-
After death of Joint policy holder
My husband sadly passed away this year. My home insurance is due for renewal will the price go up as i am now a single occupant?
-
Car Insurance renewal - Penalised for being honest
As a private hire driver I spend at lot of time driving, downside of that being I'm more likely to be involved with incidents / accidents. The T&Cs of my current policy, I MUST inform the insurer of any incidents or accidents whether that results in a claim or not. Over the last 2yrs, I have informed my insurer of…
-
Costs of building insurance claim survey by an insoector
Can anybody tell me in these circumstances who pays for this? I was told by the local council person who dealt with the rat by poison thatit is a environment issue and needs to be dealt with quickly,as another rat could come in our property once more through the avenue it came through this one time. We haven’t had a rat in…
-
Has anyone got a part-refund from Churchill car insurers?
Hi all. A few days ago I received an email to say some customers may be eligible for a part refund due to the coronavirus situation. I filled in the necessary form on the website but not heard anything since. Does anyone know how long they (or for that matter any other insurer who's offering refunds), take to look into…
-
Breakdown Cover - Autoaid renewal cost now includes a charge for partner cover!
We moved from the AA after about 25 years of continuous breakdown cover to Autoaid last year. Paid £63.64 last year (less £7 Cashback) which was a good deal. Renewal @£74 now includes an additional £10 for covering 2nd person. Is this new? Feels like the typical ploy to draw you in…then pump it up. Worth checking &…
-
life insurance question
two questions with regards to life insurance (background: I am married, two young children, mortgage free) 1) what is the best kind of trust fund to put a life insurance payout into (for the children). 2) what is the best (safest) way to save/invest a life insurance payout - what do people typically do? n.b. just want to…
-
Travel Insurance Claim
Hello. I would appreciate some help please regarding a recent claim we have made on our travel insurance. My partner and I made a late booking for a holiday in mid August to travel on the 2nd September following a somewhat difficult time. I purchased travel insurance on the same day, but had forgotten that we already had…
-
haven car insurance.
Back in june I was involved in a car crash after a pallet fell from a truck and I caught the back of the car that crashed into the pallet. I called my Insurence company and within 2 weeks they told me that as I was the rear car they were holding me liable and would not be contesting liability with the wagon drivers…
-
Final settlement
I sent a loss adjuster an estimate, and it has been accepted, I now have to sign paperwork which states it's a full and final settlement. However, it's an estimate, I have asked the builder firm for a quote, not their policy (nor anyone else who i've dealt with will give one). The work cannot be done until Spring as it is…
-
Home insurance renewal declined
I have been insured through Hastings for the past 6 years with no claims (in fact no claims on a home insurance policy for 38 years!). Received an email yesterday from Hastings saying that none of their "panel of insurers" have been able to offer a renewal so my policy will end on 30/9. Called them and all they could say…
-
Abbey Life / Phoenix Life - claiming money after 23 years
I had a letter recently from Phoenix Life, saying they sent me a letter to the address they had on their system but it was returned undelivered, so they were trying to find out where I now live. I rang them and it turned out that they have taken over from Abbey Life. I had a policy with them which they said was ended…
-
Premier guarantee house warranty
My daughter and her husband have a house which is still under guarantee from Premier Guarantee. They had a leak on their bedroom ceiling, and called their house insurance to claim. The surveyor who came out said that it was poor workmanship and that they should claim on the structural guarantee company (Premier Guarantee).…
-
Avoid auto renew
I couldn't find where to stop the auto renewal for my car insurance so changed my "need" to be max miles on business and personal... Something the company couldn't offer and boom "sorry we can't cover you, the policy will not renew" Just thought I'd share
-
Unoccupied house insurance and building work
Hi. Following my mother-in-law's death we inherited her house, which is currently unoccupied. We are planning to have an extension built on our own house, and to move into the empty house while that work takes place (in about three months' time, and for up to six months). The insurance on the currently empty property is…
-
Hearing aids got me thinking
A new pair of Hearing Aids got me thinking about personal insurance I live in the family home. It’s in my sisters name, she lives with her husband elsewhere. I pay a nominal rent plus look after the house insurance, rates, maintenance that sort of thing. The house is properly insured but I’ve run up against a problem When…
-
Refused travel insurance because I tried to add HRT
After Martin's appearance on This Morning on 29 Oct 2024 we contacted our travel insurer Admiral to add the fact that I am taking HRT. We used the online tool to do this: there is a drop down menu which includes HRT Hormone Replacement Therepy We clicked on this and the result was "we can no longer insure this person". My…
-
Do Accessories Invalidate Insurance?
Hi, I wonder if anyone can give me some advice as I am really worried. I have fully comp insurance with AVIVA and 13 years NCD protected. The brakes failed on my van whilst I was driving with my daughter. On a gentle hill, I T-boned a car which subsequently hit a parked car. No injuries thank goodness. So incident was my…
-
Two Sets of House Insurance?
Hi there, is it possible, and legal, for two people to have insurance on a house? And if the worst happened, can both claim? For example, I'm married and my wife plus myself jointly own our house - it's fully paid off, worth £300k. We both have house and contents insurance on it, there's a gas explosion and the house is…
-
2nd Home Insurance for Family Member
We have a 2nd home that once upon a time we used to let out via a professional letting agency. The home is not mortgaged and my Son now lives in the home full time. He is employed full time. As it's our son, he doesn't pay rent, just the day-to-day bills. Therefore; 1. We cannot get 'Landlords Insurance' as we cannot…
-
Refused Insurance for Mum
Any advice please. SAGA buildings and contents insurance renewal quote came and doubled to £900 for a two bed house. (Worth about £200K) However Mum went into residential care today (she has vascular dementia) so I rang them to see if I could get an unoccupied quote and explained that we will be selling the property. CCTV…
