-
I'm considering getting private health insurance but I'm not sure how it works or if it's worth it.
I know I could probably google all of these questions but I'd rather try and have a direct answer from the helpful folks here rather than reading through countless websites. I'm on the Bupa health insurance quote page and entered all my details and stuff and with the comprehensive level of cover I want I'm looking at a £55…
-
AVIVA Home Insurance, new FLOOD EXCLUSIONS
AVIVA have notified me of the following new exclusions, due upon
my January 2025 renewal, which in my view gives them an easy way to refuse a flood
claim. I wonder whether others are seeing this type of wording and are concerned
by the implications? “Flood: – Loss or damage caused by rising water table
levels (the level…
-
Annual travel insurance expires during return flight.
Hi , me and my partner have a tesco annual insurance policy that expires on the 13th of January 2025 but our flight doesn't land back in the UK till the morning of the 14th , we will be 3 hours into the return flight at midnight on the 13th when it expires . 1.Would the policy cover everything on the holiday up until the…
-
Does reporting an incident count as making a claim when renewing car insurance?
A bit of an interesting one, as I was driving away from a Tesco carpark some lady stopped me and accused me of hitting her car, she called me a few colourful words took pictures of me and my car, when I pulled over she drove away, the kicker is I didn't hit her car, I thought maybe I didn't notice but I checked the car and…
-
Terminating Income protection policy
Wondering if anyone can advise me on this: I got a letter from my provider of Income Protection insurance saying that they no longer want to provide this type of insurance and the policy that I have had for many years will terminate end of March. I did a little searching and it looks like these kind of policies cannot be…
-
More than mice....
Hi, I have been with More than home insurance for at least a decade and my policy documents are nowhere to be seen. You would have thought that all the information for your policy would be available on an online customer portal, but it isn't, I have requested my documents but they haven't arrived in the post, I rang them…
-
Claim or repair myself?
I'm freaking out bit, when i was parking my car tonight ,someone had parked over the disabled bay lines, I stupidity decided to park and accidentally scraped my car for on the post. My car is motability, I've had it 7 months, I've been on the scheme for 9 years , now I've not had any issues since my first car back in 2015…
-
Life Insurance whilst in prison
My brother in law is currently on prison on remand (charged with drug and financial offences if that makes any different to the question at hand). It is expected that he will be convicted and remain in prison. He would like to get life insurance in case anything was to happen whilst he is away. My main concern is whether…
-
Fault Claim - Saga Car Insurance Inspection took place 1 year after incident
Advice Needed – Insurance Inspection Took Place Over a Year After Incident Hi everyone, I need some advice regarding an issue with my saga car insurance, and I’m feeling pretty frustrated. The ‘incident’ happened in August 2023. There was no damage to my car, but the other driver was aggressive and intimidating saying I…
-
Car insurance no claims discount
Hi can anyone resolve a discussion? One car 3 named drivers is it the first named who gets the no claims discount and do they also have to be the car owner? Thanks
-
EVERSURE BREAKDOWN NON SERVICE
HI. BROKE DOWN LAST WEEK , ITS OK IM COVERED . WRONG YOUR NOT COVERED SIR YOUR CAR IS MORE THAN 15 YEARS OLD . I KNOW THATS WHY MY POLICY SAYS UPTO 20YEARS OLD AND HAS EVERSURE ON IT . SORRY SIR BUT WE CAN HELP IT WILL JUST COST A BIT £680 . SO AS IT HAPPENS I GOT BACK HOME WITHOUT BREAKING ME OR THE CAR. I WILL NOT BE…
-
Car Insurance Legal Cover while a Pedestrian
I have a comprehensive car insurance policy with Hastings which includes legal cover. My car was parked at home and i was walking as a pedestrian and hit by a car at high speed. I suffered severe injuries. I called Hastings and was initially told that as i was not in the insured vehicle then it was not covered. So i went…
-
Student overseas insurance
Hi, wonder if anyone has had similar experience or can advise? My son is currently in Canada on 4 month uni exchange - insured through uni. He has decided to stay an extra 3 weeks after course ends for a holiday lin usa/canada including a ski trip. Our insurance (attached to bank account) and search engine insurers will…
-
External wall insulation and home insurance.
Could someone please give me advice and let me know if anyone has encountered issues along the way. I am looking as a property to buy and has external wall insulation. Firstly does it need mentioning when you take out home insurance? when asked about external walls these are brick and mortar but have the wall insulation…
-
EV specific breakdown cover?
Is it worth seeking out a specific breakdown cover for EVs or just get a standard policy from the likes of AA/RAC/National Rescue?
-
Correcting Statements of Fact on an existing insurance policy
I live in a terraced house which has been split into three flats. When my neighbours and I took out buildings insurance 6+ months ago, one of the questions in the Statement of Fact was - "Are you aware of any survey carried out on your home which mentions subsidence, settlement or movement of the buildings?", to which we…
-
When is a laptop not a computer?
I have a laptop that has a cracked screen so as this cost 1500 over 1.5 years ago and I am still paying for it, I decided to put in a claim on house insurance for accidental damage. This is first time I have ever claimed. Our insurer (Admiral) came back today stating it was only covered up to 1000 as it wasn't specifically…
-
NCB
My partner is in the middle of changing over insurer, he has 18 years no claims which was provided to last insurance comp, they have now provided NCB proof with only 9 years (no +)as this is what they cap their discount at, some agents have advised he would have to use 9 as that's all that can be proven this has…
-
Struggling to get insurance for New Home with non-standard construction
Please see EDIT below: I've had my survey report back on a property that I'm hoping to buy. There have been various delays and problems on this. The property is only 3 years old, it's a David Wilson Home, and I thought it was fairly standard construction until I got the survey report. Now I find it's not that simple. The…
-
Car insurance after accident
Apologies if this is in the wrong forum My partner had an altercation in her car with a petrol forecourt metal barrier causing damage to a side door and wheel arch (her fault). The quote to repair is £1200. She has 9+ years no claims. Just wondering from any experience, approximately how much car insurance premiums go up…
