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Windscreen cracked
Our windscreen took a hit from a pebble dropped by a gravel lorry whilst on the way back from Sunny Hunny. We do have windscreen cover on our fully comp insurance policy and they do quote that a claim will not alter our no claims bonus, but what about next years premium? This would be the second windscreen claim in 3 years…
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Travel Insurance for 16yr old travelling alone
An anyone point me in the right direction for travel insurance for a 16yr old travelling from the UK to the Canary Islands on her own. On arrival she will be met by and staying with her grandparents so it’s literally just the flight when she is alone. So far everyone I’ve contacted say she must be accompanied by someone…
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More Than > Swinton Automatic Renewal
It's Friday evening and the phones and live chat are down, I just received an e-mail at 9.30 at night stating my car insurance has been automatically switched from More Than to Swinton at an increase of over 2 grand a year, are they for real? I can't contact anyone to cancel it and the renewal date is in 2 days. I knew…
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Gap insurance on a used EV?
So I want an EV of some description, in part due to the cheap electricity, and cheap cost of motoring even after insurance costs Though there is tbf "rapid depreciation" and you get some very well priced 2020 model cars with decent range. I'd buy older if the range was the same as the ones in 2020 for instance Would it…
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Renewal cheaper than comparison
Since the FCA changed the rules on renewal pricing, it has always been cheaper to accept my renewal price, for house and car insurance, than go to a comparison site - even for the exact same insurance, from the exact same provider. At the same time, insurance costs have increased considerably. My take is that the FCA…
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Nationwide Home Insurance 43% price hike
Crikey - what's happened to home insurance?I've just received my insurance renewal notice from Nationwide: * 11 monthly payments of £47.91 followed by a final payment of £47.91. That’s a total of £574.92 a year. This includes your no claims discount * Last year you paid £402.10 Last year's price takes into account any…
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How to reduce car insurance premium?
My car insurance
is due for renewal end of next month and my annual premium has jumped ~£250,
going from around £550 to just shy of £900 with the cheapest provider. I have 7 years
NCB, no driving offences, annual mileage dropped from 10k to 7k a year, a £250 excess,
and tried playing with the job titles. I also have my…
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Can I claim from MIB?
Hit and run recently - the car went into the back of our stationary car - got reg driver drove off My car insurance is due next few weeks As claim registered with police and insurance. Comparing quotes, my new insurance is about 220 to 270 extra for the year if I add the claim to this Can I claim from the MIB, please?
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MSE car insurance comparison tool quote different price on insurer's site
I've used the MSE recommended price comparison tool which is from Moneysupermarket and has come up with the cheapest quote of £176. It asks you to 'Go To Site' to purchase it but when I get on the page, the price is showing as £211. I've not changed anything at all so anyone have any idea why that may be?
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Car Insurance checker Tool
My insurance quote is 208% higher than last year so I decided to use Martin's tool. Fine until it wanted my driving licence number. It refused to accept the last two letters, and I was forced to omit the licence number. Result three quotes from companies I have never heard of. How do you query this type of problem? Note…
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Child's Accidental Damage To Neighbour's Car
Hello Knowledgeable People, My 5-year-old daughter hit a neighbour's car with a stick and cracked the headlight casing. It was an accident - she was playing/running past and not intentionally causing damage - but we have video evidence to prove that she is responsible for the damage - and I am obviously responsible for…
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One Call Insurance hassle
Anyone else have dealings with these people? Theres no phone number to contact on their site or the e-policy only a live chat portal. To which I chatted with someone over a week ago as I wished to cancel the policy that was taken out in error and they said they'd cancel it minus admin fees and a days cover etc and give a…
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unfair payout for car insurance claim
Hi, I don’t know if this is the right platform/email to send
this to but, please advise. I have just had my car stolen from outside my house 4 weeks
ago, I had only owned it for less than 3 weeks ! It was a Mercedes e-class which I had purchased through a
credit broker, `oasis car finance` who in turn found me `go-car…
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Car insurance due in 23 days, what to do?
Hi guys, My car insurance with Admiral expires on 15 June. Ive been on the comparison websites and I can get the same cover for £147 with Aviva. For the current year I paid Admiral £176 (after haggling them down from £210). Im expecting a renewal email from Admiral in a couple of days with their quote. 1) Should I wait…
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Hedgehog Car Insurance
I have had my car insurance with Hedgehog this past year, was hit by a driver from behind who admitted fault. Her insurance company contacted me and arrange the repairs - I informed Hedgehog of the crash on the day but did not claim through them. I am now getting my insurance with Hastings who have asked for my NCD…
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Learner driver insurance advice
My son turns 17 next week and I already got his provisional license so he could start driving on his birthday, but now I'm trying to get insurance, they won't accept it as it's before he turned 17?? Surely if he can get the license at 16yrs for moped etc, it should still be valid? I'm confused why it won't be accepted and…
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Halifax home insurance
We've just renewed our buildings and contents insurance with Halifax for the 3rd year and the documents correctly state that we have not made a claim since we've had the policy. I did phone them back in Sept 2022 as we had a water leak but we didn't claim as the damage from the leak was minimal and I phoned back to tell…
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Travel insurance when waiting for medical test results
I'm trying to get travel insurance for a trip I've already booked but am awaiting test results for a (non life threatening) medical condition. I fully expected to have that condition excluded from cover, but StaySure tell me ALL pre-existing conditions will be excluded if I buy insurance from them, even though the other…
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Subsidence excess
Hi wondering if anyone can help. I have two trees at the side of my house maintained by the LA. They haven’t maintained them and now I have subsidence, my house has been monitored for two years, finally they have agreed to remove trees but no underpinning required as not bad enough ! I was told at the beginning of this…
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Average Price Clause On Subsidence Claim - Ombudsman Advice
Hi, A property I own suffered subsidence damage about two years ago. This was promptly reported to my insurers. After an interminable series of delays they have recently informed me that the damage is covered by my policy but, in their opinion, the property is under-insured by approx 20% and that they are going to apply…