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Insured or Not?
Hello, I’ve read a few threads on here and many people seem to be correct when giving advice. My question to everyone is the following: Had an accident 16 months ago. I called to report the accident straight after it happened and said I was coming home from work. Surprise, that wasn’t included in my policy and I am deemed…
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Car insurance new address
I am moving out of my house next week and staying with my brother temporarily for approx 6-8 weeks until my new house purchase completes. I checked with my insurance company and they want £148 to make the change! Do I really need to advise them for such a short time? I know that premiums are calculated on postcodes but my…
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Home address for car insurance
My son has secured a 2-year management traineeship. One condition of the offer is ownership of a driver's licence and a car. He has got his licence and has managed to get a car. He has now got his first six-month secondment which is in another part of the UK. For car insurance purposes, which address should he use for his…
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Insurance claims for heating oil spills.
Does anybody have any experiences and/or advice to share when dealing with Insurance Company Loss Adjusters over domestic oil spills? The oil boiler we inherited 10 years ago when we bought our home is serviced every year under contract by Worcester Bosch, but the last service engineer inadvertently left a severe leak of…
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Travel insurance - with pending hospital referall
Hi all I am due to travel to Usa soon and looking to get travel insurance. I have visited my gp in Dec 2023 for a medical issue which I am currently facing. It’s extremely subtle and doesn’t impact me day to day. My gp didn’t think the issue was anything major but has made a referral at my request to my local hospital for…
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non fault claim- car hire not being paid by at fault insurer
hi all, I had a non fault claim where a ambulance hit my car whilst parked. They accepted fault and paid out my insurance for repairs but the company my insurance used for a hire car have not been paid out. The hire company are now taking third party insurance to court as they are refusing to pay for a hire car as they…
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AutoAid Renewal
Been with AutoAid for a number of years to cover me and my husband. 2 car household and both are 1995 models. This year the renewal has gone up from £54.99 to £74.99. I've tried emailing 3 times now, but they haven't yet explained the increase. They only keep repeating what the policy covers. A new AutoAid policy via…
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Shared Ownership insurance
Hello! I am a first time buyer who is in the process of getting a shared ownership flat. It’s all very new to me and I’m wondering what people have gone with regarding contents insurance? I’ve done some comparisons but I’m unsure whether to say I’m renting or have a mortgage (might sound silly but I don’t know which would…
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car insurance changing fees mid contract
hi all my daughter changed something on her policy recently adding a private plate , the documents for the insurance clearly state the fee for this change is £20 to amend , but they charged £25 and wouldn’t budge changing the cost has increased , can they do this mid contract , cheers
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Buildings insurance - one claim - is no claims totally down to 0 now?
I know with car insurance you can have more than 1 claim. Does it work the same way with building insurance or is it now ZERO? Not sure what sort of discount I'd be losing...
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Safe will writer
I am trying to find a kosher will writing company for my partner , she has contacted many companies but they demand money up front , deposits and are aggressive seller's. She needs a firm who can handle slightly complex arrangements, she has chosen her executor ( not me ), and really needs to get this sorted , too many…
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Cost of claim impact on renewal price & loss of no claims
Hi all, hoping someone can enlighten me as to how this works please! Following a fault accident, I am waiting for the other party to give me a cost for repair of his car so as not to have to claim on my policy. I have found somewhere to have my car fixed. My question is - if I pay to have my car repaired and the other…
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Have you already bought the car?
Why do insurers/comparison sites ask if you have already bought the car? Is it better to get quotes before buying or after?
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Home Insurance Complaints Advice
Hello All I am hoping for some advice about making a complaint to the FOS about the LV Home Insurance. Also whether anyone has had similar issues with this company. Now for the back story. Back in December 2023 we had water ingress from a flat roof which covers the kitchen and bathroom area of the house. The water…
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Hastings Direct - unable to cancel auto-renewal
Morning all, I have just taken new car insurance with By Miles (thanks MSE for the £55 worth of free miles!). Hastings Direct auto-quoted me £686 (this year gone cost me £580), By Miles price is £236.11 upfront with 3.4p/mile (est 6400 miles) = £398.71 so some saving! My insurance is due for renewal on 17th July so I tried…
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Car Insurance - Hastings Direct - Proof of purchase mistake?
Hi All, I'm new to the forum, but wanted to join to share what's happened to my wife and I with our latest car insurance with Hastings Direct. I've had a look on the forum and cannot find the exact same issue. I'll try and keep it short and hopefully give you some advice or get some advice from you. My wife and I purchased…
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Buildings insurance - property in trust
In 2013, Mum and Dad put their property into a family protection trust (50% in each person's trust). Dad passed away 8 years ago but his FPT continues. For the last couple of years, buildings insurance has been arranged through a brokers - most insurance firms wouldn't provide cover as the property was not owned by an…
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MORE THAN to stop providing insurance
Apologies if the post is a duplicate, I did search but the phrase "more than" provided way too many results to be useful. Anyways, they're to stop providing insurance products ... https://www.morethan.com/information-about-more-than/#:~:text=Why are MORE THAN no,MORE THAN brand during 2024.
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Insurance returned car in undrivable state and refuses to help further
Apologies if this isn't the right place to post, I'm new to the site and desperate for some advice. In summary: My SO had her parked car hit by another driver over 5 months ago. There had been minimal communication from the garage and insurance despite her having to chase up on where her car was being held (it was left…
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Changing Main Driver
Last year my wife bought a car and the V5C and owner is her. This year I would be the main driver, do we need to change the V5C? Or just put my name as main driver when we renew car insurance? We don't mind to lost 1 year NCD.