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Car Insurance Notification or Claim
Hi Experts, Hope you can help me here. Called my car insurance company to make a No-fault claim where the other driver is at fault. After few hours on the same day, speaking to the body shop garage near my house, the damage could be fixed for less than the insurance excess, so i called the insurer to change my claim to…
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Car Insurance Voided
In 2015 I was stopped by the police for no insurance, completely my fault as I had changed banks and didn’t realise and was away at the time so didn’t recieve a letter). Car was impounded, police said need new policy to get car out so I signed up with Go Girl. Took details to the station and they rang Go Girl to confirm…
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What is a Driveway
Hi, sorry if this sounds like a totally stupid question, but for car insurance what do they count as a driveway. I live in on a small private road with six houses, in two terraces of three. The houses are on one side of the lane, and there are two parking spots for each house on the other side of the lane, opposite their…
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Life insurance
Hi, We currently have life insurance with critical illness cover and income protection for my husband. We took out the policies ten years ago when we were renting, had a low income and had no children. We're now moving into a new build property and the mortgage is much higher, we have two children and my husband is now on…
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Car insurance
Hi, We are due to move in two weeks but our car insurance and MOT is also due in two weeks, should I renew now at our old address or wait until I'm at the new address? Thanks.
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House Insurance
What ho one and all, My house insurance is due and having received emails from the comparison web sites that I checked last year, the current "best" offer is £2000, increased from £350!!! Wow, I can hardly believe my good luck. Have spoken with the current insurer and Direct Line, both of whom tell me they are unable to…
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Are Click & Collect Items Uninsured?
I recently received a windfall and we treated ourselves to an LG G3 OLED TV. The vendor wasn't keen on sending it by courier, going so far as to recommend against it. They said the vast majority of their customers collect in store. That got me thinking about insurance if we were in an RTC. A quick check with my broker,…
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Car Hit in Car Park
My car was scraped by another vehicle in a car park while my vehicle was unattended. Fortunately the person left me a note and their details, and they informed their insurance company of the incident (they were driving an NHS company car.) Resultantly I've had to inform my insurance company of the damage, which is quite…
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Additional insured person - home insurance
Got a quote from Lemonade and when trying to buy it says the following: "ADD HOUSEHOLD MEMBERS Living with a partner or relative? Add them to your policy and we'll cover them as well. Kids under 18 are automatically covered." I'm struggling to understand what this actually means, it's an additional cost but it's not travel…
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Advice on home insurance please temporary for occupied property
Can anyone tell me where to look for temporary insurance for an occupied property. I am selling and should be completed within the next 6 - 8 weeks and my home insurance runs out shortly, I don't want to have to take out a full years cover but I don't want to be without insurance. There are plenty of firms who do temporary…
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AXA Claim - How Long?
Hi everyone! Just curious if anyone has waited a while for a cheque when claim has been approved by AXA? I get this through my work and other colleagues have mentioned in the past they’ve waited no longer than a week but I am up to day 10 now and given it was £367 worth of dental fees I’d quite like it back soon 😂😬. They…
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Late mother’s life insurance and not in ‘trust’
Could anyone advise on the issue below? My mother passed away earlier this year. She was quite well organised and left a folder with lots of paperwork. This included details of a life insurance policy she took out in 2017 with the intention of it paying out to me in the event of her death to offer some financial support at…
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Leasehold - water leak!
Hello, I will try to keep this as short as possible. I purchased a leasehold flat last year and there seems to be a water leak coming from the flat above. I raised this with the neighbour (she is a tenant, her landlord is the leaseholder and the flat is managed by a state agent) and the buildings freeholder which is the…
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Pet Insurance...thinking of changing..what are the implications?
I have two large dogs, one aged 9.5 years and the other 5 years old. I've been with Many Pets for years and have just had the renewal through - they want to increase my premium by £444 which seems a little steep! Neither dog has a pre-existing condition, neither of them have actually been to the vet in over a year for…
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First time getting home insurance, in need of advice
We've lived in a flat for 10 years and will be moving into a house we purchased. I know nothing about home insurance, though what is the average cost for a house around 580k? Also are there any essential add-ons anyone recommends or just the basics? The house is at high risk from surface flooding according the the gov…
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Life Insurance
Have just been reviewing my insurance and pensions etc, and because my wife is 5 years younger than me I've identified a gap where I have no life insurance and if I died in that gap, my state pension would stop. Is there a policy that I could specify the term I want covered ( 2031 - 2036 ) but start paying now, or do I…
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Car Hire Excess Insurance - Does a Claim Affect No Claims/Future Insurance Costs?
Hi there, I'm hoping someone can shed some light on this situation for me. I purchased car hire excess insurance with a 3rd party insurer after following a recommendation on the MSE website and using their recommended insurer. Whilst we were on holiday in rural France, someone bumped our parked car and scraped/dented the…
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Car Insurance - how do I know my rights?
Long story short - my car got stolen end of August. Insurance company being utterly disgraceful over paying me out. Now car has been found - VIN ground out and got a new identity. If insurance ever decide to act honorably - is it normal practice for them to take a car recovered in this condition or am I obliged to take it…
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Just found insurance
My husband was in hospital for neurological condition and he's at home now and I'm really struggling with everything. We had mortgage protection insurance with no illness cover. But recently I've found another policy he took out with aviva which has critical illness cover. I didnt know he had this. Could I claim on it? I'm…
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Car/van modifications affecting insurance
Hi All, Could someone please enlighten me on how this works. I recently put some side windows on my van and was shocked when I renewed my insurance, as the premium had nearly doubled when I declared that the body type had been modified. I am currently in the process of notifying DVLA of the change of body type from "panel…
