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Car Insurance Renewal - Declaring Children Under 16
Hi, my car insurance policy is due for renewal. However I have had a baby. It asks how many children I have under the age of 16, one child increases my policy by £60.00 a year. Do I legally have to declare this fact to the insurers?
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Just bought an iPad Air
I’ve just bought an iPad Air £700 plus. The question is should I opt for Apple Care £99 for two years, go through the house insurance or just be careful. Apple cover seems the best bet
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Travel Insurance for Group Bookings
A number of
questions on Travel Insurance In the past
we have had annual travel insurance to cover my wife and I for holidaying both
in the UK and abroad. We look for the best offers each year based on our travel
plans We have
booked a mansion in Scotland for my 70th birthday in August next
year and are inviting up to a…
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Car Insurance Renewal Increase Advice
Hello, Got my car insurance renewal in, almost 50% more expensive than last year. Its almost at the point I can't afford it! I'm hopeless at these things, but has anyone successfully got this year's renewal price reduced? Any tips would be appreciated!
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I am losing money on a Life Policy with HSBC. Is there anything I can do?
I took out a Lifetime Plan in 1991 (with Midland Bank in fact) which provided Guaranteed Life Cover of £20,000 to my estate when I died for a premium of £22.04 per month. In 2005 they reduced the sum assured to £19,383 and in 2010 it plummeted to £13,294 and regular reductions followed.. I did increase the premium a couple…
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breakdown cover
so i completed comparison questions for full cover, decided to go with RAC and it took me to Rac own site where prices were considerably higher, no option just to buy the quoted offer, same with AA, somewhat surprised, looks like i will be going back to Green Flag (direct) as any of the other suppliers i have never heard of
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Is it worth NOT taking road side assistance at all?
Why take roadside insurance I was wondering. How likely is it that my 4 year old, reliable petrol car will break down in the next 4 years? I understand you can still call the RAC, even if you are not a member. Signing up roadside is more expensive, but doesn't seem to be prohibitive. I saw £50 mentioned somewhere, but the…
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Is index linking worth it ?
Hi guys just a quick one. I've had a few quotes for my Income protection & Critical illness cover and I've the option to index link the policy. So I'm under the assumption that this premium will rise every year ? I just wanted people's thoughts on why or why you wouldn't want index linked insurance? Many thanks
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increasing life insurance
Hi All Hope all are safe and well We took out the above when purchasd the our flat to cover the mortgage in case something happed to one of us before the mortgage was cleared But we have now split up and mortgage is now paid up But i have stopped paying the premiunm and found out will only still get pay if some thing…
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V5 not in my name
Hi i I had a not at fault accident where someone drove into the back of me. I’m the only driver and I own the car but the v5 is in my partners name. When I took my insurance policy out, the v5 was in my name but I later changed it and forgot to update my insurance. Will this invalidate my claim? My car has been written off…
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Income insurance/Critical illness quotation
Hello there everyone I hope you're all doing well. Just a quick one, I've been trying to work down my list of things I've long put off & came to my insurances more specifically income & critical illness cover. So I put i went to lifesearch as I had heard good things about them and got a few quotes : for 1 year, 2 year, 5…
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A query about Churchill car insurance
I have been doing quotes for my daughter via MoneySupermarket.Churchill came out very competitive, but when I went to their actual website to check all details were correct, they ask how many vehicles are registered at the address, rather than just cars, as other companies ask. There was no note at the side of the question…
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Car insurance call attemtped theft mallisoius damage
My car was parked in an overnight garage and was attempted to be stolen. The thief sawed a hole to disble the alarm and unlocks. However it has extra security and failed. It was caught on camaera, but insurance company have not see, they are saying malious damage not theft. Any help
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House insurance on standard terms for previously underpinned property
My house suffered from subsidence and was underpinned in the 1990s. I am currently insured by AXA home insurance because, unusually, they are fine to do so on normal terms. In fact, their quote only asks "Has your home experienced subsidence, ground heave or landslip in the last 10 years?" to which I can honestly say "No".…
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Commission on vat
I used a loss assessor for a fire damage claim. We agreed a percentage fee. Are they right to take the fee from the vat I paid to the builder?
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Insurance settlement offer too low
Our hedge was recently damaged when it was hit by a drunk driver. It has since died. We contacted the driver's insurer and sent them quotes to sort out the damage. They've come back with a settlement offer but it's only about 10% of the value of the quotes. We can't afford the difference to sort out the damage which means…
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House Insurance renewal. Previous subsidence.
Until last year I reinsured every year with Zurich. I simply had to pay whatever they offered because the house (inherited from parents) had 2 previous incidents of subsidence. One in the mid 70's and one in the mid 90's Both caused by trees. Trees removed, house repaired (not underpinned). Last year, Zurich said they were…
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Confused with Insurance claim for Shower leak
I've never claimed on my insurance and its just doesn't seem very clear or straighfoward as claiming on car insurance. It just seems right from the start I can't seem to get a straight answer or any guidance on what to expect from my insurance company with the claim. So the pipe that takes the water away from the shower…
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SAGA House Insurance renewal
My mother in law was insured with SAGA on a fixed three year House Insurance contract paying approximately £273.00 pa. The renewal came through for the new 3 year fixed price at £1,387.76 pa - obviously a total shock and without my intervention her dd's would have increased to the new amount. I checked SAGA online via…
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Unemployment Insurance Claim near renewal
My job will be made redundant and my last day is Nov. 30. I have unemployment insurance but the annual renewal is on Nov. 14. When you renew you're supposed to tell them if you know you're going to be unemployed. I'm worried that if I inform the insurance company now, they won't renew my policy and therefore I won't be…
