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Health insurance - but pre-existing condition
Thinking of starting a new personal health insurance policy, but aware these guys will all likely do anything they can to avoid authorising claims in the future. Obviously pre-existing conditions are not covered, and I was diagnosed by my doc last year with diastolic hypertension (high blood pressure). It was only…
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Holiday insurance
HI: Can anyone point me in the direction of a good insurance company that would cover existing medical conditions. A 70yr old and my missus who will be 64 both with previous medical issues and ( A heart attack ten years ago ) planning a trip to America for 10 days. I am under the impression the insurance could be more…
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Motor Insurance Exclusion clause
I was scrolling through my motor insurance certificate the other day (for no particular reason, obviously nothing better to do) but was intrigued with one of the usage exclusions. The relevant section says: Use for social, domestic and pleasure purposes (including commuting) EXCLUSIONS Use for any business purposes, any…
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Annual start date after first day of travel
Hi there - we travel to Europe regularly and normally have annual travel insurance. As the Easter holidays are closer together in 2025 and 2026 there is a potential to squeeze two Easter holidays into one policy. But the catch would be it stats from 5th April 2025 and end 5th April 2026 but we would be travelling on the…
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Cancelled insurance
I'm in the process of finding a new Home Insurance company. I've hit a problem with the "has anyone had a policy cancelled etc?" I had a car policy cancelled a few years ago as I didn't get the proof of no claims to them in time as I was away on a long holiday. On my return I had 3 letters with the final one saying they…
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Car Insurance for EU Visitor
Does anyone have any recent experience of putting a visitor from the EU onto their own car insurance for a temporary period? My father in law from Germany is visiting in April, and we wanted to insure him on the car for a week, but the insurer won't insure temporary visitors, and everywhere I've looked including temporary…
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Car insurance and legal cover
I was hit by a moped at the rear of my car. I contacted my insurance company Marshmellow with who I have legal cover. My NCB is protected. Marshmellow put me in touch with their "insurance partner" Winn Solicitors who were going to act for me. Several months later Winn then ask me to pay their fees and the hire car whilst…
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Selling online used Electronics - which insurance needed ?
Does anyone know as a business what type of insurance ( if any ) I need to sell used electrical items online ? I have looked online and before signing up for a policy want to make sure it is the right one . I normally sell as a business online through Ebay mostly music memorabilia but have been looking to selling used hi…
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I was wrongly sold Health Insurance some years ago . I was brain washed into taking it out .
Dear Sir / Madam . Some years ago I was brain washed by a rep visiting my office that I needed Health Insurance . The NHS was quite capable of catering for all my health needs . Ive lost appx £ 25 K . I am willing to pay a fee for any agency that can help me get some money back . I have all docs to support my claim . Kind…
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False Accident claim against me Hastings Direct
Not impressed by Hastings Direct i had an email asking for information about an accident I had supposedly been in Hastings did not provide the date the place the time or any other details . As I hadn’t been in any accidents . I was worried and perplexed.They didn’t reply to any of my emails. It took over 15 minutes to get…
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Home insurance for property in Trust
My Dad solely owned his bungalow when he passed away 5years ago. In his will the bungalow was left to myself and my brother and sister. he stated that his partner of around 10 years (not married) could live in the bungalow and pay for bills, maintenance and general upkeep of the property. His partner had been paying for…
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Home insurance for Unvented cylinder & Heatrae Sadia Amptec Boiler
As the title suggests I'm looking for a home emergency insurance policy that covers an unvented cylinder and Amptec boiler. This is an all electric system. No gas. Ideally, the insurance will provide coverage for cylinders and Amptec boilers for at least 15 years after installation and have excess of no more than £100.…
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Car Insurance Cartel, or Rip Off Britain at its Best?
I'm not only am I a 'member' of the Insitute of Advanced Motorists (IAM), I am a 'Fellow' of the Institiute. This means I take a driving test with a fully trained Police Driver every three years, the last one being in September 2022 – and at 76 years old, have passed every time. The IAM's insurance brokers over the many…
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Barclays Life Maximum Cover Policy - Trust Terms
For reasons I can’t fathom because they were not well off, my parents entered into a Barclays Life Max Cover policy in Trust in 1983. Obviously it’s in trust to manage death duties/iht although I doubt my parents wealth would have troubled death duties or iht then - even with a policy pay out. As Barclay’s Life is no…
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Insurance renewal after accident
My son's car was involved in an accident. He wasn't actually driving at the time, his friend was. The 3rd party didn't claim on the insurance. My understanding is that the 3rd party are pursuing the actual driver. So, my question is, when coming to look for quotes, do I state that 1, he was involved in an accident. 2, he…
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Large Group Travel Insurance Quote
Hi I need to obtain a travel insurance quote for a large school group of 26 people going to Europe. Most of the online insurance companies only seem to offer up to 10 people max. on their online quote forms. Can anyone suggest a company that can give an online quote for 26 people?
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Income protection insurance and universal credit.
Can some one please help with advice or where I can ask. Unfortunately I've been diagnosed with a terminal illness. I'm not at work, but still employed. I get some payment from a work income protection policy. My wife has finished work to be my full time carer. We have applied for universal credit but they are classing my…
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No Fault Car Insurance Claim from Third Party?
Hi Everyone, I've been reading through all of the other threads on this subject, and I'm unsure of what to do next. It's a bit of a minefield, and I've never had to do this before. In short, a lady who lives on our street has reversed her car along the road, and dragged her wingmirror right down the drivers side of our…
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Auto Aid
Advertised on here as £57 I have been with them for years and never called them out. Just had my credit card bill and they have charged me £73.64 Every year Martin says they are good so I stay with them.....Why am I being charged sooooo much??? There is now only ONE car being covered....Why the increase????
