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Travel insurance for August 2026?
As above, I'm planning a trip with my husband to a European destination in August 2026, but I'm having some difficulty in finding an insurer who will offer a policy this far in advance. Would a broker be able to find a company to provide this? I know that we can wait until August this year to buy cover, but it's an…
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Aviva won't let me manage my baby's health insurance
I seem to be hitting a brick wall with a new health policy for my baby son. I took it out for peace of mind when he was born, but it's causing anything but. I originally just wanted access to the Virtual GP service, but to get there needed to access the online portal. After being told it was a simple request to login and…
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Home Insurance - Matching Item Cover
Hi All, Is matching item cover really hard to find these days? I am trying to renew my home insurance and it seems very few companies do this now (I've found 1). The best you seem to get is a 50% contribution towards the undamaged items in a matching set. I ask as my current insurance had changed the terms from matching to…
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County Court Claim for Reduced Car Value
Hello, I am hoping someone is able to offer some advice for an extremely stressful situation that I have found myself in. Back in mid 2023, I was contacted by my insurer that a claim has been filed by a 3rd party insurer alleging that my vehicle has hit their client's. The 3rd party claimed that they were given the car…
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Home insurance
We've correctly declared to our home insurance provider Halifax, that our house is terraced with 3 beds and 2 bathrooms. We have a ground floor extension with a flat roof but they don't ask any questions that we could answer to declare this. I phoned to check and was told they don't need to know this, all they need to know…
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Home insurance- asking insurer question
We’ve had a quote to inspect or repair roof, due to scaffolding etc it’s quite high cost. Long story short, about a year ago a tile shifted in a storm and let water into the cavity. A roofer popped long on his ladder shifted it back, and all was good. This year we’ve had a rat visit our loft, luckily not live in it, no…
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Is an enquiry a claim?
I had an electrical failure in my home. I looked at my policy document but could not work out if I was covered. I phoned my insurer and asked if my circumstance was covered as I was struggling to find it in the vague wording in the policy. They took some details and said ‘no’. I thought nothing more of this. When I came to…
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Avoid Coverwise Travel Insurance
I have
used Coverwise many times for travel insurance and whilst the prices
are good there is a reason. Woe betide you if you make a claim! I
claimed on 9/10/24. They will do all they can to delay a resolution
and make it extremely difficult all along the way. Constantly
ignoring information, requesting multiple times the…
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Re-mortgaged and ended up paying life insurance twice
We took out a mortgage and life insurance policy in 1999 and then re-mortgaged in 2011. We asked for additional life insurance sum for the difference. It now seems that we had two policies that the insurance company did not link, one for the initial amount borrowed and one for the additional amount. So in affect we have…
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Drink driving and insurance
A quick question as my girlfriend crashed her car and at the time failed the roadside breathalyser and was taken to have a blood test. The blood results have now come back and are below the legal limit and no further action is being persued in way of prosecution. However the insurance company is now refusing to pay out as…
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Leasehold insurance
A couple of years ago I received a letter from a company called Compton's, that they had taken over my ground rent. Payments didn't change and all seemed ok. I got a letter recently that stated another group called tapestart had now taken it over, no change to payments but now they state that there is a covenant in my…
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Proof of no claims
I've been with Admiral a few years with a multi car policy for me and my wife. They can't match the quotes I've found on Meerkat, so cancelled the renewal and took out a new policy for my car with Moja Moja then ask for proof of no claims, which I've uploaded to them. Figure I'll wait for them to give me the all clear…
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Home Insurance Claim
Hi, We are currently debating or not whether to put a claim in on our house insurance from a leak we have had. It has damaged the flooring and floorboards in the bathroom, ceiling, flooring and light fitting in the kitchen below where the leak occurred. We are in the process of getting quotes for the repairs of the damaged…
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To make home insurance claim or not
We've had a fire in the extractor hood (above the gas hob) in the kitchen a few days ago. The house is 3 years old and bought as a new build 3 years ago. The fire was doused by us quickly and except the damaged extractor hood it did not cause any damage in the house. The extractor hood is AEG branded and came with the new…
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Confused with decreasing life insurance and mortgage
Is it a necessity to have life insurance with a mortgage? I am currently paying a decreasing life insurance, which I thought had to be in place to satisfy mortgage suppliers (like buildings insurance). I don't have children and if my house was sold it would more or less cover what is left outstanding on the mortgage. Am I…
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Huge increase in building’s insurance
My contents and building’s insurance is soon up for renewal. Familiar story, the policy has nearly doubled despite no claims for well over a decade. I already have a very high excess on the policy. I need unlimited building’s cover - this doesn’t seem to be very common on price comparison sites. I can’t afford the renewal…
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Admiral Car Insurance Website - How to get a new quote?
I joined Admiral last year for my car insurance.I've turned auto renewal off but I want a new quote.I can't a find a way to talk to a human, everything is done online.The main issue is I can't find a way to get a new quote using their website once I'm logged in. Can anyone point me in the right direction.Thanks
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Motor Insurance Repair Company Negligence
In early February 2024 I ran into the back of another vehicle whilst pulling away from traffic lights. My fault and no damage to third party vehicle or injuries to any party. At the time of my accident my car was 8 months old with 9500 miles on the clock. Phoned my insurance company and they arranged for my vehicle to be…
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Insurance claim flagged as suspected fraud, my rights and how should I know proceed.
Just under two months ago my jewellery was stolen from my backpack in london.. i provided insurance with assay valuations, police crime reference number, proof of purchase, 12 months bank statements, and other small bits of info relevant to the incident on the day before and during… I also went under an hour interview with…
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UK travel Insurance inc day trips
We would like to book 2 steam train day trips with premier dining plus a UK holiday this year. However my father has terminal cancer and if we cancel less than 31 days before the train excursions we will lose our money. The company advises to take out travel insurance as each trip will be around £700-800. The problem is…
