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breakdown cover
so i completed comparison questions for full cover, decided to go with RAC and it took me to Rac own site where prices were considerably higher, no option just to buy the quoted offer, same with AA, somewhat surprised, looks like i will be going back to Green Flag (direct) as any of the other suppliers i have never heard of
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Is it worth NOT taking road side assistance at all?
Why take roadside insurance I was wondering. How likely is it that my 4 year old, reliable petrol car will break down in the next 4 years? I understand you can still call the RAC, even if you are not a member. Signing up roadside is more expensive, but doesn't seem to be prohibitive. I saw £50 mentioned somewhere, but the…
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Is index linking worth it ?
Hi guys just a quick one. I've had a few quotes for my Income protection & Critical illness cover and I've the option to index link the policy. So I'm under the assumption that this premium will rise every year ? I just wanted people's thoughts on why or why you wouldn't want index linked insurance? Many thanks
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increasing life insurance
Hi All Hope all are safe and well We took out the above when purchasd the our flat to cover the mortgage in case something happed to one of us before the mortgage was cleared But we have now split up and mortgage is now paid up But i have stopped paying the premiunm and found out will only still get pay if some thing…
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V5 not in my name
Hi i I had a not at fault accident where someone drove into the back of me. I’m the only driver and I own the car but the v5 is in my partners name. When I took my insurance policy out, the v5 was in my name but I later changed it and forgot to update my insurance. Will this invalidate my claim? My car has been written off…
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Income insurance/Critical illness quotation
Hello there everyone I hope you're all doing well. Just a quick one, I've been trying to work down my list of things I've long put off & came to my insurances more specifically income & critical illness cover. So I put i went to lifesearch as I had heard good things about them and got a few quotes : for 1 year, 2 year, 5…
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A query about Churchill car insurance
I have been doing quotes for my daughter via MoneySupermarket.Churchill came out very competitive, but when I went to their actual website to check all details were correct, they ask how many vehicles are registered at the address, rather than just cars, as other companies ask. There was no note at the side of the question…
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Car insurance call attemtped theft mallisoius damage
My car was parked in an overnight garage and was attempted to be stolen. The thief sawed a hole to disble the alarm and unlocks. However it has extra security and failed. It was caught on camaera, but insurance company have not see, they are saying malious damage not theft. Any help
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House insurance on standard terms for previously underpinned property
My house suffered from subsidence and was underpinned in the 1990s. I am currently insured by AXA home insurance because, unusually, they are fine to do so on normal terms. In fact, their quote only asks "Has your home experienced subsidence, ground heave or landslip in the last 10 years?" to which I can honestly say "No".…
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Commission on vat
I used a loss assessor for a fire damage claim. We agreed a percentage fee. Are they right to take the fee from the vat I paid to the builder?
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Insurance settlement offer too low
Our hedge was recently damaged when it was hit by a drunk driver. It has since died. We contacted the driver's insurer and sent them quotes to sort out the damage. They've come back with a settlement offer but it's only about 10% of the value of the quotes. We can't afford the difference to sort out the damage which means…
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House Insurance renewal. Previous subsidence.
Until last year I reinsured every year with Zurich. I simply had to pay whatever they offered because the house (inherited from parents) had 2 previous incidents of subsidence. One in the mid 70's and one in the mid 90's Both caused by trees. Trees removed, house repaired (not underpinned). Last year, Zurich said they were…
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Confused with Insurance claim for Shower leak
I've never claimed on my insurance and its just doesn't seem very clear or straighfoward as claiming on car insurance. It just seems right from the start I can't seem to get a straight answer or any guidance on what to expect from my insurance company with the claim. So the pipe that takes the water away from the shower…
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SAGA House Insurance renewal
My mother in law was insured with SAGA on a fixed three year House Insurance contract paying approximately £273.00 pa. The renewal came through for the new 3 year fixed price at £1,387.76 pa - obviously a total shock and without my intervention her dd's would have increased to the new amount. I checked SAGA online via…
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Unemployment Insurance Claim near renewal
My job will be made redundant and my last day is Nov. 30. I have unemployment insurance but the annual renewal is on Nov. 14. When you renew you're supposed to tell them if you know you're going to be unemployed. I'm worried that if I inform the insurance company now, they won't renew my policy and therefore I won't be…
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Declaring accident in 2 different motor insurance policies
Hi, I’ve a query about motor insurance. I have 2 cars and 2 policies in my name. Car 1 is my work car with my partner as a named driver and car 2 is my bigger family car with my son as named driver. Both my partner and son have their own vans. My son had an accident in car 2 and my policy is due for renewal on car 1. My…
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Insurance for daughter to drive my car.
Hi all I will try to keep this as simple as I can. My daughters car has failed it MOT and will be off road for a period to get it sorted, maybe 4 or 5 weeks. I own my own car outright. I rang my insurance company about adding her on my policy, so she can use my car. They won't do it as she is only 23 and min age is 25. Can…
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After the Event insurance
Hi, I am possibly going to court about an executor mismanaging an inheritance. I’ve been advised by a no fee, no claim Solicitor that I should take out After the Event Insurance. Is this a legit route? Thanks.
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NON Medical Holiday Insurance
I know this will be a niche market but I'm looking for Holiday Insurance that DOES NOT cover Medical Insurance. As a Diving Instructor I purchase medical insurance through Divers Alert Network which provides me and the family with specialist Diving and non Diving Medical Insurance. I therefore need cover for all other…
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Pet insurance with Nova
I bought the above a week or so ago. It said that included a 24 hour vet helpline. I've just tried to get the phone number and have been told it's an optional extra which they aren't offering at the moment because they're changing suppliers. I said, but when I bought this policy it wasn't an optional extra - it was part of…
