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Repair claim from other car insurer
I had a ding with another driver who accepted full responsibility. The damage to my car is just the front bumper paintwork, approximately £350 plus hire car during works. I haven’t informed my car insurers and the other insurer, Admiral, has offered to cover all costs and I’ve agreed to use their choice of body shop. Am I…
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Aviva life cover; feasibility of continuing paying premiums?
My wife and I each have an Aviva over 50s life cover insurance. My wife's policy costs £20/month and pays £4,143 in the event of her demise. My policy costs £30/month and pays £5,888 in the event of my demise. So far, she has paid £3,120 in premiums and I've paid £4,680. Question; There will come a time when we will have…
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Home insurance buildings only
Hi folks, Due to a high rise in the price of home insurance I am thinking of only getting a Building only policy this year, taking into consideration I would more than likely not claim anyways on contents eg broken tv stain on floor etc and the subsequent rise in premium on subsequent years. I have had one claim only in my…
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Negotiations with the third party solicitors have broken down
Dear All, Not sure if anyone can give me any advice as this has never happened to me or my partner. At the end of last year my partner was rear-ended at crossing in a 30mph zone because another car had rear-ended the car behind my partners so three cars involved. Received an email from her insurance company(a very large…
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ARO Insurance. Any comments.
Hi. I've been shopping around for landlord insurance and got a good price from ARO. Their excesses are very low as well. I've never heard of them so does anyone have any experience or knowledge of them? Many thanks.
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Life insurance taken out 2017, want to check it's reasonable!
We used an ifa when buying our house in 2017 who alongside sorting our mortgage, brokered life insurance with LV. A few questions: 1. We're paying £67 pm for 80k life cover, and income protection at 1k pm for me if I were to be unable to work, and £450 for my partner. I realise these amounts are not very much especially…
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Travel Insurance-Don’t Want Pre Existing Conditions Cover.
Hi All, First time on here and posting after pretty fruitless search for an answer. My question is can anyone recommend an insurer where you are not required to have cover for any pre existing conditions? We have a Nationwide Flex Plus account which includes travel insurance and this issue came up some years ago when…
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What Insurance Do I Need (and Can I Find It)?
Greetings All. I don’t know where I stand with insuring my stuff now. We own a house but don’t currently live in it (might decide to soon). We rented a flat as private tenants and had (still have) contents insurance but we moved out yesterday. Now, we are living with friends at their own house, using their spare room (no…
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Need advice Home insurance invalid due to unoccupied house
Hello, I need advice on a situation I find myself in. I have just moved in to a new house but I have not sold my old house yet. I contacted my insurer AXA to tell them that my old house would be unoccupied for more than 60 days until it could be sold. AXA told me that my policy does not cover my house being unoccupied for…
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About to renew motor insurance with 12 points no ban
Hi all. please Be kind - I know it’s my fault. i have been with the same specialist modified car insurance for several years. Over the past year or two I accumulated 6 points for speeding, and SP30 and an SP50. This didn’t affect my premium badly at all but during the term of this years policy I managed to get 6 points and…
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CAR SWEET SPOT
Hi TeamI have tried previously to make contact with the community forum, whether I did it incorrectly or not I cannot remember, I have also tried the 'furtherhelp' team, unfortunately, they couldn't help, so I am back here creating a new thread in the hope that somone will pick up my message n come back to me with some…
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Cancelled Car Insurance
Do I have to declare that I have had insurance cancelled due to not being able to keep up with payments when unemployed, when I am in a position to source new insurance.
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Home Contents Insurance for non-standard situations
Hi... We need Contents Insurance but we don't seem to fit the standard profiles for the comparison websites. So, recommendations please for people who are away for 45-60 days at a time, some highish value bits of jewellery. Currently with M&S but they want a touch over £1000, up from £750 last year and around £500 the year…
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Income Protection Insurance if I lose PIP care component
We know of the potential change to PIP and needing 4 points on one question to get the PIP care component. Under this change I stand to lose over £9K a year. I want to protect this loss of income
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insuring a house that has been left in a trust
hi, looking for some advice my father has passed away and put the house in a trust i his will, me and my son have the option to stay in it until we pass away or no longer want to ourselves, then it is to be sold and the money split according to the will. i am trustee/executor and beneficiary in the will also. when it comes…
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Travel Insurer refusing claim - am I being unreasonable ?!?!
Hi - I'm looking for some views as to whether I'm being reasonable or not !, I'm trying to claim additional flight costs from my travel insurance company following a cancelled flight - said flight was from Munich to Tokyo and was cancelled by Lufthansa due to a strike at Munich airport on the date of travel (strike was by…
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Insurance for house in trust
I have put our house in trust but am having trouble finding an insurer at a reasonable prise. Has anyone got any suggestions of who to go with? Most quotes are 4 times the quote for when the house was not in trust
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Car insurance policy charge for doing volunteer driving
I'm trying to volunteer for a local group to drive people to and from hospital, medical appointments etc. It is completely unpaid bar petrol. I asked my insurance company to confirm this was OK and they want £25 admin fee as well as a slightly increased premium as I will now have a part time job as a volunteer ( as its…
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can you help me understand insurance please
Hello,I have adhd and I really struggle with complicated things, I especially struggle when things don't work as expected, so I'm feeling rather frustrated with admiral today as their app is pretty bad. I'm trying to talk to their customer service but i literally can't see what I'm typing as the keyboard covers the typing…
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Pay-As-You-Go Insurance: Age Shouldn't Be the Final Word
I believe it would be valuable to address "discriminatory pay-as-you-go vehicle insurance." The persistent age discrimination in pay-as-you-go vehicle insurance deserves attention. As a 78-year-old retiree with minimal driving needs, I have kept my car off the road (SORN) for almost three years for this very reason. In my…
