that they are older, also use it as an educational tool to explain about the importance of savings, how pensions work, and different types…
Care home fees after inheriting 50% of property
Hi All, I think I know the answer to this situation but the Internet isn't giving many answers after hours and hours of research. Hopefully. If anyone else finds themselves in this situation this thread may show up on Guugle.
Clean Break
Hi peeps, read a few threads on this one but wondered if there any legal eagles on here that can offer a little more clarification it would be greatly appreciated... Some detail: Very amicable divorce, applied through .gov website jointly. 30 years married in England No dependent children (one 19 & the other 23, both…
Child's birthday money
I'd appreciated comments on the following: I normally give £40 to £60 to each of my two grandchildren on their birthday and at Christmas. Both are under six years of age. However, I feel reluctant to give this amount. It's usually in excess of a month before I have any communication from their parents about coming over…
Money Moral Dilemma: Should we pay for my eldest stepdaughter to go on holiday with us?
This week's MoneySaver who wants advice asks... I live with my husband and our five-year-old daughter, and we have a 16-year-old stepson who lives with us a couple of days a week, a 19-year-old stepdaughter at university and a 20-year-old stepdaughter who has just bought her first home. Last time we went away, we paid for…
House valuation for asset following divorce
Hello all, I am currently going through a divorce and we have had an average house valuation of £375k. Without going into the finances too much my wife's solicitor has taken 3% of the total house value off the assets to be split and has informed me that this would be the cost of sale for the house, stamp duty etc. My wife…
Filling in Form A
Has anyone got experience of this please? We need to fill it in with 'intention to dismiss' or similar wording. We have a consent order drawn up with the intention of each of us getting 50% equity in our jointly-owned home, ex husband is paying regular child support now. We are agreeing not to have any claim on each others…
Financial settlement for divorce Help
Received conditional order but due to financial stuck at moment Dad 40 years old, works full time Ex wife 40 years old was a stay at home mum looking after out kids 19 year’s marriage Dad wage: over 30k year (gross) 1 residential property (in my sole name and sole mortgage) very high interest only mortgage, monthly payment…
Divorce house agreement
Hi, Me and wife are divorcing. We married not in UK, but bought a house. Now we are divorcing and we agree what house and mortgage are going to be mine( She receives house and flat in my home country). What is the easiest and cheap way to separate? My house is on our both names and we have 2x mortgages against house and we…
Representing Myself In Court Tolata Claim - Advice
I'm looking at representing myself in court for a Tolata Claim. I wondered if anyone else has done this? I don't have the money to pay for a solicitor and I need to sort out an awful situation I am in with my house that I bought with my ex partner (unmarried), that I was forced to leave 3 years ago (due to him being…
JSA query
Further to my previous post about my mum being misled from her sibling for money. This sibling is 62 (Male) and claims to be on JSA. He used to run a really good business and probably was a millionaire at one point. Nothing about him adds up. He says he can only get £55 pw on JSA as he has no kids under 18 is says he is…
Child under 12 years old has severely crooked teeth (NHS orthodontic treatment)
Hi, I hope I am posting my question in the right section. I have a child who has severely crooked teeth. They are so severely crooked that they are causing her constant pain/discomfort. She is soon to be 10 and I understand that the advised age to get orthodontic treatment is 12 or 13. Her NHS dentist advised us to go to a…
Mesher order and CGT/PRR
Hi, currently in the early days of separation and the divorce road. OH wants to undertake a Mesher order. I was ok with as it was originally mentioned as being for just over a year. Now its looking more likely 3-4yrs. Does anyone know the likelihood of Capital gains tax being payable on the eventually house sale. I'm being…
LPA Cancellation
LPA Advice please - Elderly father (87) widow with 4 grown children. Dad has 1 son still living with him - who set up finance LPA in his sole name, without telling rest of family. Dad then put another brother as the sole person on health LPA. Myself and remaining brother said we'd like to be on finance LPA for checks &…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Marriage, relationships & families

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Marriage, relationships & families

Category List

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free