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Car insurance issue
I wiitnessed my neighbour reversing into my car last month, we are not on speaking terms so i called the police. He denied everything but fortunetley a witness came forward and gave the police a statement. With mediation with the police he agreed to pay cash rather than go through the insurance, i got 2 estimates and put…
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LV student theft claim rejected
My son lives in a shared uni house (private tenancy), he went out the other night and the front door was locked. Another tenant unlocked the door and there were people in the house and in the kitchen. Unfortunately some lowlife walked into the house, into my son's room and stole some of his possessions. The police were…
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New Build Flooded by Plumber
My wife’s mother bought a new build luxury apartment. £700k. She moved in on the 3rd September. In no hurry to unpack, she was staying with me and my wife for a week whilst she sorted through her belongings, got the furniture in the right place and decided where everything should go in the kitchen. One week later, we get a…
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Why You Should Think Twice Before Taking Out Tesco Pet Insurance
Based on my recent experience, I would not recommend Tesco Pet Insurance for several reasons: * Lack of Transparency: Tesco is not clear on what is actually covered under their policies. Despite having insurance, I found out too late that certain injuries, like cruciate ligament issues, were not fully covered. Even though…
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Burst pipe and navigating the insurance claim
Hi All, I would really appreciate some advice. I've had a burst pipe from the bathroom which has caused severe flooding and damage to all the rooms on the groundfloor including a collapse ceiling in one of the rooms. Luckily I had emergency home cover from the insurance company who have managed to isolate the leak so that…
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Damaged caused during insurance claim works
Short version: Insurance and trades company did some damage rectification work. They promised multiple times written and verbal that any additional damage they caused would be added to the schedule costs of the insurance and made good by them. Some accidental damage was caused during works. It's been acknowedge written and…
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Home insurance query - multiple buildings on same title
Apologies for long post, but it doesn't make sense to ask the question without the background.We own an old 3 bed farm cottage. It has an outbuilding we have nearly converted that will function as an annexe to the house (for dependent relevatives) but also has planning permission (that predates our purchase) to be used as…
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Subsidence insurance: continuation of cover during claim
Hi there All, Your advice please to help deal with the above. I am unable to get subsidence insurance cover and am wondering if insurers are obliged to continue cover throughout a claim. I have an ongoing claim from autumn 2022 for my house following the really hot summer that year and two trees have been implicated. The…
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Broken computer, Home insurance
My 5 yr old spilt blackcurrent on my Apple macbook pro! When I got it new in 2019 I made sure it was on my home insurance as was expensive. £1400. I have been paying extra for accidental damage for a single item upto that amount although they cover upto £2000 apparently. Long story short basically the insurance company…
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Insureme4 Travel Insurance
Does anyone have a real address for Insureme4 travel insurance? Their number comes up as Horsham which is near where I live and it'll be quicker to drive there than wait until they answer the phone. It says "you are 1 or 2 in the queue" and then cuts out saying "all lines are busy".
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Car insurance for Spain 180-day cover
Looking for car insurance brokers that offer 180-day cover in the EU. We'd be glad to hear from anyone with practical advice or recommendations, it's not proving easy to find.
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AVIVA POLICY
Received a letter in my maiden name...been married 29 years...about an unclaimed Life Assurance or Pension I may have had with another company. I've seen a lot of people wary of this as they say it's asking for NI number...my letter is asking for 1st, 3rd, 5th and 7th digit. Tried the chat bot but it asked for my old…
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Home Insurance Discussion
This discussion relates to the Cheap Home Insurance Article To discuss or ask a question about the article: click reply If you've reduced the amount of your home insurance with cashback please report your success to encourage others
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Private number plate
i changed my number plate on sunday, then informed the insurence company on monday, they couldent do much about it at that time because probably that it wasent fully updated on dvla yet,now it is, so when i came back from work i found an email from the insurence company saying that they have a problem with my insurence,…
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Contents of outbuildings
Hi everyone, We have a garage/workshop that is not attached to the house but within our grounds that we use for woodworking, a car restoration and general DIY. We have lots of tools and feel that the sum that appears on insurance quotes about £7500) is not enough to cover the cost of the tools, car parts, bits of wood etc.…
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Car insurance -personal questions asked!
What have these question got to do with a Car Insurance? Relationship status Home owner How many children under 16 live in the house Birth place Why do insurance companies ask personal questions for a Car Insurance? Surely, a criminal driving record and registered home is all they need.
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A couple of contents insurance queries for quotes
Trying (like everyone) to reduce a contents insurance premium that's gone up by over 100% with no changes and no claims. 1. Legal protection - previously included 'as standard' so didn't query it. What might this be used for and does it actually offer anything when bundled with insurance (or is it one of those 'not worth…
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Accidental Cat damage insurance
Hi all, Am moving to a new rented home and the landlord is nervous that we have cats and they might urinate on the new carpet. They said they spoke to a professional cleaner that told them nobody can get cat urine out of a carpet which I don't believe btw. I've just found 3 companies online that say they can do it. They…
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Claims Management Companies intercepting Calls to Insurer
Like others have reported on here, seems my daughter has been a victim of these car insurance 'claims management' scams... After being hit from behind when stationary at roundabout, and other driver accepting blame, we googled number for Hastings (her insurer)... called the resulting 0800 number from the scene, and gave…
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Aviva life insurance scam ?
Hi I wonder if anyone can help ? My FIL has been contacted supposedly by Aviva, to say there is around £300.00 to claim from a policy my mil had. Now mil has died over 23 years ago and they had divorced and she had remarried. So we would be talking about maybe 35 to 40 years ago. They say he needs a copy of mil death…
