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Amending Car Insurance
What ho one and all, Am in the process of replacing my car after 20 years of ownership. I currently have a low price fully comp insurance (£247), probably because they know that they will write it off rather than repair. Still have 4 moths on the insurance to run. Got a price to change the details on the policy to the new…
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House Insurance - Sum Insured Shown on Policy but Stated Rebuilding Cost is Not
I've recently started managing an elderly relative's financial affairs (POA) and have come across a confusing situation with their house insurance. The house has been insured with the same company for years, that company has now passed its business to a broker. No problem last year with the renewal but this year the cost…
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Home Insurance
Good evening everyone, Hope all is well. I recently bought a flat and in the midst of renovating my place. My solicitor commented that I have building insurance and recommend me to get a content insurance. Can I ask: * Is there any insurance that cover damage to the neighbour if my builder or myself cause the damage? I…
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Travel Insurance - cancelled due to new illness
I took at travel insurance and declared existing medical conditions. My husband has since had a problem and is waiting for a referral re his heart. I notified the travel insurance company and they have advised - we cannot continue to cover you for your trip, due to the undiagnosed medical condition. You can either, submit…
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Ticker Car Insurance
I've been with Ticker for almost 3 years now. They have been my only insurer to date. I have moved house multiple times, and had no issue changing address, however this time they are telling me that to change my address via their 'in app chat' i have to pay a £15 fee, or by phone its £30. There is no other way to change my…
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Hastings Direct Car insurance, details don't appear on web portal.
Hi everyone, Thanks for taking to time to read about my strange issue. I recently took out car insurance with Hastings via Compare the Market. Everything went smoothly, they took the payment and sent me my policy number but when I login to my online account none of my details are there, no policy documents, nothing. I'm…
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Duplicate insurance
I don't know how many people fall foul of this, but I've ended up having two car insurances at once. Pre-Christmas I was trying to sort out home insurance and car insurance for me and my wife. Partly thanks to "confused.com" I looked at lots of options, and find I've taken out two insurances for my car. Less than a month…
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Holiday insurance
Hi, has anyone any recommendations for insurance companies for holiday health insurance when the holiday company has refuse? Tia
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Ghost Insurance Agent
I sponsor a Ukrainian family under there official Government scheme. They were trying to insure a car to improve work prospects and stop living off of Universal Credit. They were advised by Ukrainian friends to go to specific insurance agent who understands some of the questions that they might struggle with. The agent…
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Aviva cancelled my life insurance
Hi I recently checked my life insurance and aviva life have cancelled my policy without even contacting me. I never missed a payment and didn't cancel the policy myself am unsure how long it's been cancelled as I presumed it was been paid by direct debit. Can I get my policy reopened if not can I claim back money paid in…
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Buildings insurance leasehold flat any experts out there ?
Hi MSE folks I have a question regards buildings insurance for flats (I’m an owner) and if the communal insurance provider can be involved in issues that are a separate party’s fault (ie builder). This is the first time I have dealt with anything like this and genuinely looking for advice, please no negative comments.*…
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Insurance - to claim or not to claim?
... that is the question! Hubby pranged car (lamppost, private land) last week. Estimate to repair what appears to be very minor damage is around £650. Our insurance excess is £200. SUV crossover, fairly new, our premium is around £450 for the year The question is, do we claim on insurance or pay for this personally? We…
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Notified Halifax not offering to renew Home Insurance
Have received letter from Halifax stating they would not be offering to renew home insurance due middle of next month. No reason given. Have had policy with them for a number of years and am claim free for 10+ years. When i called the number on the letter and finally got through tot someone at 3rd attempt the person had to…
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Flooding or not Flooding
I have just got my Buildings and Contents renewal and it has nearly doubled from last year. When I queried it with them they were not able to give me a reason so I decided to shop around. One question that comes up on Web sites is whether there has ever been a claim for flooding on our property. In 2002 we had a blocked…
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travel insurance
Unsure if this the correct place to ask this, however, my partner has a health condition "transverse myelitis", it doesnt affect her apart from slightly slow mobility. Should this be declared and require screening? tia
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Damage to neighbours car from bins on our property
Hi all, just hoping for a bit of advice as we’ve never had to deal with this situation before and am very unsure how to move forward. Our bins were left out next to our garage (on our property) this morning, during the storm, and - though I didn’t see it happen - they appear to have blown over sideways, collided with next…
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Insurance company paid out on conservatory subsidence
Our house was built in 2000 on floating foundations. The conservatory was fitted 2 years later on shallow foundations and subsided 8 years later. The conservatory company were rogue and never filed the paper work for the warranty, the insurance company paid for the conservatory to be underpinned. We have stuck with the…
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mortgage replacement insurance
hello all My mortgage replacement insurance that I got with my mortgage is ending soon and won't be renewed so I have to start looking for a new policy, but I've always just got it with the mortgage. Can anyone point me in the direction of any reputable providers or articles about such policies . regards tom
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Awaiting MRI Scan
Hello I hope you can help. I haven’t booked it yet,
but my partner and I (we don’t live together, there is no legal connection) intend going on a big trip to see family this summer - Canada, Hawaii, Australia. I have been referred for an
MRI scan as my PSA level (prostate) has suddenly shot up in the last four
months – I…
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House Rebuild Cost versus Value
Our insurer insisted we had a formal rebuild cost valuation that came in at £1.8m (incl VAT), when the bank recently valued the house at £0.8m. The discrepancy is remarkable! Perhaps there is potential for a new type of insurance policy that would buy us a new house if this one is destroyed, as that should be half the cost!
