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Confused with decreasing life insurance and mortgage
Is it a necessity to have life insurance with a mortgage? I am currently paying a decreasing life insurance, which I thought had to be in place to satisfy mortgage suppliers (like buildings insurance). I don't have children and if my house was sold it would more or less cover what is left outstanding on the mortgage. Am I…
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Huge increase in building’s insurance
My contents and building’s insurance is soon up for renewal. Familiar story, the policy has nearly doubled despite no claims for well over a decade. I already have a very high excess on the policy. I need unlimited building’s cover - this doesn’t seem to be very common on price comparison sites. I can’t afford the renewal…
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Admiral Car Insurance Website - How to get a new quote?
I joined Admiral last year for my car insurance.I've turned auto renewal off but I want a new quote.I can't a find a way to talk to a human, everything is done online.The main issue is I can't find a way to get a new quote using their website once I'm logged in. Can anyone point me in the right direction.Thanks
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Motor Insurance Repair Company Negligence
In early February 2024 I ran into the back of another vehicle whilst pulling away from traffic lights. My fault and no damage to third party vehicle or injuries to any party. At the time of my accident my car was 8 months old with 9500 miles on the clock. Phoned my insurance company and they arranged for my vehicle to be…
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Insurance claim flagged as suspected fraud, my rights and how should I know proceed.
Just under two months ago my jewellery was stolen from my backpack in london.. i provided insurance with assay valuations, police crime reference number, proof of purchase, 12 months bank statements, and other small bits of info relevant to the incident on the day before and during… I also went under an hour interview with…
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UK travel Insurance inc day trips
We would like to book 2 steam train day trips with premier dining plus a UK holiday this year. However my father has terminal cancer and if we cancel less than 31 days before the train excursions we will lose our money. The company advises to take out travel insurance as each trip will be around £700-800. The problem is…
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Quick question Car Insurance
HI Am asking on behalf of someone who was hit by other car but other diver has accpeted it was his fault will the driver who was hit lose any of NCB because of this and would it affect his or her insurance and the main question will have to advise the insurance company as the may say he or she will be hit on NCB TIA
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Travel insurance excluding pre-existing conditions
Can anybody recommend 2 weeks worldwide insurance excluding pre-existing conditions. Mother has been quoted nearly £300, she has back pain manageable. She does not want it covered. She only want the basic cover. Thanks
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Life insurance LG terminate at 60!
Hello Fellow Savers, I took an LG insurance some years ago. The highest option in the dialog box was 60 years. Is this easily amendable ? Thanks
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Holiday Insurance - Cancelled Flights.
I would appreciate advice as to where I stand with this issue please. I flew to Guernsey for Christmas with Aurigny Airline. We were booked to return on 27th December and arrived at the airport in good time. We sat at the airport for 8 hours after which we were advised that our flight had been cancelled. We were told to…
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Pet insurance for behavioural referal
Hi, I’ve been with my pets insurer, Sainsbury’s bank, since I had him. He started to show signs of a behavioural issue a few months after the policy started and i was referred to a behaviourist by my vet. This had limited success but I have recently been recommend a behaviourist by someone who has been dealing with similar…
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Travel insurance runs out while away
I've messed up and my annual travel insurance policy expires the day before I come back from my current trip. They didn't send me a renewal email so I chased them. I thought I'd simply renew the current policy, but no - they need me to go through a new quote (which isn't working) and apparently I can't take out a new…
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Unusual ownership arrangements
What is the best way to get building & contents insurance when my daughter pays the mortgage & I paid the deposit on our home with a legally declared right to live here for my lifetime. My daughter has since moved to a different property - the tick boxes suggest this is a second home for her but we are neither tenants or…
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Can anyone recommend a second home insurance company?
Direct line will no longer offer me second home insurance because they have changed their acceptance criteria, consequently I need to find an alternative and wondered if anyone can recommend a company?
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Car insurance confused
I got my renewal notice for 2 February from Aviva so had a look yesterday. My renewal quote is £693. Down a little bit from last year. I did the money saving comparison search and the cheapest was AXA for £500. Aviva didn’t come up at all. Not sure if they are one of the companies it doesn’t show but I switched to them…
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Subsidence-Continuation of Cover for Flats: Their own Company has a Commercial Policy
Note that each FOS case only applies in this instance and is not to be taken as precedence. Three FOS cases I have come across involving Commercial Insurance Policies and Subsidence Claims for flats. ================================= This is a recent 2024 case where a Limited Company O has been set up to own the Freehold…
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Level Term Life Insurance Guide Discussion
This thread is to discuss the Level Term Life Insurance guide. Click reply to discuss.
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Lost Jewellery & contents insurance
My wife has lost some rings in the house and after searching the house many times I have come to believe that they’ve probably been thrown out. I haven’t got accidental cover or specific items listed and the insurance company say we’re not covered, I am confused as the policy states the following - “Valuables cover for up…
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What did you last pay for your motor insurance premium?
I just renewed my motor insurance premium. I have 10 years NCD and no accidents. I drive a 2009 Honda Civic 1.8L Petrol. I paid £263 with Aviva Zero. I just got quotes for my wife who has 12 years NCD and no accidents. She drives a 2005 Honda Civic 1.6L Petrol. Her cheapest quote was £543. She is a nurse and I am an…
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No Win No Fee Medical Report Question?
I'm currently in the process of a no win no fee litigation, and the insurance has just been granted. A Medical Report is the next step I'm told, and the solicitor has sent me a list of CV's of those qualified to do it. And basically asked me to have a look and choose one. I'm a bit flummoxed by this to be honest, as I'm in…
