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Marshmallow car insurance!
Morning all! My car insurance is up for renewal. Been with Aviva for a couple of years now but their renewal quote is a bit too much. Did a comparison quote and Marshmallow is coming up as the cheapest by far. Has anyone had any negative run ins with them? Looked them up on Trustpilot and they seem decent but I want to…
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Fire at Kitchen
Background - Kids were playing in the front. Wife cooking in the kitchen. when kids were shouting mummy.. wife went out and totally forgot about kitchen. - kitchen caught fire. and myself and wife put down the fire. - however entire house full of smoke, kitchen ceiling full of black smoke. - top cabinets where on fire and…
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Abacus buildings insurance legit?
Hi everyone, Our building insurance has gone up over 25% this year. I've tried to get a cheaper quote and this company 'Abacus insurance' via a broker is considerably cheaper. I've googled them and they look possibly dodgy. Can anyone advise? any experience etc? If not i'll probably just go with my old company I think. TIA
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Personal Injury claim.
My wife had an accident in June 2023 which resulted in a longish hospital stay. Once she was back home we contacted the legal assistance department of our home insurance in late July 2023. Despite completing all the required forms, progress has been glacially slow, to the extent that witness statements have only just been…
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Life insurance and IHT
I want to setup life insurance in trust. Need to cover a IHT bill on my property for my children to pay iht. I'm 47, the policy will be for 250k. What I want to know is which trust is best, absolute, discretionary or something else. Also do I have to worry about the 10 year periodic charge, if so how do we avoid this to…
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Wanting to pay for repairs rather than go through the insurance
Yesterday my husband accidently scraped our car on a post whilst letting someone out of a car park on a small industrial estate. The damage to our car was minimal but the post he hit, was knocked out. He went into the shop and they took all his details. Today they phoned asking for his insurance details. We would like to…
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Building Insurance through shared ownership party
Hi there, I own a shared ownership property of which i own 25% of the house, the rest i pay rent. Building insurance is done through the housing Association who I pay the rent to. Each year the price of this goes up and up and this time we've been told to pay over a grand for the year. When i personally do a separate…
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Home insurance question?
Hi all,..just had my renewal from Aviva, and they seem to want to charge me an extra 33% this year??...just wondering what other people are finding. I am aware that motor insurance had gone up, (but not so much this year). ..needles to say I will be having a discussion with them on Monday, (and I have been on the compare…
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Party Wall indemnity insurance
We have a extension on our house, now 18 years old. We are selling our house, but have no party wall agreement. The surveyor, advised we may need "Party Wall Indemnity Insurance" but can't find this insurance online, anyone now where you can get this insurance?
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Help! Insurance 1st Central no policy
I have been paying 1st Central car insurance for 3 years without a policy agreement, and says my policy is inactive. It says I havnt signed a user agreement for 3 years but auto renewal is one, I also have emails from 1st Central saying thank you for renewing your insurance. But I have no policy with them they said since…
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Getting home insurance after differential settlement
Our home has experienced differential settlement over the past 20 years at various times (always in the same place though). It's a detached bungalow built in 1924. We had it fixed via resin injection late last year, and got a Certificate of Structural Adequacy (CSA). I'm finding it hard if not impossible to get home…
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Rac Breakdown Retentions
Yet again, followed your guidelines in MSE, 2 years in a row, the technique works.... In fact this year beat last year's deal. Saved the Retentions number this time round ready for next year. 3 months holiday (Rac w/o) then continue payments without any increase. Must add, 5 year customer and change of circumstances did go…
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Admiral/Auxillis - thoughts?
Hi, I had a no fault accident on 5th August, someone rear ended my car at temporary traffic lights, low speed 10/15mph, no real damage other than bumper popping slightly loose in two areas. I called my insurer (admiral) today to notify them of the incident, but told them I wasn’t looking to claim - as stated above damage…
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Hastings Home Renewal Rejected but they haven't started the repair on my house!?
Hello all, I'm hoping to get some help!! 2 months ago my neighbour had a house fire and it's damaged my property with it needing new roof and smoke damage to most rooms to the point we have been moved from the cheap hotel and put into a rental for a year. The neighbouring property landlord doesn't have insurance so…
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large tree in neighbours garden
Can I ignore a very large tree in a neighbours garden when filling in details for house insurance. Its a large copper beech, about 25 m high, about 5 or 6 m from the corner of a single story extension to my house. Subsidence isn't the issue, we had extra deep foundations required by building inspector because of it.…
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Quidco savings on car insurance
I have saved a lot on car and house insurance using Quidco compare car and house insurance £45 back on car comparison and £35 on house insurance comparison which is significant help in reducing car insurance costs mine has more or less stayed the same price for me in total cost over last two years
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Home Emergency & Legal Cover - Be Aware
Having noticed a small damp spot on my living room ceiling, I contacted Admiral Home Emergency. They were unable to help as the issue had to be tracked and traced before they would assign a plumber. They wouldn't do the track and trace, however I later learnt my cover included track and trace. What I have also learnt is…
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Car Insurance Claim - Insurance company being difficult
Hi all, I was wondering if anybody could please advise or if anyone has been in a similar situation. My car (which is a fairly new car) was stolen of my driveway in broad day light between 1.35pm - 1.50pm last month. At the time the car was locked and i was in possesion of the key. I did leave my phone in my car…
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Loss Adjuster offer question
Equipment was stolen from my business premises and I made a claim to my insurance company. I was eventually made an offer of full payout by their loss adjuster, which I accepted in writing and by telephone and supplied my bank details for payment. Four weeks later the insurance company rejected my claim. Is this legal? I…
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Insurance whilst in between homes
Hi. We sold our house last week and the majority of our possessions are now in storage and insured. We are due to complete on our new home in September and are staying with friends / family / holidays / air b n bs in between. We have all our high value items with us and I'm concerned that they aren't insured but don't know…
