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Car Insurance Cartel, or Rip Off Britain at its Best?
I'm not only am I a 'member' of the Insitute of Advanced Motorists (IAM), I am a 'Fellow' of the Institiute. This means I take a driving test with a fully trained Police Driver every three years, the last one being in September 2022 – and at 76 years old, have passed every time. The IAM's insurance brokers over the many…
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Barclays Life Maximum Cover Policy - Trust Terms
For reasons I can’t fathom because they were not well off, my parents entered into a Barclays Life Max Cover policy in Trust in 1983. Obviously it’s in trust to manage death duties/iht although I doubt my parents wealth would have troubled death duties or iht then - even with a policy pay out. As Barclay’s Life is no…
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Insurance renewal after accident
My son's car was involved in an accident. He wasn't actually driving at the time, his friend was. The 3rd party didn't claim on the insurance. My understanding is that the 3rd party are pursuing the actual driver. So, my question is, when coming to look for quotes, do I state that 1, he was involved in an accident. 2, he…
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Large Group Travel Insurance Quote
Hi I need to obtain a travel insurance quote for a large school group of 26 people going to Europe. Most of the online insurance companies only seem to offer up to 10 people max. on their online quote forms. Can anyone suggest a company that can give an online quote for 26 people?
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Income protection insurance and universal credit.
Can some one please help with advice or where I can ask. Unfortunately I've been diagnosed with a terminal illness. I'm not at work, but still employed. I get some payment from a work income protection policy. My wife has finished work to be my full time carer. We have applied for universal credit but they are classing my…
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No Fault Car Insurance Claim from Third Party?
Hi Everyone, I've been reading through all of the other threads on this subject, and I'm unsure of what to do next. It's a bit of a minefield, and I've never had to do this before. In short, a lady who lives on our street has reversed her car along the road, and dragged her wingmirror right down the drivers side of our…
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Auto Aid
Advertised on here as £57 I have been with them for years and never called them out. Just had my credit card bill and they have charged me £73.64 Every year Martin says they are good so I stay with them.....Why am I being charged sooooo much??? There is now only ONE car being covered....Why the increase????
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Private Health and pre existing conditions
Hi, I've started doing some research. Im hoping to take out private health care. I've read that if i had a condition more than 5 years ago they will not be classed as an exclusion. Does anyone have any information on this? With reference to the conditions. Ive been to the doctors on the nhs more than 5 years ago for a few…
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Motability Car Claim
Hi guysWe have a motability car for my daughter and I am her appointee. My wife is named on the insurance and unfortunately had an accident in the car. My question is do I have to declare this as a claim against me when I renew my work car's insurance? The motability cars insurance names Motability operrations ltd as the…
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AXA have suddenly refused to reinsure our home
Hello, I'm looking for advice of who to contact next. As above, we have suddenly been informed that AXA will no longer insure us. We cannot see that any of the reasons apply - no missed payments, four claims over the last 7 years, and none above about £200-300. When my husband enquired by phone he was told they had no…
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Home Insurance Cashback Success
This discussion relates to cashback success for home insurance as mentioned in the Cheap Home Insurance Article To report your success click reply To discuss home insurance or ask a question read this thread
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House and contents insurance after death
Hi folks, My mother has died. She owns her house (mortgaged). She was not married/no partner She has left no will My sister and I are next of kin My sister still lives in my mother's house, I live elsewhere What do we do about building and contents insurance now?
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Home insurance renewal
Hi, I am currently pursuing a claim on my home insurance for subsidence to my property. The claim was raised in September 2022 and is still in progress. In 2023 my home insurance premium jumped to £490 from a previous price of £266. I have now received a new renewal quote for £548. I would like to shop around and try and…
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Excessive profit from deducting FY premium from Pet Insurance Claim
Having had to sadly have our dog PTS we submitted a claim to our insurer and were shocked to find that less that 25% of the value of the claim was paid out. Most of this was caps and items not covered, but almost £1000 was the deduction of 10 remaining months of premium being deducted. The official response to my complaint…
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Car breakdown recovery payment and law
I had asked a recovery company to take my car to the local dealership. They took my card details over the phone for an initial £50 deposit. They arrived 2 hours later (they said within the hour) to take the car to the dealership. I contacted the company as was not happy with how long it was taking. On the way they to the…
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Is Travel insurance needed ?
I have just been renewing my travel insurance , I read in one of Martin Lewis forums that I should take with me the NHS card EHIC , this has got me thinking that if I'm ill in Spain and I use the Spanish states health service using that card, the service is free, as it is for the Spanish people So why am I Paying £150 to…
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Protect your bubble “intentional damage” clause
Hi. Some relatives young kids (6 & 3) recently got hold of my son’s cheap headphones and broke them. We’re thinking of replacing with a nice pair for Xmas and getting insurance from protect your bubble. Obviously we’d also hide them when relatives around, but I notice the insurance doesn’t cover you “if you intentionally…
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Interest on claim amount successfully awarded after a RTA
Hello - my claim against a third party who went into the side of my car two-and-a-half years ago finished up in court a few weeks ago and the judge decided that the TP was 100% to blame. Great result for my persistence - I lost count of the number of times I was urged by (1) my insurance company, (2) the accident…
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Admiral car insurance renewal date too late?
Most car insurance companies let you renew your police within 30(ish) days of your policy ending. Most car insurance companies (including Admiral), let new customers get quotes and purchase new policies within 30 days of start date. But admiral is different for renewal, they’ll only let you see your renewal within 23 days…
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Car Insurance - Challenging Insurer on Policy Value Reduction
Hi, I am looking for some help and advice. We took out a policy in late July 2024 that had myself and my 18 year old son on it, total value was £1,800 per annum. On the 2nd of September we received a letter dated August 26th saying the policy value had reduced by £1005 so almost £800 per year premium. The direct debit…
