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Insurance claim flagged as suspected fraud, my rights and how should I know proceed.
Just under two months ago my jewellery was stolen from my backpack in london.. i provided insurance with assay valuations, police crime reference number, proof of purchase, 12 months bank statements, and other small bits of info relevant to the incident on the day before and during… I also went under an hour interview with…
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UK travel Insurance inc day trips
We would like to book 2 steam train day trips with premier dining plus a UK holiday this year. However my father has terminal cancer and if we cancel less than 31 days before the train excursions we will lose our money. The company advises to take out travel insurance as each trip will be around £700-800. The problem is…
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Quick question Car Insurance
HI Am asking on behalf of someone who was hit by other car but other diver has accpeted it was his fault will the driver who was hit lose any of NCB because of this and would it affect his or her insurance and the main question will have to advise the insurance company as the may say he or she will be hit on NCB TIA
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Travel insurance excluding pre-existing conditions
Can anybody recommend 2 weeks worldwide insurance excluding pre-existing conditions. Mother has been quoted nearly £300, she has back pain manageable. She does not want it covered. She only want the basic cover. Thanks
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Life insurance LG terminate at 60!
Hello Fellow Savers, I took an LG insurance some years ago. The highest option in the dialog box was 60 years. Is this easily amendable ? Thanks
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Holiday Insurance - Cancelled Flights.
I would appreciate advice as to where I stand with this issue please. I flew to Guernsey for Christmas with Aurigny Airline. We were booked to return on 27th December and arrived at the airport in good time. We sat at the airport for 8 hours after which we were advised that our flight had been cancelled. We were told to…
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Pet insurance for behavioural referal
Hi, I’ve been with my pets insurer, Sainsbury’s bank, since I had him. He started to show signs of a behavioural issue a few months after the policy started and i was referred to a behaviourist by my vet. This had limited success but I have recently been recommend a behaviourist by someone who has been dealing with similar…
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Travel insurance runs out while away
I've messed up and my annual travel insurance policy expires the day before I come back from my current trip. They didn't send me a renewal email so I chased them. I thought I'd simply renew the current policy, but no - they need me to go through a new quote (which isn't working) and apparently I can't take out a new…
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Unusual ownership arrangements
What is the best way to get building & contents insurance when my daughter pays the mortgage & I paid the deposit on our home with a legally declared right to live here for my lifetime. My daughter has since moved to a different property - the tick boxes suggest this is a second home for her but we are neither tenants or…
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Can anyone recommend a second home insurance company?
Direct line will no longer offer me second home insurance because they have changed their acceptance criteria, consequently I need to find an alternative and wondered if anyone can recommend a company?
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Car insurance confused
I got my renewal notice for 2 February from Aviva so had a look yesterday. My renewal quote is £693. Down a little bit from last year. I did the money saving comparison search and the cheapest was AXA for £500. Aviva didn’t come up at all. Not sure if they are one of the companies it doesn’t show but I switched to them…
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Subsidence-Continuation of Cover for Flats: Their own Company has a Commercial Policy
Note that each FOS case only applies in this instance and is not to be taken as precedence. Three FOS cases I have come across involving Commercial Insurance Policies and Subsidence Claims for flats. ================================= This is a recent 2024 case where a Limited Company O has been set up to own the Freehold…
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Level Term Life Insurance Guide Discussion
This thread is to discuss the Level Term Life Insurance guide. Click reply to discuss.
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Lost Jewellery & contents insurance
My wife has lost some rings in the house and after searching the house many times I have come to believe that they’ve probably been thrown out. I haven’t got accidental cover or specific items listed and the insurance company say we’re not covered, I am confused as the policy states the following - “Valuables cover for up…
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What did you last pay for your motor insurance premium?
I just renewed my motor insurance premium. I have 10 years NCD and no accidents. I drive a 2009 Honda Civic 1.8L Petrol. I paid £263 with Aviva Zero. I just got quotes for my wife who has 12 years NCD and no accidents. She drives a 2005 Honda Civic 1.6L Petrol. Her cheapest quote was £543. She is a nurse and I am an…
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No Win No Fee Medical Report Question?
I'm currently in the process of a no win no fee litigation, and the insurance has just been granted. A Medical Report is the next step I'm told, and the solicitor has sent me a list of CV's of those qualified to do it. And basically asked me to have a look and choose one. I'm a bit flummoxed by this to be honest, as I'm in…
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Car Insurance for 86 year old
Hi, I am trying to find a reasonable premium for car insurance renewal for an 86 year old friend. Last year this proved VERY expensive at over £500 but this year, the cheapest I can find is £743! Can you help me understand why? He has no convictions, no health problems, a modest 2009 Skoda Fabia which he needs for him and…
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Gap Year Insurance for 18year old
My daughter is travelling to New Zealand during her gap year between school and university. The majority of the time she will be working on a farm but will also be doing some travelling in New Zealand. She will be there for 9 months. I want to make sure she has adequate insurance cover. Can anyone recommend insurance…
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Car insurance total confusion. Cost dispute.
In April 2003. My daughter was involved in an incident where a vehicle turned a blind corner and hit her car door as she was disembarking. There was no issue with liability as the other party admitted fault. My daughter duly informed insurance company and her vehicle was taken for repair and a courtesy vehicle of the same…
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Vitality : reviews?
Hi all, Thinking about getting life insurance with Vitality for OH and myself. Having compared several quotes, Vitality is slightly more expensive, but not by much, and I like the idea of the rewards and getting something back for the ~£40 per month that (hopefully) we will never actually use. Does anyone have a policy…
