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Can anyone recommend a second home insurance company?
Direct line will no longer offer me second home insurance because they have changed their acceptance criteria, consequently I need to find an alternative and wondered if anyone can recommend a company?
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Car insurance confused
I got my renewal notice for 2 February from Aviva so had a look yesterday. My renewal quote is £693. Down a little bit from last year. I did the money saving comparison search and the cheapest was AXA for £500. Aviva didn’t come up at all. Not sure if they are one of the companies it doesn’t show but I switched to them…
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Subsidence-Continuation of Cover for Flats: Their own Company has a Commercial Policy
Note that each FOS case only applies in this instance and is not to be taken as precedence. Three FOS cases I have come across involving Commercial Insurance Policies and Subsidence Claims for flats. ================================= This is a recent 2024 case where a Limited Company O has been set up to own the Freehold…
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Level Term Life Insurance Guide Discussion
This thread is to discuss the Level Term Life Insurance guide. Click reply to discuss.
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Lost Jewellery & contents insurance
My wife has lost some rings in the house and after searching the house many times I have come to believe that they’ve probably been thrown out. I haven’t got accidental cover or specific items listed and the insurance company say we’re not covered, I am confused as the policy states the following - “Valuables cover for up…
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What did you last pay for your motor insurance premium?
I just renewed my motor insurance premium. I have 10 years NCD and no accidents. I drive a 2009 Honda Civic 1.8L Petrol. I paid £263 with Aviva Zero. I just got quotes for my wife who has 12 years NCD and no accidents. She drives a 2005 Honda Civic 1.6L Petrol. Her cheapest quote was £543. She is a nurse and I am an…
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No Win No Fee Medical Report Question?
I'm currently in the process of a no win no fee litigation, and the insurance has just been granted. A Medical Report is the next step I'm told, and the solicitor has sent me a list of CV's of those qualified to do it. And basically asked me to have a look and choose one. I'm a bit flummoxed by this to be honest, as I'm in…
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Car Insurance for 86 year old
Hi, I am trying to find a reasonable premium for car insurance renewal for an 86 year old friend. Last year this proved VERY expensive at over £500 but this year, the cheapest I can find is £743! Can you help me understand why? He has no convictions, no health problems, a modest 2009 Skoda Fabia which he needs for him and…
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Gap Year Insurance for 18year old
My daughter is travelling to New Zealand during her gap year between school and university. The majority of the time she will be working on a farm but will also be doing some travelling in New Zealand. She will be there for 9 months. I want to make sure she has adequate insurance cover. Can anyone recommend insurance…
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Car insurance total confusion. Cost dispute.
In April 2003. My daughter was involved in an incident where a vehicle turned a blind corner and hit her car door as she was disembarking. There was no issue with liability as the other party admitted fault. My daughter duly informed insurance company and her vehicle was taken for repair and a courtesy vehicle of the same…
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Vitality : reviews?
Hi all, Thinking about getting life insurance with Vitality for OH and myself. Having compared several quotes, Vitality is slightly more expensive, but not by much, and I like the idea of the rewards and getting something back for the ~£40 per month that (hopefully) we will never actually use. Does anyone have a policy…
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Change Annual Travel Insurance provider: ?previously booked trips covered?
When changing Annual Travel Insurance provider, will the new provider cover trips that were booked under a previous provider but that I haven't yet travelled on?
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Home Insurance - No claims query?
I am shopping around for quotes for contents insurance for my home. I have had house insurance for many years and I have never made a claim. One of the questions when applying for a quote is the number of years you have made without a claim. My renewal invitation never discloses this figure (unlike motor insurance). So do…
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Home Insurance - 2 flats under one freehold
Hi all, Hoping someone can give some guidance or advise. I own the ground floor flat of a converted house. There is another flat up stairs under its own leasehold owed by someone else. I also own freehold for whole property. I find it very hard to get buildings insurance (my responsibilty as freeholder). When I approach a…
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New Pet Insurance Quote - to self fund or not?
Hello, Having trawled through forums. I need some advice going forward with my dog's insurance renewal. He is with Tesco, he is 8. I have been claiming for an ongoing urinary condition for just over two years, including his diagnosis which included Ultrasound, CT and Xray. The last year claims have been bloods every 3…
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Home insurance 22% up
My home insurance premium as risen by 22% since last year. No changes have been made to my account and nothing has changed with my home. I had a live chat with an advisor who offered me an £80 rebate as I was a "loyal" customer. Should insurance companies be able to hike a premium by 22% and is the wiggle room to make a…
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Is my Life Insurance valid
I recently called my ins co, to make a beneficiary change on my personal life insurance. I was told that the Trust Documents were not completed in full, I have however, been paying approx £205 per month since early 2016 for this insurance. Their email reply to me is as below: "Please find attached a copy of the original…
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Wife is scared because of incorrect details
My wife has just come to me in a panic as she has noticed that my details as a named driver are incorrect on her policy document. It states that I have been in the country (UK) since birth when in fact I was born in an army base in Germany. I spent the next 10 years moving between there and England before my parents final…
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Car Breakdown Cover - FCA?
My RAC Renewal this year saw a 38% increase to £355, so I've moved elsewhere. While waiting on hold to cancel my direct debit (wouldn't allow cancellation on line) I decided to run a like-for-like quote as a new customer, which came out at £243. The existing RAC policy says it's subject to FCA regulation. I recall that the…
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Appliance Insurance Claim Nightmare
This is my first post here. It's a seven week saga and I'm stressed to breaking point. I'd say it's about money saving because I shouldn't have to pay out for a new tumble dryer, but if this is the wrong place, I apologise and would welcome suggestions for the right place. Sorry, it's not short. Here goes: We have multi…
