No claims bonus mistake

lillymcguinness123

Soooo… i bought a new car a few weeks ago and was looking for insurance and I finally found one for the 28th of June because that’s when I thought the insurance for my last car was up, because that’s when I paid for my insurance last year. So I put down I had two years no claims on the 28th and my new insurance company asked me for proof of the two years so I logged into my last insurance and it said it wasn’t up until the 13th of this month!!!!!!!! What should I do I’m so afraid.

Ozzig

Call them and explain.

lillymcguinness123

Ozzig said:

Call them and explain.

Hey do you think my insurance will be cancelled?

Newbie_John

lillymcguinness123 said:

Ozzig said:

Call them and explain.

Hey do you think my insurance will be cancelled?

I doubt it will be cancelled - but possibly isn't valid right now.. 
If you call what's most likely to happen is you'll pay some sort of extra fee and they will amend it.

Ozzig

lillymcguinness123 said:

Ozzig said:

Call them and explain.

Hey do you think my insurance will be cancelled?

No idea.
However, I'm sure you won't be the first person to make a mistake with a no-claims declaration.
At this moment in time, you know the details submitted were incorrect; it's your responsibility to correct them. It was an honest mistake based on an assumption.

Call them, explain, see what happens.

Or, drive around without valid insurance in your new car for a couple of weeks.
(A more learned forum member will be able to confirm how invalid the insurance is.)