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Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

971 discussions 13.8K comments Most recent: Money Moral Dilemma: When should I tell my son I can't afford for him to go to a private school? by pomcycle 26 September at 2:34PM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

371 discussions 4.1K comments Most recent: Child maintenance increase by Northern_Wanderer 12 September at 9:50PM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

12.7K discussions 134.3K comments Most recent: Inheritance tax question by poseidon1 Today at 12:03PM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

15.9K discussions 250K comments Most recent: Cat fostering for an indeterminate period? by josephine82 25 September at 11:06PM

joint accounts and paying for care home fess
Does anyone have experience of having partner go into care and are self funding? Accounts held jointly and wondering about how to go about splitting 50/50, been in care for couple of months now, can i create an account for myself or change one of the account to a single one and then split the money evenly now at this stage…
Changing name on drivers license?
I got married recently and am starting the process of changing my last name to my husband’s. I picked up a DVLA D1 form from the post office, it asks for my old drivers license, proof of identity and proof of name change - for the latter I have my marriage certificate, for the ID I was going to write my passport number so…
Elderly Mothers Care Home wants over £4K in back fees.
I have Power of Attorney for my 90+ year old dementia suffering mother and handle all her finances. Today I was notified from her care home of a 12% increase in her fees. I think this is a bit steep but OK I'm prepared to accept this. However they state that this increase will be back dated to 1st April 2023 - this means…
Can Executor be denied access to deceased’s home
Mr and Mrs F held their property as tenants in common each having a 50% share.Both had made Wills with a Life Interest and were leaving their share of their estate to their respective children from their first marriages. When Mr F died Mrs F remained in the property .The executor for Mr F completed Probate on his estate…
Gifted property from parent
I have recently been discussing with my mother about her signing over 50% of the property she owns without a mortgage. The idea behind this is to remove from IHT element from the estate and make me 50% owner on the deeds. For clarity the following would be our intention; -Gift me 50% of property - both live in the property…
Power of Attorney question.
My Mum is in a care home I took out LPOA health and finance some time ago before she was diagnosed with early dementia , once my two brothers and sister found out they all applied together for both LPOAs, I told them mum had given me £5000.00 to make sure she was buried when her time came, since then the three of…
Money stolen at care home
My brother suffer from mental ill health and he moved to a new care home in October. He has lost money from his room since he has been there and his debit card has been taken and used. I haven't yet got the to bottom of who is stealing the money and taking his debit card. Anyone got experience similar to this? I have…
Help with financial arrangements after separation
Hi, I know the answers will be here somewhere but I'm struggling to find them and could really use some advice. Really sorry for the long post! My husband and I separated in July after 30 years of marriage, after he was caught out having an affair. I’m not ashamed to say it’s been utterly devastating and I didn’t see it…
Legal aid fraud
Hello Me and my ex are going to family court over child arrangement. He claims legal aid through false allegations of domestic abuse. I have an evidence of him having savings abroad but 3 months prior to this date he bought a second hand car abroad for his holiday purposes and keeps the car abroad. I suspect that he did it…
Fraudulent LPA and Banks Safeguarding responsibilities
A family member filled in a financial LPA form online for her Mum, printed it off and went to visit her mum in the dementia care home she was in. She took a mate with her and she witnessed the mums signature and confirmed the Mum had her mental capacity. The thing is that she had been in the dementia care home for over two…
IHT: NRB Discretionary Trust amounts & dissolving
Trying to understand how IHT (inheritance tax) will work in relation to a previously created Nil Rate Band Discretionary Trust (NRBDT). My father died suddenly in January 2005, leaving my still alive mother his estate. At the time a NRBDT was created with £263k within it (the IHT threshold in Jan 2005), via a Deed of…
British citizenship queries - help sought pls
Please does anyone have good knowledge about how to apply to become a British citizen and whether a child (born outside UK) (automatically) becomes a British citizen or is also entitled to apply for British citizenship? I'm posting on behalf of a friend. His circumstances are as follows: · Italian national · Living and…
Martin Lewis: Why Power of Attorney is not just for the elderly – and more important than a will
Do you have a Power of Attorney? MoneySavingExpert.com founder Martin Lewis explains how this crucial protection works, why it's more important than a will, and how to get one in the latest episode of ITV's The Martin Lewis Money Show Live. Watch the clip here: Martin Lewis: Do you have a Power of Attorney? It's crucial…
Inheritance tax and transfer to spouse time limited for
Hi, Quick question if anyone can help please l.Father in law (FIL) is very poorly and owns half his house on deeds .mother in law (MIL) owns other half the house on deeds. If FILs will is to transfer all his estate in her name upon death then their house worth circa 350k would mean no inheritance tax as 175k each owns. (IE…
LPA - Father signature issues
Hi My elderly father is starting to lose his memory so I have been trying to set up a financial LPA but he is struggling to sign his own signature. He can sign but he is signing in uppercase rather than lowercase as per his original signature. We have tried to show him copies of his originally signature but he is…
Money Moral Dilemma: Should I pay more towards my partner's bills than my own?
This week's MoneySaver who wants advice asks... My partner and I want to live together in her home. She has a small mortgage on her property and I live in a narrow boat that's paid for. My living costs covering food, energy and water are £350 a month, and I believe that's what I should pay if I lived with her. But she…
Ex wife trying to make financial claim after 22 years of divorce
Hi all, A friend of mine got divorced from his then wife around 22 years ago. Part of the deal was she would get 50% of the equity in their house. This money was paid to her and the divorce was amicable. She even continued to work for his (my friend's) company for a good number of years after the divorce. Just last week,…
Abusive relationship
Hi, I've not posted here for years... but could do with some advice on my best friend. Basically she's in a really abusive relationship that I'm desperately trying to get her out of. She's in her late 20s She doesn't live with him (yet) thankfully, but he's currently in the process of purchasing his first house - and he…
Personal Alarms for Elderly
Looking for advice on who to go with, it would be a pendant type. Needs to be they type you speak to someone.
To regift or not to regift...
Over the years we've had several threads on regifting: * What are your thoughts on regifting? (2010) * Have you ever received gifts you have given someone, back as a gift? (2014) * Re-gifting (2016) * Regifted present from sister in law (2017) * Regifting issue... (2017) Some say it's a great thing to do, so long as you…