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Interest on claim amount successfully awarded after a RTA
Hello - my claim against a third party who went into the side of my car two-and-a-half years ago finished up in court a few weeks ago and the judge decided that the TP was 100% to blame. Great result for my persistence - I lost count of the number of times I was urged by (1) my insurance company, (2) the accident…
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Admiral car insurance renewal date too late?
Most car insurance companies let you renew your police within 30(ish) days of your policy ending. Most car insurance companies (including Admiral), let new customers get quotes and purchase new policies within 30 days of start date. But admiral is different for renewal, they’ll only let you see your renewal within 23 days…
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Car Insurance - Challenging Insurer on Policy Value Reduction
Hi, I am looking for some help and advice. We took out a policy in late July 2024 that had myself and my 18 year old son on it, total value was £1,800 per annum. On the 2nd of September we received a letter dated August 26th saying the policy value had reduced by £1005 so almost £800 per year premium. The direct debit…
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Trace & Access Cover Excess
Whats your excess on trace and access? no one at RBS seems to know. They only know escape of water excess?
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Options for car ins cost reduction when out of the country
My teen has a pay monthly telemetric (black box) named driver policy on my car through Marmalade since April 24. It allows her to build up her own NCD and use my car for >50% of the trips. She goes travelling Jan-May 25 so asked about freezing the policy and they said no option- cancel and lose getting her first years no…
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House Insurance Policy - Claims
Why is it that if you make an enquiry with an insurance company concerning a potential claim that may or may not be covered by your house insurance and if the insurance company decide that it is not covered by your house insurance and therefore no payment is made by the insurance company, your insurance will record as a…
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multiple property same deed insurance
Afternoon, So we have 50 acres Not a farm an old military site, with a family home and two holiday flats on it. Until this year we were able to approach the market via brokers and get some fairly reasonable quotes to cover both the business and the house all under the same policy. Buildings insurance on both and contents…
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Unoccupied house insurance
I've just built a house and it is currently being marketed to rent, but I need insurance cover until it is occupied by tenants. I've tried Insure Me but they declined as it is owned in a company name. Anyone else out there doing this type of insurance?
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Insurance Insiders: Presumably Insurance Companies can see what is on the CUE itself?
I am at Adjudication stage at the FOS. Several changes have to be made to the CUE entries. And the Insurance Company has now agreed to make those changes. My problem is.... it take a month for me to do a new Data Request to get an extract of the CUE, to find out what the CUE is actually showing. Adjudicator is saying the…
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Cost of Car Insurance Getting Ridiculous
I've just renewed my car insurance with Axa. I am amazed at the increase in costs. I hear abour insurance cost increases, and am prepared or preconditioned to accept that my car insurance will increase year on year, but the scale of the increase for the last two years is breathtaking. It's gone from £439 to £628 to £816 in…
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Are travel insurance claim firms deliberately obstructive?
After decades of paying for travel insurance, I have had to make a claim for a short UK trip that got abandoned when my wife was hospitalised unexpectedly on our day of departure. Our insurer (Virgin Money), like, it appears, many (most?) others uses a third party claims company CSA. The experience has not been a good one.…
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New driver insurance - Hastings
Hi, My son just passed his driving test and I was getting quotes for car insurance and Hastings Direct (with a black box) came up cheapest. Hastings look ok according to trust pilot and defacto. When filling in the details it asked how long you have had a license, which seeing as he only passed his test today I put 0…
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Travel Insurance to go to a holiday home in Spain. Any recommendations?
Hello, I am looking for any recommendations for Travel Insurance so that I can go to our holiday home in Spain. Requirements:2 x 60 day trips per year.I would prefer an annual policy rather than 2 single policies. For my wife and myself only. I'm coming up to 70 in 18 months.Main requrement is health cover and…
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Add-on End Supplier Failure Travel Insurance?
Hi everyone, Does anyone know of any add-on or standalone End Supplier Failure insurance that we could take out in addition to our annual travel insurance? We have booked an independent trip to India via an Indian travel company, who have arranged a guide and driver and all the accommodation. We had to pay the deposit by…
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Drain displacement - worth claiming
After getting a blockage cleared to main waste drain from kitchen outside house (still on my property) engineers found a displaced drain - so one 3 meter section of drain has sunk and doesn't line up properly and is probably letting some wastewater escape into ground/foundations. I have the engineers report and video files…
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Car insurance - need to declare a push bicycle incident?
I am a named driver on a car insurance policy. A while back whilst cycling and dodging a pot hole I clipped a parked car's wingmirror. But worried it might cost £££ I checked with my bicycle insurance's public liability (so they may well have kept details). But it was minor and I ended up paying low double digits cash to…
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Building Insurance Subsidence
We bought our house in 2005. The previuos owners had had some subsidence issues. They were given the choice of removing the trees that caused the issue or having hte house underpinned, and chose to have the house underpinned. Yes, we knew this when we bought it and we have continuted to have building insurance with the…
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Group Travel Policy
Hi, we are trying abroad next Summer, 2 families who aren't related. I have been unable to find cover from any insurance company who would cover cancellation charges if something happened to one of the families close relatives, for the other family. Seems crazy that you can't get this type of cover, the other family won't…
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After death of Joint policy holder
My husband sadly passed away this year. My home insurance is due for renewal will the price go up as i am now a single occupant?
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Car Insurance renewal - Penalised for being honest
As a private hire driver I spend at lot of time driving, downside of that being I'm more likely to be involved with incidents / accidents. The T&Cs of my current policy, I MUST inform the insurer of any incidents or accidents whether that results in a claim or not. Over the last 2yrs, I have informed my insurer of…
