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Insurance renewal comparisons for multi-cover

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Smithys_Indian_Takeaway_Order
edited 14 August 2024 at 3:51PM in Insurance & life assurance
My multi-cover insurance policy covering two cars and our home is up for renewal and (surprise surprise) the premium has gone up by about 20%. I've tried the usual suspect websites (MSE, compare the market etc) but none of them seem to offer the ability to run comparisons for dual-car insurance let alone a multi-cover comparison. Does anyone have any tips? Am I simply missing something? I can run comparisons for both cars and the home individually but that won't show any multi-cover discounts that insurers would offer and so wouldn't be as accurate (or get my current insurer to reduce their renewal premium).

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Welcome to why insurers like multi-cover policies! 

    Aggregators will show who'll be cheapest on buying policies individually but its manual work direct with the relevant insurers to test the price of multi car or multi-product holdings.
  • Albermarle
    Albermarle Posts: 27,814 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    LV= offer a 10% discount if you have more than one policy with them, if that is any guideline?

    I am always a bit suspicious if it is a real discount, but when I have checked LV quotes using a fake ID they do come out higher than I am paying.
  • Ive just started this process so interested to know who you have gone with? We are currently with Admiral but renewal quote is steep :-(
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