-
What does marriage mean these days?
So myself and my partner have been together almost 11 years, we have a house, two children together (and my two sons live with us) and are very happy. My question is, although both of us have wills stating what we’d like to happen in the event of our passing… Is there any benefit to being married? Neither of us are…
-
Care home fees, but what about the spouse at home
My husband has serious cognitive impairment and is having occasional respite care in a private care home (no others in our area). The time will come before too long when he will need to go into care permanently. He is self funding and we have each got some savings. What concerns me is that if a financial assessment is…
-
Can I stop/object to a person becoming Deputy for Property and Affairs?
Becoming Deputy for Property and Affairs for my Mother (96, alzheimer’s,
no LPA) The person applying is my brother, who I deem an inappropriate
person. I was informed by a Social Worker that the County Council were
aware that my brother was applying for Deputy for Property and Affairs on
behalf of his Mother. I have very…
-
Return to this thread December 2023 - New Years Resolutions
Following on from our December 2021 resolutions thread this is your chance to set your intentions for 2023. This is probably a good time for a lot of us to set at least one money saving intention, it is set to be a tough year for a lot of people sadly. As always I’m taking some time to think and will come back and post…
-
Ex refuses to settle on property holding me hostage
Under the premise that this was going to be a future marital home, I purchased a flat with an ex. He has NEVER lived there, never contributed to a single bill, upkeep or anything. He only contributed to the deposit. After the property was purchased his behaviour changed and coercive control began. He also said he didn't…
-
What’s your earliest financial memory?
Yesterday Martin Lewis asked: "What’s your earliest financial memory? Perhaps it was a coin from the tooth fairy under the pillow? Lunch money to school in a backback? Finding a penny (or spending one)." I'd like to hear the Forum's long-ago stories. Let's have 'em, please. 💷
-
LPA Concerns
Sorry in advance, this is a long one. About two years ago my elderly parents took out an LPA for health and welfare, which has my brother and I named joint and severally as their attorneys. Whilst I did the application online, they both received independent advice from their solicitor, who also witnessed their signatures.…
-
Lasting Power of Attorney Reduced Fee
Hello all, I was wondering if someone could help me please- I'm probably being a bit dense but I don't want to muck up my LPA application as they seem quite hot on making you re-do it and pay again! I've filled in my LPA forms and as I earn under £12k a year I can apply for a reduced fee. However, the guidance says the…
-
Hmcts delay in no fault divorce
So by yesterday, we should have received the date for our conditional order to be put to court. It’s a no contest no issue divorce but we’ve not heard anything. Does anyone know what delay to expect as I understand there are issues with the family court.
-
Pension suggestions for my 25 year old daughter who is self employed
Hi My daughter left Uni and went straight into a self employed role as a make up artist. She is now 25 and because she doesn't earn a massive amount her NI is not compulsory so she hasn't paid any. I am worried about her having no pension when she gets to my age and wonder if anyone has any suggestions where she should…
-
Becoming a legal guardian ?
Does anyone have any experience of becoming a legal guardian? Background, we have a friend of the family, who is currently 14. Her mum is a single parent (with sole custody), and she has an older brother who is currently 20 and in full-time education. The only other family she has in the UK is her biological father, who…
-
Money gifts for children
Traditionally I’ve bought gifts for nieces and nephews. However over the last few years we’ve gone from only having a few to having 10 under the age of 10 and since there are a glut of birthdays between now and Christmas the shopping is getting to be too much (and parents are always grumbling about how much stuff the kids…
-
Divorce & Rapid House Sale
I submitted an online divorce application via the government website recently after initial advice from a solicitor. My wife and I split several weeks ago, and after l left the marital home, she put the house up for sale. Immediately, an offer was made, which both of us accepted. I am aware that as one of the early stages…
-
Parkinson's - any additional support options?
Hi all, I'm worried sick about my dad and thought it worth asking if anyone knows of further help options for him. Long story short, after ongoing balance issues and some other symptoms, my dad had various tests, and was diagnosed with Parkinson's in March this year. At that point, it was so early that the MRI came back…
-
Is Amicable Divorce and Financial Agreement ever possible?
As the title says..This is a married couple who are both sure the marriage is over and who both want to start new lives and have no dependents. They are capable of jointly completing the online Divorce application and meet the eligibility criteria and both willing to sign the application. They also have fully discussed and…
-
Interest in Possessions Trust - suitable bank accounts
Hi I find that I am in the position of having to create an "Interest in Possessions Trust" ("IPT") - I am the trustee, and an elderly relative is the beneficiary. My relative has the right to all income from the Trust, but not to any of the capital, so from what I gather, an IPT is appropriate. However, trying to find…
-
Division of money from Mum and Dad's estate
Hi there, We are coming to the end of sorting out my parents’ estate, and there is
a final amount of money that needs to be divided between me and my sister. There is £5000 pounds to be split 50/50 between us. However, I have some
expenses I have incurred against the estate amounting to £1000. Can someone help us out here…
-
Need a fresh start
This post is taking a lot of courage so please be kind. I have been married for 17 years now and I would say at least the last 10 years have been unhappy. My husband will not hug or even talk to me, he just moans and with me being a softie I just take it all in. My home life is a really unhappy one, I actually can't wait…
-
Loaning money to mother in law options
My 83 year old mother in law has been diagnosed with spinal stenosis and needs an urgent operation. The wait on the NHS is over a year and she cannot wait that long so has looked at the option of going private. However, the cost is £20,000 and she can't afford the outlay in full, but my wife and I are in a fortunate…
-
Mums inheritance in Dads name
Currently trying to sort out the complete mess that is my parents finances and an interesting question has arisen. They are of a generation where the husband looked after everything on the financial side. Their main bank account was always his account, although this has in more recent years been converted to a joint…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
970 discussions
13.7K comments
Most recent: Removing long hair from carpet by elsien
9 August at 8:16PM
A place for dads with kids of all ages to discuss parent MoneySaving matters.
Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.
For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.