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Critical illness claim rejected
Hi, I'm pretty new to forums but have been trying to read up on loads about this too. I was diagnosed in Dec 2023 and have critical illness cover with my employer (high street bank) and was told as I have had cover for over a decade that MS was on the list to claim for. They have rejected my claim as my GP history and…
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When is a claim not a claim?
I recently made a claim on my home insurance. As the claim developed, it became clear that the damage was not covered by the terms of the insurance and I have therefore withdrawn the claim and received no payment. Now, when I go onto a website and ask for a quote, should I enter this as a previous claim or not?
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Life insurance assured sum
Hi I am executer of my late uncles will. He never had much but always paid his life insurance as this was his funeral money. He died age 93 and had paid in for 25 years. He paid into a secure life plan with BOS investment club and when I received the information on his pay out it was less than a third of what he paid in…
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AA insurance renewal
This discussion was created from comments split from: Car insurance renewal - Too early to discuss?.
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Car Insurance Ombudsman protection limited?
Hi, My car was damaged by another driver while partked outside my house. The other driver accepted fault and their insurance company (Admiral) arranged for the repair. The repair took several attempts and a couple of months. When it was finally returned to me late one evening it appeared OK. In the light of day it was…
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Car Insurance
I am an 85 year old who is taking a proficiency course and test with the Institute of Advanced Motoring. I already consider myself to be a safe driver, but there is always room for improvement. Does the IAM certificate make much of a difference to the cost of insurance ? I would appreciate any advice.
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Vitality Health Insurance Status Rewards
I have Vitality Health insurance I joined less than a year ago. Does anyone know what you get with gold and platinum status that is more than silver status? It isn’t clear on the website it just says that you may have access to more rewards.
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Advice on Buildings Insurance on Inherited House
I inherited my mum's house, when she died, with my sister. We reached a legal agreement that my mum's partner can live in the house until he dies or decides to move out. He does not pay rent so is not a tenant & we are not landlords. I'm struggling to get buildings insurance as neither of us live in the property. This…
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UK Travel insurance with Missed Event cover?
I'm going to London for a few days to take in some shows. I'll be booking trains and hotels. Is there some insurance out there that would let me reclaim all of these expenses in the event of becoming ill, jury service etc? Most travel insurance I've looked at doesn't seem to cover pre-booked events; and missed event…
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Alternative Accommodation - is safety relevant?
My elderly mother is going through a home insurance claim after an escape of water. I have been searching for short term lets myself (several EAs have said she would not pass the affordability checks) and the insurer is presenting properties that are not like for like and in objectively dangerous areas in London or too far…
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Total Write Off - valuation will not buy comparable car
We were recently driving along a main road when a car pulled straight out from a side road into the side of our car. Our car has been declared a total loss. The initial valuation was about £3000 lower than what it would cost to replace with a comparable vehicle. We asked the valuers to pass the case back to our insurance…
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Aaah….The AA…wonderful company…NOT!
I contacted the AA about the fact my renewal hadn’t come through (due 1st June) usually it came through on 27/28 April, yesterday they said “oh it’s been generated, you should have it in the next day or two”…email arrived this morning… ” We’re writing to let you know that your current insurer, ABC Insurance is no longer…
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Car insurance renewal - Too early to discuss?
Good morning, My car insurance is due for renewal with Admiral on 05/06/24. Am aware prices have increased, so wanted to get quotes early to make as much of a saving as possible. Already got a few quotes via Moneysupermarket. I called Admiral this morning to discuss, however they say it's "too early," and that my renewal…
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One Call Insurance quagmire
We were rear-ended on the motorway the other night. Thought we were well insured. However, calling One Call Insurance has proven a nightmare. Firstly, we were passed straight through to One Call Claims, the claim handling company linked with One Call. Read some negative reviews about them so opted not to go with One Call…
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Cover My (Pet insurance)
Anyone have experience of these I’ve put a claim in for £800 on 11th April for a wound repair on my dog after she cut herself. comms seem quite slow took ages to acknowledge they’d received claim then they say they aim to process claim in 4 weeks. had other pet insurances pay out much quicker in past LV Ageas and Admiral…
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Travel insurance
Has anyone had experience of claiming on their travel insurance for medical conditions/problems whilst on holiday. I was thinking of buying a policy with Avanti as their premum is good but in reviews they don't seem to come out well when it comes to paying claims
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ONE CLICK - LOSS NOTIFICATION
I recently purchased a buildings policy from One Click/One call. When filling in the details I confirmed we have not made any claims previously on a buildings policy. 16 days later £75 was taken from my account and the monthly payments doubled on the online payment schedule. I contacted them to find out why and was told I…
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Sunlife insurance of Canada
Has anyone else had issues with this company? I have various policies with them and due to health issues have had to make a couple of claims lately.. I made a complaint as they missed a payment to me and the complaint every month was simply extended to the next and so on for a year. Their excuse was due to a new system in…
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House Insurance
I am in the process of getting quotes for the above. Do I need to inform them that I have had some repair work done to a false chimney stack by the Nhbc under warranty? Thanks
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Cooperative home/building insurance quote really high
I've just had a renewal quote from the cooperative for our home and building insurance which last year was little over £188. There have been no changes, no claims or issues, and I know that these costs are going up through one thing and another. But this year's quote is for £1,050! Almost five times the original cost which…