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Insurance Claim being disputed following fire
We had a fire May 2023. My wife and children were moved to an alternative house whilst the house was remediated. My wife and I are named on the policy. We became estranged following the fire and are now going through an amicable divorce. The insurance company contacted my wife and omitted me from all proceedings. When i…
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Home Insurance increased from £150 to over £2k
I'm posting on behalf of an elderly family member - they have had buildings & contents for many years 1 x claim approx 15 years ago for a few £100. They have paid approx £150 per year, however the new quote they received in Dec 24 had jumped massively to over £2k. However...they had made 2 x claims last year - both for the…
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Car insurance & charges for address change
I m about to move house and need to change address in car insurance. Insurer is Admiral and I have online access to their portal. The portal says I have to pay approx £16 to change my address. Are insurers allowed to charge for usual things like change of address or mobile number on Online portal (not telephone/call…
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House legal insurance denying cover
I'd appreciate the experience of people who know more about this than me, and any advice on what to do next. I
have legal insurance as part of my house insurance. The policy
states it provides cover for legal nuisance (see below). Our neighbour has been
watching/filming/abusing us over our fence, looking into our bedrooms…
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Car insurance dilemma
My husband has been told not to drive for a few months for medical reasons so he has surrendered his license. He has had our 36yr old daughter on his policy for some time as they share driving on holidays etcPrevious to his diagnosis he was offered quotes around the 660.00 mark. Since disclosing his diagnosis this price…
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House insurance nightmare - monumental increase
I have just received an email from my current provider saying that they are unable to provide cover this coming year. I went onto a couple of price comparison sites and and am only getting 2 real quotes on either site. Last year's quote was £360 for combined buildings and contents. Cheaper of the 2 current quotes is…
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Booking.com short term insurance for house
I recently booked a house for a weekend. After booking I was contacted by ‘host and stay’ to tell me I needed to pay a security deposit (subject to a £10 admin fee), or waiver insurance for £25. i opted for the latter. i was not sent any documents after this relating to insurance, so I asked for them. i was them sent the…
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Block Buildings Insurance
Hope someone can advise. I live in and own a lovely 1 bed ground floor flat in an Edwardian terrace in swlondon. The landlord, Pier Managenent, has a block policy on mine and about 10 other properties on my street. My annual premium is usually £750. They’ve just increased it to £1050 pa. When challenged, they say 1)…
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Travel insurance over 65
My wife & I are both over 65 but have no current medical issues. (i had cancer but more than 5 years ago). We are going in the UK with my daughter who has back pain for which she has had an injection (unsucessful) and for which she takes strong painkillers. Would it be better to book two seperate polocies - one for my my…
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black Box insurance after 3 strikes
Why does this impact for life as drunk drivers can soon get insurance cost lowered anyone else after 4 yrs still have high premiums
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Motor Insurance data bases.
Has anybody ever had their insurance cancelled because of incorrect information held about them on one of these databases that underwriters use to validate your insurance? My story. After following the brilliant advise of Martin Lewis on how to make sure you get the best insurance deals using comparison sites. I proceeded…
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Question, Question, Question, Question
Question, Question, Question, Question
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Nearing 50 Life Insurance
Hi, I turn 50 in a few months, so I'm wondering if I should get a new Life Insurance policy before the big day. I have around 4-5 years left on my current Life Insurance policy (25 year term) and about 16 years left on my mortgage. Do you think it's worth starting a new one now so I get lower rates before I turn 50, or…
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When to claim for subsidence?
Hi everyone, I'm afraid I have another post about our little subsidence issue. We've been experiencing movement on one wall of our house for a little while, with some damage to a supporting wall occurring. We had a structural engineer come out and it was his opinion that a drain had failed in that corner of the property.…
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Travel Insurance
For Nationwide members who have the Flexplus current account (which includes travel insurance), a reminder.... Nationwide has changed its travel insurer to Aviva. My upgrade for a trip to Australia was refused because of an underlying health issue. I've been in remission for this health issue for about 10 years now and…
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Age discrimination in car insurance
Has anyone experienced large increases in car insurance on significant birthdays? As a long term loyal customer my premiums were raised by 60% based on a birthday and an additional 40% the next years renewal. Simply want to know of this is industry standard or just a greedy supplier. There have been no claims or any other…
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Help with loss adjustor assessment of damage caused by builders
Hi MSE folks, long post . . . I undertook complete refurbishment of a 3 bed flat (mine) with a building firm at substantial investment and work took 6 months Following completion of works in Dec 2023 I moved in and a couple of months later I noticed some rising damp in the hallway which gradually spread to 90% of the…
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Home Insurance Quotes
Hi there. 18 years ago we made a claim on our home insurance for flood damage. We had previously never had water ingress, and have not had any since. We do not live near a river,,the damage was a result of heavy rain,and the drains not able to cope. Do we need to disclose this on any new home insurance quote. Advice…
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Deadhappy.
I have or had, not sure a policy with DeadHappy. I need to change my address as no longer living at previous address where the mail could be sent. I'm being pushed from pillar to post about who to contact as the company no longer exists, I'm really unsure of what to do other than cancel the direct debit at this point.
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Car insurance quotes through mse
How is it possible once receiving a quote through MSE (3rd party) then heading to quotation site re applying exactly the same details and then having a 31% increase on previous quote.... ? Is this a massive time consuming scam and false marketing?
