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Car Insurance Comparison sites sharp practice?
I have obtained car insurance quotes from several comparison sites; generally they appear able to sell the exactly the same product that insurance companies provide, much cheaper. So there is a penalty for going direct. This is the seller's right, to vary the price of a product because of a referral, underhand in my view…
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Freeholder buildings insurance
Hi all, Looking for some guidance. I own the freehold for my whole building, which is made up of two flats. Si am responsible for obtaining buildings insurance. It is a converted Victorian era property in London. I own the ground floor flat and upstairs is owned by someone else with their own leasehold. I thought this…
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Home Insurance - Purchase Following Survey
Hi all, we are part way through the purchase of a property and our survey has just revealed some cracks on the exterior wall. It was originally thought to be drainage issues however a drainage survey could not confirm, so now it is thought that it is caused by guttering causing water to freeze and contracting the mortar in…
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Do you always have to declare a cancelled car insurance policy
Right we’re moving house in March/April and the number of providers who are willing to insure our cars has dropped compared to where we live now. In the small print on our car insurances it says to let them know if you move and they’ll either adjust the policy or if their underwriter can’t provide cover then they’ll have…
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Miscalculated NCD
My insurance is up for renewal and I have realised I missed a years no claims - I should have 4 rather than 3. I contacted my current provider to ask if they can change my NCD proof from 2 to 3 and I have proof of 3 years from my previous provider. They have stated that as I said 2 years at the start of the policy there is…
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"Subsidence" Guide is available from The Institution of Structural Engineers
This is a 200 page A4 size guide. Now updated with all the latest knowledge. In my opinion, it is very comprehensive about all the issues. Diagrams, photos. Cause. What should be done. Repair Methods. The Process. Insurance. Legal things. Really, anything you can think of. I wish I had had this Guide in 2018! It is also…
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Late renewal quote
Hi, Currently looking to renew home insurance due 27 February. Have done comparison sites etc but was waiting for current provider esure to send my renewal quote. Contacted them to be told it wouldn't be sent until 14 days before renewal date! Queried why not sooner as this restricts my options on comparisons. I was met…
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Atlanta Insurance Intermediaries Limited trading as SAFEGUARD
I have just taken out home contents insurance via the above intermediary. The named Insurer is Ageas Insurance Limited. The premium/cover is very keenly priced [£65 per annum for £75000 sum insured]. Comments please - should I be happy or worried?
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Financial Ombudsman ruling against Insurance company use of non-OEM replacement windscreens
When my windscreen was hit by a stone and needed replacing, the Insurance company insisted on using third-party glass and fitters. Volvo states that non-OEM glass will potentially compromise the function of about 20 safety systems and warranty claims because of non-OEM glass replacement will be invalidated. My reaction to…
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Accident Reporting
Stupid question but really I don't know the actual answer 🙄 I came off the road and needing winching out as the car was stuck in some boggy grassland. No one else was involved, no one else caused it, no damage to any property, was on the moors, no fences, barriers or anything else. I've been winched out, recovery has…
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1stCentral Car Insurance Renewal quote
Just a brief recap of my efforts to cancel my auto-renewing car insurance - due to commence in seven days. I'm not sure whether this is of any use to anybody but it helps get it off my chest! I know the thing to do is to move your car insurance every year. Last year I got caught out and left it too late so I was coming up…
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Third Party Claim
My car was damaged 04/12/23 and declared a total loss. The third party admitted liability. I accepted the offer 3 weeks ago and expected to be paid by now. How long will it take to be paid.
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Car Insurance quotes higher now I'm in the 20-26 day window.
I did a quote through this website yesterday before I entered the cheaper quote window today. However my quote today is £200 higher than yesterday's. Any advice on if I should wait and keep trying during the six day window or should I just go with what I've been offered now? Thank you.
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Cigna cancelled my dental policy without telling me
I have been paying for Cigna dental insurance for more than 25 years and for at least 10 have not had a serious claim. Now I have one and they refuse to meet it because they have cancelled my policy without telling me. I now see they stopped taking the direct debit in October.On calling, they tell me Cigna is leaving the…
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Should I get insurance for my 7 year old tumble dryer?
Hello, I bought a Beko heat pump tumble dryer in 2017. It was expensive at the time (over £300) and still works well. I wonder if it is worth insuring still, or if it is considered too old? Thank you for your answers.
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My washing machine leaked into the flat below
Hello, Looking really for some advice on what to expect from this situation as it involves water damage and two properties, since the water leaked into the flat below mine. At midday, washing machine had stopped working and was leaking when I went to check on it. I shut it off and mopped up, then drained it as best I could…
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Awaiting PSA test with GP - stops life insurance cover
Hi all, I am awaiting a PSA test with my GP as a follow up to a previous test. I am trying to take out life insurance, and where it asks me if I am awaiting an appointment with a GP, I specify this as I should, but I cannot get any life cover. This is a standard test to check on my prostate. I think I am right to include…
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Not a question, just a warning
Renewing my car insurance, I followed the advice on the MSE website i.e. · Don’t renew with existing provider; · Use the Car Insurance Compare+ tool; · Purchase the renewal 23 days before due date. This led to an increase on last year’s price of £181 to the cheapest quote of £254. The day after paying this, my existing…
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Car insurance named drivers
Hi all sorry if this sounds a daft question! I have my own car insurance policy. I am a named driver on my daughters car policy. Do I need to notify my own car insurer that I'm a named driver on daughters policy? Any help would be appreciated. Thx
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Unclaimed life insurance search help
Hi, I have found a piece of a letter with a policy number in my late father in laws paperwork. I do not know which insurance company this is with. I have found a bank statement and can see he had been paying Royal Sun Alliance (now Phoenix) but they cannot locate his policy. I have tried Gretel with no success. Anyone…