Travel insurance help

chammer

Hi all

My wife and I both had travel insurance with the Barclays Travel Pack. Last year my wife developed epilepsy and Barclays wouldn't cover her for this condition, so we bought her a separate policy declaring this. We're going away in a couple of weeks, so just wanted to confirm with Barclays that I'm fully covered. It turns out I'm not. If my wife was to have a seizure and for whatever reason we couldn't travel, this would fall under the 'known events' clause and I would get no payout. Therefore, my question is...

How am I meant to get a travel insurance policy that covers me for someone else's condition? I know you can declare your own pre-existing conditions, but I've never seen it where you can declare someone else's to give you coverage. 


Thanks

sheramber

Normally you would have a joint policy which covered both of you.  Medical cover would be taken into account when n setting the premium. 

So if one couldn’t  go  both would be covered. 

Policies through bank accounts can be more restrictive than those in the open market. 

At present you have two separate policies with their own  rules as to what they cover. 

Better to have one policy covering both of you.