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Vitality : reviews?
Hi all, Thinking about getting life insurance with Vitality for OH and myself. Having compared several quotes, Vitality is slightly more expensive, but not by much, and I like the idea of the rewards and getting something back for the ~£40 per month that (hopefully) we will never actually use. Does anyone have a policy…
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Change Annual Travel Insurance provider: ?previously booked trips covered?
When changing Annual Travel Insurance provider, will the new provider cover trips that were booked under a previous provider but that I haven't yet travelled on?
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Home Insurance - No claims query?
I am shopping around for quotes for contents insurance for my home. I have had house insurance for many years and I have never made a claim. One of the questions when applying for a quote is the number of years you have made without a claim. My renewal invitation never discloses this figure (unlike motor insurance). So do…
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Home Insurance - 2 flats under one freehold
Hi all, Hoping someone can give some guidance or advise. I own the ground floor flat of a converted house. There is another flat up stairs under its own leasehold owed by someone else. I also own freehold for whole property. I find it very hard to get buildings insurance (my responsibilty as freeholder). When I approach a…
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New Pet Insurance Quote - to self fund or not?
Hello, Having trawled through forums. I need some advice going forward with my dog's insurance renewal. He is with Tesco, he is 8. I have been claiming for an ongoing urinary condition for just over two years, including his diagnosis which included Ultrasound, CT and Xray. The last year claims have been bloods every 3…
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Home insurance 22% up
My home insurance premium as risen by 22% since last year. No changes have been made to my account and nothing has changed with my home. I had a live chat with an advisor who offered me an £80 rebate as I was a "loyal" customer. Should insurance companies be able to hike a premium by 22% and is the wiggle room to make a…
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Is my Life Insurance valid
I recently called my ins co, to make a beneficiary change on my personal life insurance. I was told that the Trust Documents were not completed in full, I have however, been paying approx £205 per month since early 2016 for this insurance. Their email reply to me is as below: "Please find attached a copy of the original…
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Wife is scared because of incorrect details
My wife has just come to me in a panic as she has noticed that my details as a named driver are incorrect on her policy document. It states that I have been in the country (UK) since birth when in fact I was born in an army base in Germany. I spent the next 10 years moving between there and England before my parents final…
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Car Insurance issue - help! Yoga/OneCall/AX
Hubby had an incident a few months ago where a car reversed into him (he was parked). The lady said she didn’t want to go to insurance, but was happy to sort it out. We ended up reporting it to our insurance anyways (as I believe we had to?) and the lady admitted responsibility over the phone to our insurers. My husband…
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Car Breakdown Cover - FCA?
My RAC Renewal this year saw a 38% increase to £355, so I've moved elsewhere. While waiting on hold to cancel my direct debit (wouldn't allow cancellation on line) I decided to run a like-for-like quote as a new customer, which came out at £243. The existing RAC policy says it's subject to FCA regulation. I recall that the…
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Appliance Insurance Claim Nightmare
This is my first post here. It's a seven week saga and I'm stressed to breaking point. I'd say it's about money saving because I shouldn't have to pay out for a new tumble dryer, but if this is the wrong place, I apologise and would welcome suggestions for the right place. Sorry, it's not short. Here goes: We have multi…
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Home insurance
I am seeking advice and suggestions from others who may have faced similar experiences with their insurance providers. How did you approach such issues, and were you able to resolve them effectively? If there are specific actions or resources I should consider, I would greatly appreciate your insights. Thank you in…
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Cursed Car Insurance Birth Dates (DOBs)
Hi, I was shopping around for car insurance today. Tried a few different comparison websites and was playing with the details to get the quote down. Today I tried changing the date of birth (DOB), by just 2 days. Month and year correct. Just to try and understand 'how it works'. Given I've been driving over 30 years (claim…
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Who has the best legal cover with house insurance?
My house insurance is due for renewal and I'm looking for advise on who has the best legal cover for a potential (likely) future problem. My attatched neighbour has planning permission for an extension. He's also a sort of builder and has a long history of laws are for other people and he can do what he likes. He will be…
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Dentures Insurance Cover
I've heard that some insurance companies cover dentures in their contents insurance? Is this true and does anyone know of such companies? I had to pay £2,000 for my dentures and thought I had lost them. Fortunately they turned up. Also, I'd like cover in case they break.
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Car Insurance Claim
My named driver scuffed the paintwork on a parked car 24/10/2024. The claim has not been settled and my insurance company are being very evasive. My insurance has come up for renewal, (extortionate price). Is there a time scale that legally this claims needs to be settled by?
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Group Income Protection Insurance
A friend of mine had a stroke and made a a claim on their income protection insurance scheme (Aviva) which was accepted and due to pay 60% of income. One of the conditions is that it ends if he returns to work in the same capacity and duties. He returned to work but after six months couldn’t manage. if he gets signed off…
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Travel insurance
My 80 year old neighbour has paid £700 for travel insurance in October 2024 for a trip to the Canaries in March 2025. He has a history in the 80s of open heart surgery and has a defibrilator/pace maker fitted. There have been no heart issues since until he was diagnosed with Angina two weeks ago. The travel insurance…
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No Claims Bonus Queries / Threaten to cancel insurance
So I have been driving a car for years and have achieved 9 years + no claims bonus from driving my car. Two years ago I passed my motorbike test and bought two (big bikes) motorbikes. I insured both of the bikes on a 'multi-bike' insurance. This year when the bikes insurance were up for renewal I got some quotes and found…
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1 NCB 2 vehicles
Has anyone had any luck challenging the car insurance companies unreasonable 'standard' that your NCB cannot be applied to a second vehicle? After all, I have paid for and earned the no claims bonus over many years and I can't drive two vehicles at the same time. Given I can transfer the NCB to a different vehicle…
