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'source of funds' Scotland
Hi, my wife and I have separated and are working through the split of marital assets. During our marriage her father inherited a cottage that he sold and then gave each of his children an amount from this. He sent it to my wife's account and she transferred it to our joint account and I then used this to clear our…
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Advice on money claims please 🙏
TLTR:- using an alternate address will they trace my defendant? (I'm unsure what category to put this under) Hi! I need some advice if possible and I'll try to make it as short as possible. My ex owes me a large sum of money, therefore I have taken out a money claims on him to go to court. He has 5 days left to reply. I…
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Motor Coinsurance
Not a question, just a bit of a rant really. I recently auto-renewed my motor policy with RAC. I meant to shop around but didn't....All emails from them pre- & post-renewal have landed in my mailbox no problem. A week after renewal, I came across an email from them in my Junk folder. This explained that there had been a…
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Uk Models - has anyone had any experience with this company please?
Hi all, My wife has made an appointment to take our child to a photoshoot with UK Models and I wondered if anyone here has done this with this company. I’m not sure I trust this and have been told by my wife I’m too negative & trying to stop our child having an enjoyable experience. If you rather message me than post,…
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Partner contributing more when putting a deposit down on a house ?
Been with my partner for a few months now and things are going really well. We've had a bit of a conversation about finances and future goals such as buying a house etc. She told me she has £40K saved so far for a house which made me feel a little intimidated. I only have £5K currently saved. How on earth does stuff like…
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Has Anyone Used a Sleep Specialist for a Baby?
Hi, My 15 year old just won't sleep at night in their cot. Two hours is the maximum we get (on a good night) and then they have to come into the big bed. They're inconsolable at night when they wake up and we've tried everything so we're looking at employing a sleep specialist. Has anyone used such a person and what were…
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Creating a will
My husband and I are really needing to create a will. Obviously want to do this as cheap as possible. It would basically be if one of us dies everything goes to surviving partner. Then once both of us have died everything is split equally between our children. The other question I have was that i heard that if we created a…
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Sibstar pre-paid card for the elderley
Hi all I have power of attorney for my Dad's financial affairs, and have been advised by his first direct bank to get him a pre-paid debit card for every day use so I can better protect him from fraud. I'm thinking of getting him a card with this company - Sibstar. I wondered if anyone had any experience with…
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My boyfriend owns the house. Should I be paying rent?
Hi My boyfriend and I have been together almost 10 years. For 6 of those years we have been cohabiting. When I moved in, he requested that I pay a sum towards living at the house. This has never been a problem and I so I paid the requested amount. Looking back I wish I was more outspoken in my thinking and should have…
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Power of attorney and pre-paid credit cards
Hi, I'm hoping someone has experience of this. I recently and sadly had to activate my power of attorney for my dad's banking as there was an attempted fraud to his account and sue to a fall earlier in the year he's on a lot of painkiller medication and is unable to manage his finances safely. I've been advised by his…
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Match.com - does suspending an account still take monthly payments?
Hi, Im thinking about joining match.com. Its cheaper to sign up to their 6 month plan for £10pm. If I find someone after a couple of month, can I pause my account and not pay more. Then reactivate it in the future if needs be and continue paying for it? Ive looked on their website and its not clear. Thanks
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Should I get married?
Can anyone tell me the plus and minus of getting married? We live in Scotland, been happily together for 18 years and live in separate houses, which we would continue to do. Both now in our early 70s. Apparently his IFA has said it would make tax sense if we tied the knot. Be interested to hear your comments :)
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I survived (mini update)
Hi all. A few of you might remember my posts here from quite a few years ago. I went through a load of difficult situations and had a really bad time of it. I've been in a meditative mood today, reflecting on the past which prompted me to look at the old threads I posted before. This isn't to brag or anything, just to…
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Splitting the bill
When you get older, and you have friends round, when is it acceptable to split the bill? If i invite guests over for dinner, I wouldn't ask them to pay even if I cooked. But how about a takeaway? Or going out to eat? What is the accepted etiquette? Does it change with lifestage?
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Marital home - can it be willed to someone else?
Hello all. I have been married for 7 years but the marital home is in my wife’s name. Is she allowed to will 100% of the house to someone else or do I retain 50?
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Splitting finances fairly
We have been in a relationship for 16 years, not married, one child 13. Relationship is pretty crappy. He has property and shares - value close to £1 Million if all cashed in. He lives off the rent of London Property. We lived there mortgage free until 2021 and he paid bills and I paid for food & other expenses. He now…
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Paying money to my partner
I’ve been with my partner for four years now and moved into
his house two years ago, he is 44 and I am 38. I pay half of all the household
bills and food, apart from that I pay all of the energy bills because I work
from home (which was my suggestion as I thought that was fair) and he has to
pay for his fuel to go to go…
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Poor Evening Routine
Hello you very wonderful and amazing individuals that make up this forum. I sincerely hope you are having a good weekend. I have found on a night during the week after work, i am spending alot of time on the internet listening to music videos as a way of unwinding. However this i feel goes on too late, then i am late…
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How to change name after marriage?
Can someone help me? I’m trying to change my name after recently getting married, I want to change my last name (Miss Sarah Smith) to my husband’s last name (Mrs Sarah Jones) starting with HM land registry via the generic AP1 form. This is the first step I’ve taken in changing my name, I haven’t done anything else yet…
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Husband has left me
I have been with my husband 13 years. We have two kids. We got married 18 months ago and bought a new house almost a year ago. This weekend he left, he’s cheating on me and no going back. The problem is the house, we have a big mortgage and a house that needs loads of work which we were doing slowly. We are also locked…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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