Paying twice to RAC

I discovered for the last three years I have being paying twice for breakdown cover. Once through my RAC car insurance where it is included with my policy, and I have also had a separate breakdown insurance not realising it was included with my car insurance. 
So for last three years Ive paid out £120 for nothing.
Surely there system should show two policies for the same cover.
So if your renewing your AA or RAC car insurance, double check to see what it includes. 
Don't pay twice because the RAC won't refund you. 
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