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Advice on car insurance renewal and change of address
Hi, Just hoping for some advice please. My car insurance renewal is due on 14th December. I'm aware that (according to MSE/Martin Lewis) the best timing for buying a new policy is 20-27 days prior, to get the best deals. Unfortunately I am also due to be moving within the next month (still awaiting confirmation of exchange…
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Buildings insurance in shares freehold.
My daughter owns a flat in a converted mid terrace house in SW London. The building is divided into two flats, a single bedroom downstairs one and my daughter's 3 bedroom first floor one. The freehold of the building is vested in a non trading dormant company. The sole shareholders of that company are my daughter and the…
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Admiral online haggling
Once you've got past the "thinking of leaving us" automatic discount on renewal quote, the options to reduce your cover etc and confirmed you are "definitely" not renewing - do they come back the next day or so with a last-ditch attempt and an even lower quote? Just wondering if I am safe to go ahead with the other options…
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Legal expenses insurance compensation offer- WWYD?
Unfortunately in 2023 I had to make an ET Claim against my employers. My insurance includes legal expenses so I applied to them for help . The insurers instructed a solicitor who in turn sought opinion on the merits of my case from Counsel. Counsel assessed that my claim had a reasonable (over 51%) chance of success…
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Does this constitute fraud under the Fraud Act 2006?
Hello, I have submitted a claim on my house insurance with H____ P_____. A loss adjustor from G____ S______ was appointed at my behest after I found the performance of the insurer's claims handler below the standard I expected. The loss adjustor had stated in an email that the claim would be sent to the underwriters, A___,…
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Claim Advice - Damage to Property - Loss Adjuster Issues
Hi A few months ago while moving home, the removal company damaged my external garden wall and railings with their vehicle. They referred the incident to their van insurance company who have subsequently appointed a loss adjuster. For context: the wall is sandstone and the gate/railings are the original cast iron, approx.…
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Young Driver Car Insurance
Why when I go to comparison sites does the car insurance cost from £264 to £3600 What makes such a difference with the same details put in. Which should you go for? Is higher cost a better insurance?
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Leaseholder wanting to sublet flat
Hi I live on the first floor of a conversion and I own the leasehold. My freeholder lives in the ground floor flat and pays for buildings insurance and I pay half as per the terms of my lease. I want to sublet my flat, will the insurer agree that I can sublet. I have asked my freeholder to advise the insurance company that…
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Insuring hearing aids
I live in a house which is not my own. I know it’s well insured, as part of the rent I pay it, anyway I have a pair of hearing aids valued at £4000 how should these be insured for loss or damage either inside or out Is there any insurance who offer this type of cover
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Being asked to cancel car insurance
My father-in-law currently has car insurance with Budget which is underwritten by Aviva. He had an accident back in Oct 2023 and in his opinion the other party was at fault. He got the car repaired through Budget and he wasn't asked to pay any insurance excess to the repairer. In April this year, he renewed his policy and…
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Homeserve Plumbing and Drainage Plus
Hi, Not sure if someone can help. Homeserve has the plumbing insurance called “Plumbing and drainage plus”. Can I check if it includes trace and access for water leakage? I think a some plumbing insurance providers do not include it.. Thanks in advance.
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2 separate properties on 1 title deed - how to insure?
Hello, Situation: I have a smallholding consisting 2 separate houses, a 4 bed and a 2 bed, and some outbuildings. The smallholding has 1 set of title deeds and is listed as M_____ W_____ Farm; the houses have separate addresses, council tax bands etc. I live in 1 house and my wife (separated) lives in the other house. The…
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Travel insurance for trip commencing over a year away
I want to get our travel insurance in place, but our trip does not commence until December 2025. Most companies won't quote this far in advance for single trip policies and if I get an annual policy it will run out before the trip starts. I know I could just renew the annual policy but then I'll be paying twice. Or I could…
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Income Protection and working till 70
Hi, I know there's a few posts about income protection but can't find the specific query I have. I'm 41 and have just bough my first home with a pretty hefty mortgage that will in theory take me to 73. I'm obviously going to try and reduce this but my salary is just above average so can't guarantee this. As I'm on my own…
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Leak in conservatory roof
My conservatory roof has a small leak. When I checked the roof there are a lot of holes where debris from my next door neighbours roof ridge tiles has been falling onto my roof. I’ve never had a problem before and conservatory was done in 2002. Can I get my neighbour’s to pay for the damage through their insurance or would…
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Help! Potential prosecution for driving with no insurance
Hi everyone, So I'm in a bit of a pickle. On Monday a family friend of mine asked if I would take a look at his daughters car as it was leaking coolant, they dont have a lot of money so my good will convinced me to help. I'm a skilled technician so know my way around cars and took a look for them for free. Long story short…
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NCD not pulling through on comparison sites and quotes jumping up as a result
I’ve only got 3 years NCD as I recently had an at fault accident. So I’ve tried to be on the ball with sorting my insurance. I put that I have 3 years NCD into the comparison site, but then when I click through onto the quote it’s defaulted to 9 years, then when I change it my quote goes up. I’ve now tried 4 comparison…
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Car instance claim / already paid for the repair
Summary: We paid for a car repair on a colleagues car caused by our son opening a door (minor dent, no paint work) She picked the vehicle up and then a week later complained she wasn't happy about it. The person then repaired the door again as well as some other dents (not caused by us, we have images) she's still not…
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County Claim Form Received
My wife had a minor bump in a car park in June, we notified insurers etc. Today I received a county claim against me (as the insurance policy is in my name). asking for around 2.5K with interest accruing at a daily rate of around £65 a day! Any idea why this has come to me and not my insurance company?
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Future Travel - Insurance?
Didn't want to hijack a similar question thread as that one is about annual insurance. My query is if u have TI as part of your bank account benefits and u are paying a monthly account fee for those benefits... does that cover future holidays u have booked (assuming of course that u still have the account and paying)....…
