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Travel Insurance to go to a holiday home in Spain. Any recommendations?
Hello, I am looking for any recommendations for Travel Insurance so that I can go to our holiday home in Spain. Requirements:2 x 60 day trips per year.I would prefer an annual policy rather than 2 single policies. For my wife and myself only. I'm coming up to 70 in 18 months.Main requrement is health cover and…
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Add-on End Supplier Failure Travel Insurance?
Hi everyone, Does anyone know of any add-on or standalone End Supplier Failure insurance that we could take out in addition to our annual travel insurance? We have booked an independent trip to India via an Indian travel company, who have arranged a guide and driver and all the accommodation. We had to pay the deposit by…
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Drain displacement - worth claiming
After getting a blockage cleared to main waste drain from kitchen outside house (still on my property) engineers found a displaced drain - so one 3 meter section of drain has sunk and doesn't line up properly and is probably letting some wastewater escape into ground/foundations. I have the engineers report and video files…
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Car insurance - need to declare a push bicycle incident?
I am a named driver on a car insurance policy. A while back whilst cycling and dodging a pot hole I clipped a parked car's wingmirror. But worried it might cost £££ I checked with my bicycle insurance's public liability (so they may well have kept details). But it was minor and I ended up paying low double digits cash to…
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Building Insurance Subsidence
We bought our house in 2005. The previuos owners had had some subsidence issues. They were given the choice of removing the trees that caused the issue or having hte house underpinned, and chose to have the house underpinned. Yes, we knew this when we bought it and we have continuted to have building insurance with the…
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Group Travel Policy
Hi, we are trying abroad next Summer, 2 families who aren't related. I have been unable to find cover from any insurance company who would cover cancellation charges if something happened to one of the families close relatives, for the other family. Seems crazy that you can't get this type of cover, the other family won't…
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After death of Joint policy holder
My husband sadly passed away this year. My home insurance is due for renewal will the price go up as i am now a single occupant?
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Car Insurance renewal - Penalised for being honest
As a private hire driver I spend at lot of time driving, downside of that being I'm more likely to be involved with incidents / accidents. The T&Cs of my current policy, I MUST inform the insurer of any incidents or accidents whether that results in a claim or not. Over the last 2yrs, I have informed my insurer of…
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Costs of building insurance claim survey by an insoector
Can anybody tell me in these circumstances who pays for this? I was told by the local council person who dealt with the rat by poison thatit is a environment issue and needs to be dealt with quickly,as another rat could come in our property once more through the avenue it came through this one time. We haven’t had a rat in…
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Has anyone got a part-refund from Churchill car insurers?
Hi all. A few days ago I received an email to say some customers may be eligible for a part refund due to the coronavirus situation. I filled in the necessary form on the website but not heard anything since. Does anyone know how long they (or for that matter any other insurer who's offering refunds), take to look into…
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Breakdown Cover - Autoaid renewal cost now includes a charge for partner cover!
We moved from the AA after about 25 years of continuous breakdown cover to Autoaid last year. Paid £63.64 last year (less £7 Cashback) which was a good deal. Renewal @£74 now includes an additional £10 for covering 2nd person. Is this new? Feels like the typical ploy to draw you in…then pump it up. Worth checking &…
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life insurance question
two questions with regards to life insurance (background: I am married, two young children, mortgage free) 1) what is the best kind of trust fund to put a life insurance payout into (for the children). 2) what is the best (safest) way to save/invest a life insurance payout - what do people typically do? n.b. just want to…
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Travel Insurance Claim
Hello. I would appreciate some help please regarding a recent claim we have made on our travel insurance. My partner and I made a late booking for a holiday in mid August to travel on the 2nd September following a somewhat difficult time. I purchased travel insurance on the same day, but had forgotten that we already had…
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haven car insurance.
Back in june I was involved in a car crash after a pallet fell from a truck and I caught the back of the car that crashed into the pallet. I called my Insurence company and within 2 weeks they told me that as I was the rear car they were holding me liable and would not be contesting liability with the wagon drivers…
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Final settlement
I sent a loss adjuster an estimate, and it has been accepted, I now have to sign paperwork which states it's a full and final settlement. However, it's an estimate, I have asked the builder firm for a quote, not their policy (nor anyone else who i've dealt with will give one). The work cannot be done until Spring as it is…
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Home insurance renewal declined
I have been insured through Hastings for the past 6 years with no claims (in fact no claims on a home insurance policy for 38 years!). Received an email yesterday from Hastings saying that none of their "panel of insurers" have been able to offer a renewal so my policy will end on 30/9. Called them and all they could say…
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Abbey Life / Phoenix Life - claiming money after 23 years
I had a letter recently from Phoenix Life, saying they sent me a letter to the address they had on their system but it was returned undelivered, so they were trying to find out where I now live. I rang them and it turned out that they have taken over from Abbey Life. I had a policy with them which they said was ended…
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Premier guarantee house warranty
My daughter and her husband have a house which is still under guarantee from Premier Guarantee. They had a leak on their bedroom ceiling, and called their house insurance to claim. The surveyor who came out said that it was poor workmanship and that they should claim on the structural guarantee company (Premier Guarantee).…
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Avoid auto renew
I couldn't find where to stop the auto renewal for my car insurance so changed my "need" to be max miles on business and personal... Something the company couldn't offer and boom "sorry we can't cover you, the policy will not renew" Just thought I'd share
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Unoccupied house insurance and building work
Hi. Following my mother-in-law's death we inherited her house, which is currently unoccupied. We are planning to have an extension built on our own house, and to move into the empty house while that work takes place (in about three months' time, and for up to six months). The insurance on the currently empty property is…
