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Life Insurance cancelled - Financial advisor demanding more fee's
Hi all, I live with my parents and they have recently taken out a life time mortgage through a financial advisor who also said I should take out life insurance to cover the equity release if anything was to happen to me (I am going to pay the interest on the mortgage for them). They are using the money to build an…
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eSure Home Insurance - deletion of Building NCD history
Hello, Has anyone had Home insurance and found that upon renewal the NCD records are missing? I had over 10 years NCD for both buildings and contents when i joined and no claims were made during the policy. Now at renewal, eSure have advised they only recognise Contents NCD and will not provide any record of my Buildings…
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Does a T2 Flair in the Temporal Lobe (Stroke) Qualify for Critical Illness Cover?
I’m reaching out to see if anyone has experience or knowledge about critical illness policies and whether a T2 flair in the temporal lobe, confirmed as a stroke, would typically be covered. The situation involves a diagnosis of a stroke in the temporal lobe, noted as a T2 flair on imaging. I’m unsure if this would meet the…
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Council Wheelie Bin damaged my car
My car was hit by a wheelei bin rolling out into the road as I was driving by on Sunday 20th October 2024 during the widely notified Storm Ashley that now appears as an 'at fault' in CUE database. Dashcam footage of the incident can be viewed at the following link:…
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Trying to get insurance (coin collection)
So I've been looking for contents insurance for my flat (around £30,000 total) and my coin collection (around £50,000 total) After running around in circles for a week by the usual chancers who can insure everything until they actually see the details and then say no with a blank face, I seem to have found a couple of…
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Travel insurance
I have just booked a cruise for next feb 2026. I have also booked a holiday for this March and another holiday at the end of April . I usually take out yearly insurance but if I take it out now it won’t cover my cruise as it’s more than a year away . So am I better taking out a separate policy for the cruise in feb 2026 ..…
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Company Lease car insurance
I have a really stressful situation and would really appreciate some good advice! I have a company car lease and unfortunately I had an accident which almost certainly means the car will be written off. I was the only vehicle involved so will be declared at fault. I have checked my policy and I have correctly declared that…
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Building + contents insurance: opinions of Acorn Insurance?
I have been with Acorn Insurance for a year since becoming a home owner and finding them using the Go Compare website. It is now time to renew my policy for another year and, to be honest, I am not terribly impressed. It turns out that their customer portal does not work (is not operationable), but there is no message on…
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"Upgrade" the insurance solution by paying part ourself? (home insurance, burglary)
Dear All, maybe this is a silly idea: We had a burglary and they damaged the front door. Today the person from the window company was here to inspect it and said they'll probably repair the door and not replace it. However, the door is pretty old, so we were wondering whether we could get the door replaced, and the…
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Moratorium Underwriting for private medical best option of not?
We are 54 and 53 with some underlying conditions (Blood Pressure, Diabetes, Some recent routine checks for prostate cancer due to age/family history (nothing found), had benign polyps removed in colonoscopy about 8 years ago and now have 5 years colonoscopy check ups most recent 3 years ago).... What I want private medical…
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Buildings Insurance Converted Flats
Hello! I wanted to ask the wise people of MSE forum whether the premium increase for our building insurance (a Georgian house converted into four share of freehold flats) seems reasonable. Between 2022-23 and 2025-26, the premium has increased by 850%. This has been driven in part by two unconnected and significant claims…
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Animal Friends Pet Insurance Discussion
Hi, This is a feedback thread on pet insurance provider: Animal Friends Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank you,…
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Insurance to cover 3 month secondment to Canada
Our daughter's employer is sending her on a 3 month secondment to Canada, but she has to arrange her own insurance. This needs to cover her travel there and back, her belongings while out there (she is renting an apartment), and health. She believes a 3-month-long travel insurance policy will suffice, but I'm not so sure…
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L&G decreasing life insurance (still pay it?)
I took out this policy (at £6.63 per month) in August 2021, and am wondering whether to continue with it, so would value your views, please. Below are some points that I think are helpful to share for you to be able to form a view - let me know if you need any further context: - I am 37 - I work full time - I live alone…
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Claim the excess back - no-fault car accident
Hi all, I had a no-fault accident with my van (got rear-ended by another driver), with my insurer (Aviva) deeming it a total loss. I was paid the agreed amount reduced by my excess (£600), and was told by Aviva that the excess could be claimed back once the claim is closed (since it's a no-fault accident). Now, the claim…
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Travel Insurance for a £35k trip
We have booked a British Lions rugby tour to Australia for two of us at £11k each plus flights (booked independently) for £6.5k each - standard travel insurance only covers cancellation costs up to £7.5k - should we take out one insurance for the flights and another for the tour?
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Impact of withdrawing insurance claim
We lost some roof tiles during a storm. We didn't want the fuss of having to interview roofers etc so we claimed it on the insurance. However, after the assessor has come out it turns out they just give you a cash sum and you have to sort the work yourself. Obviously this is the one bit we didn't want to do and paying for…
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Help - Insurance Co (Home) . not done anything in month since started claim - burst pipe
Hi there We returned from holiday over Christmas back 28/12/24 . The day before my in-laws found we had a burst pipe, we reported this over the phone to the Insurance Co, that evening 27th Dec. to start the claim. It had done lots of damage, water was running down a light bulb and down the wall with its switch on. The…
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Getting home insurance, as soon as, when moving.
We have completion on our new home in a few days time. Is getting homeowners insurance just a matter of picking our best company and getting it sorted as soon as humanly possible after completion? Like within the hour so we are insured from dot? :D
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Claim address
Hello Everyone, had a claim in 2023. Just found out i need too claim everything back now via the MIB. My claim is at a different address as I have moved now with it being 2 years later. I still had access to the address so I never changed it, plus the insurance company stopped sending letters there but to my dads instead.…
