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New car quote.
I am getting quotes for a new second hand car , ( bought today ) I still have my old car but will get rid of it in next 4 weeks , maybe sooner. when getting quotes it asks how many cars does the home have , will it make the quote more expensive if I say I have one other car ? Which of course I do but not for long , there…
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Pet Insurance Premium Increase
My insurer (Many Pets) has upped my premium again. The numbers suggest that I'm refunding them all claims in the next years premium as the conditions claimed are "one offs" such as gashes in the pads or viral infections and not on-going costs. Pet Plan claim they don't adjust the premium based on claims. Are there any…
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Insurance (or other options) after botched bathroom renovation
I've just moved into a rental property. Bathroom was apparently renovated 9 months ago - but it's a botched job. Water is getting under the bath at at least 3 points (badly-installed shower screen, plus 2 seams/joins in the shower panels), and causing water damage (minor so far) to the ceiling below). The necessary fix is…
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Estimate from non-approved repairer rejected
Hi All, following an incident (wheel theft), my car was sent to an approved repairer to be fixed. When the car was returned back to me, I immediately noticed that they didn’t fix everything (there were still some scratches and dents in the paintwork) and on top of that, they caused further damage to the car (they obviously…
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Income Protection and Pregnancy
Firstly please be kind. This issue has caused me a lot of heartache over the years and I’ve been to anxious to ask as I’m sure I’ll get lots of opinions on whether I should or shouldn’t. i have been signed off sick from work for many years (various issues) and have received income protection via my employer. It has varied…
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Car insurance quote after a claim
Hi everyone would be grateful for some insight . At end of April my son was in a car accident he was hit from behind while he was stationary . The other driver and his insurance company admitted liability and his car was repaired . now his renewal quote has come through and it is nearly 4 times what he paid last year. even…
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General Portfolio Life Insurance Company - Some Help From 1981
My dad has recently come across some paperwork for a policy he took out with General Portfolio Life Insurance Company back in 1981. He has all the original paperwork including policy number, installments paid and sum assured. I can see from the paperwork it went to Reassure and the last letter we have from 2012 from family…
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Churchill Customer Service Email Address
Hi, Does anyone know if Churchill (for car insurance) have an email address or online form that I can send a query to customer services? I had a look and unless I'm missing it, it doesn't look like it does. I know they have an online chat but I want to send an email to customer services and the only online form I can see…
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Dentist insurance
I have been told all of a sudden I need to have expensive dentist treatment including mouthguards and ongoing work. Can anyone recommend a good insurance that covers existing issues and preferably orthodontics as well, starting ASAP? My work one (Unum) covers some but not much and was hoping there was a better option out…
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Reassurance on Motor Insurance please
I have a 24yr old car and my age is equivalent in human terms.I've had an excessive quote from my previous insurers and refusal of two because of the age of the car - so I started on the comparison sites. The best quote comes up as Tesco. Saving of £150 on my renewal.I've looked and they seem to be using well known…
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Cancelled car insurance - advice needed
Hi there, first time poster so please be kind! Like all good MSE followers, I decided to shop around on my car insurance renewal, and ended up applying for an online policy with Churchill which included telemetrics (I'm not very technical, but apparently this shouldn't have been offered to me as a middle-aged woman - but I…
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Can I get Home Insurance with a Crack in Exterior Wall?
Hello everyone, I am in the process of buying a house and the survey identified a crack in the exterior wall. The surveyor considers it is most likely due to thermal expansion rather than subsidence/heave. In this situation, can I get home insurance? How do I 'prove' it is not subsidence? Any advice or suggestions really…
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Do I need life insurance?
Hi So my current job/pension offers a 4x salary pay out in terms of death in service which would more than cover my mortgage. I have a long term partner (not going to be having kids) so anything I do is to help protect her. Ideally I wanted critical illness cover but once asthma and a couple of other admissions to…
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'Total Loss' for minor vehicle scrape
Hello... I’m in the middle of a situation with my car insurance which is highlighting something endemic in the industry. In short; Guy in work van bumps my parked car when exiting his space. The damage is a slightly bent wheel arch and scraped paintwork. Cursory quote to repair from a guy I know: £400. Going down the…
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Insurance claim for laminate flooring following escape of water... advice
Sadly I have had a leak from my washer, promptly dried it but I have noticed bubbling of my flooring. So here comes the complicated part..... the flooring runs from my hallway through my kitchen as one continuous floor. I understand that they will only replace the "damaged" flooring and this is literally in between the 2…
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Non-regulation staircase to converted loft - will insurance be invalidated?
So I have a converted loft (fully above board - no pun intended). It has planning permission, is fully boarded and windowed, etc. However the only way to access it currently is through the traditional loft hatch. I want to install a staircase to the loft. I do not intend on using/labelling it as a bedroom, but I want…
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Pending surgery
if you have a pending surgery ( in my mums case a knee replacement) do all insurance companies say you then are not covered for anything medical? She has just got this response from Staysure? They say no medical cover at all with the pending op? I thought other things would be covered that were not related? Is this a…
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Optimal time for motorcycle insurance qoute
LV, my current motorcycle insurer is pulling out of motorcycle insurance. My renewal is 29th July. I seem to remember Martins program mentioning the optimum time before renewal to get quotes as insurance companies use this in their profiling. Can you remind me please?
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insurance claim or self repair
If we decide to self repair after a collision where fault is likely to be disputed, can this be taken as accepting liability? our excess is £1500 and our go-to excellent repairer will do it very quickly and for little more than this amount. We have notified our insurers because another vehicle was involved, but not yet…
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Car insurance problem, help please - owner going abroad, friend looking after car
Hello forumites. Your collective expertise and wisdom is very much needed please! My friend owns a car. She is going on a work secondment abroad for 9 months and suggested we (partner & I) look after/use her car while she's away. We thought this would be a win-win-win: she'd gain by the car being kept running and being…
