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L&G decreasing life insurance (still pay it?)
I took out this policy (at £6.63 per month) in August 2021, and am wondering whether to continue with it, so would value your views, please. Below are some points that I think are helpful to share for you to be able to form a view - let me know if you need any further context: - I am 37 - I work full time - I live alone…
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Claim the excess back - no-fault car accident
Hi all, I had a no-fault accident with my van (got rear-ended by another driver), with my insurer (Aviva) deeming it a total loss. I was paid the agreed amount reduced by my excess (£600), and was told by Aviva that the excess could be claimed back once the claim is closed (since it's a no-fault accident). Now, the claim…
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Travel Insurance for a £35k trip
We have booked a British Lions rugby tour to Australia for two of us at £11k each plus flights (booked independently) for £6.5k each - standard travel insurance only covers cancellation costs up to £7.5k - should we take out one insurance for the flights and another for the tour?
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Impact of withdrawing insurance claim
We lost some roof tiles during a storm. We didn't want the fuss of having to interview roofers etc so we claimed it on the insurance. However, after the assessor has come out it turns out they just give you a cash sum and you have to sort the work yourself. Obviously this is the one bit we didn't want to do and paying for…
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Help - Insurance Co (Home) . not done anything in month since started claim - burst pipe
Hi there We returned from holiday over Christmas back 28/12/24 . The day before my in-laws found we had a burst pipe, we reported this over the phone to the Insurance Co, that evening 27th Dec. to start the claim. It had done lots of damage, water was running down a light bulb and down the wall with its switch on. The…
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Getting home insurance, as soon as, when moving.
We have completion on our new home in a few days time. Is getting homeowners insurance just a matter of picking our best company and getting it sorted as soon as humanly possible after completion? Like within the hour so we are insured from dot? :D
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Claim address
Hello Everyone, had a claim in 2023. Just found out i need too claim everything back now via the MIB. My claim is at a different address as I have moved now with it being 2 years later. I still had access to the address so I never changed it, plus the insurance company stopped sending letters there but to my dads instead.…
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AA House Insurance
Hi, I logged a complaint with AA in relation to a pricing error on my policy. They dismissed my complaint and referred me to FOS. FOS has responded by advising that AA is out of their remit. Who is correct? Thanks in advance.
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Car Insurance - got a claim from 3rd party as our insurance are not responding
Last year we had a accident for which we were at fault and insurance accepted liability. The case has been open as discussions were happening but suddenly I get an email from the small courts where the 3rd party has put a claim against me. I have forwarded the details to my insurance but they haven't got in touch with me…
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Home Insurance Legal Cover Claim
Hi, I am currently in a situation where I am making a claim against someone - it is for a large sum. I have home insurance legal cover. Has anyone ever used this to pursue a claim successfully? I have a solicitor that has been helping me thus far but it is getting very expensive and the legal cover will only contribute a…
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Insurance query do I need to update insurer
I have been approached about a garden wall, that my council think could be unsafe. I am struggling to find out if I own this wall. The wall is missing off my deeds. My insurance ends in December, do I need to make my insurer aware. Husband thinks they may terminate our insurance at renewal stage if we tell them and…
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Car insurance false accident claim help.
I'm getting no where with a claim against me That me or my car was not involved in. The alleged date was 1st August 2024 but for some reason took them until mid October to claim. I got a letter saying I was at fault only giving the registration number no place or further details and had to respond in 10 days or claim would…
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Question about Car Insurance Claim regarding Heavy Rainfall.
I am wondering if someone can help me regarding a rejected car insurance claim. My car was parked in its usual spot and covered by comprehensive cover with eSure. The car is convertible and like all convertible cars has drainage holes to prevent any excess water ending up where it shouldn't. For example, when it runs down…
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Amending Car Insurance
What ho one and all, Am in the process of replacing my car after 20 years of ownership. I currently have a low price fully comp insurance (£247), probably because they know that they will write it off rather than repair. Still have 4 moths on the insurance to run. Got a price to change the details on the policy to the new…
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House Insurance - Sum Insured Shown on Policy but Stated Rebuilding Cost is Not
I've recently started managing an elderly relative's financial affairs (POA) and have come across a confusing situation with their house insurance. The house has been insured with the same company for years, that company has now passed its business to a broker. No problem last year with the renewal but this year the cost…
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Home Insurance
Good evening everyone, Hope all is well. I recently bought a flat and in the midst of renovating my place. My solicitor commented that I have building insurance and recommend me to get a content insurance. Can I ask: * Is there any insurance that cover damage to the neighbour if my builder or myself cause the damage? I…
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Travel Insurance - cancelled due to new illness
I took at travel insurance and declared existing medical conditions. My husband has since had a problem and is waiting for a referral re his heart. I notified the travel insurance company and they have advised - we cannot continue to cover you for your trip, due to the undiagnosed medical condition. You can either, submit…
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Ticker Car Insurance
I've been with Ticker for almost 3 years now. They have been my only insurer to date. I have moved house multiple times, and had no issue changing address, however this time they are telling me that to change my address via their 'in app chat' i have to pay a £15 fee, or by phone its £30. There is no other way to change my…
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Hastings Direct Car insurance, details don't appear on web portal.
Hi everyone, Thanks for taking to time to read about my strange issue. I recently took out car insurance with Hastings via Compare the Market. Everything went smoothly, they took the payment and sent me my policy number but when I login to my online account none of my details are there, no policy documents, nothing. I'm…
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Duplicate insurance
I don't know how many people fall foul of this, but I've ended up having two car insurances at once. Pre-Christmas I was trying to sort out home insurance and car insurance for me and my wife. Partly thanks to "confused.com" I looked at lots of options, and find I've taken out two insurances for my car. Less than a month…
