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Car Insurance Legal Cover while a Pedestrian
I have a comprehensive car insurance policy with Hastings which includes legal cover. My car was parked at home and i was walking as a pedestrian and hit by a car at high speed. I suffered severe injuries. I called Hastings and was initially told that as i was not in the insured vehicle then it was not covered. So i went…
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Student overseas insurance
Hi, wonder if anyone has had similar experience or can advise? My son is currently in Canada on 4 month uni exchange - insured through uni. He has decided to stay an extra 3 weeks after course ends for a holiday lin usa/canada including a ski trip. Our insurance (attached to bank account) and search engine insurers will…
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External wall insulation and home insurance.
Could someone please give me advice and let me know if anyone has encountered issues along the way. I am looking as a property to buy and has external wall insulation. Firstly does it need mentioning when you take out home insurance? when asked about external walls these are brick and mortar but have the wall insulation…
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EV specific breakdown cover?
Is it worth seeking out a specific breakdown cover for EVs or just get a standard policy from the likes of AA/RAC/National Rescue?
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Correcting Statements of Fact on an existing insurance policy
I live in a terraced house which has been split into three flats. When my neighbours and I took out buildings insurance 6+ months ago, one of the questions in the Statement of Fact was - "Are you aware of any survey carried out on your home which mentions subsidence, settlement or movement of the buildings?", to which we…
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When is a laptop not a computer?
I have a laptop that has a cracked screen so as this cost 1500 over 1.5 years ago and I am still paying for it, I decided to put in a claim on house insurance for accidental damage. This is first time I have ever claimed. Our insurer (Admiral) came back today stating it was only covered up to 1000 as it wasn't specifically…
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NCB
My partner is in the middle of changing over insurer, he has 18 years no claims which was provided to last insurance comp, they have now provided NCB proof with only 9 years (no +)as this is what they cap their discount at, some agents have advised he would have to use 9 as that's all that can be proven this has…
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Struggling to get insurance for New Home with non-standard construction
Please see EDIT below: I've had my survey report back on a property that I'm hoping to buy. There have been various delays and problems on this. The property is only 3 years old, it's a David Wilson Home, and I thought it was fairly standard construction until I got the survey report. Now I find it's not that simple. The…
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Car insurance after accident
Apologies if this is in the wrong forum My partner had an altercation in her car with a petrol forecourt metal barrier causing damage to a side door and wheel arch (her fault). The quote to repair is £1200. She has 9+ years no claims. Just wondering from any experience, approximately how much car insurance premiums go up…
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Life Assurance early 80's minimise future tax bill
Is it possible to take out a whole term life assurance to minimise a future tax bill when someone has passed the age of 80. If so would you be able to take out a 7 year plan (to cover until they are 90).I have my doubts this is possible. The life assurance would be written in trust so as not to add to the estate. Thanks
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Life insurance options - new baby
Hi all, I've checked the MSE post but I'm still struggling to figure out which policy to get. I would appreciate suggestions. Things to consider: -We are not married (planning to in next 4-5 years) -We have one child who is 14weeks old -We both own flats that we do not live in (my partner has a mortgage, I don't) -We rent…
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Travel Insurance medical claim denied by AXA
A few months back my son travelled to Spain and whilst there needed to seek medical assistance for tachycardia. He's never had this previously. It cost him about £400 for the medical bill. Travel insurance was in place for the trip and there was no reason to declare any previous or current medical conditions. The claim has…
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car scrapped but cancellation costs more than last monthly payment
So… this is new to me so seeing if anyone been through something similar and what they did. Have sold the car to scrapyard. Filled in documents and so DVLA know. My car insurance runs out end of January. However they charge £50 admin to cancel it which is more than what is left to pay on my monthly instalment. Can i just…
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Insurance claim
Hi all, I let my friend borrow my car for social and domestic purposes only, checked his insurance and he was covered to drive it but he used it one day for his work and bumped into the back of another car, nothing serious and both cars still drivable but his insurance wouldn't pay and it went to court and now my insurance…
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New Young Driver Insurance Cost - Your experience
New young driver insurance seems so expensive these days. Confused.com says that "despite a drop in premiums for most, young drivers continue to battle some of the highest prices for their car insurance... paying more than £2,000, on average." MoneySuperMarket, say average price for 17 year olds is £1,974 and Compare the…
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Travel Insurance While Waiting for a Medical Test
Hi, I am waiting for an MRI for tennis elbow, an innocent enough medical problem, but I am finding it hard to find travel insurance. The furthest I got was with StaySure but I am going on a boating holiday and they required us to wear life jackets 24 hours a day, even while in bed, which I didn't want to do. I am also…
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home insurance not in continuous occupation
My daughter has her own house and a normal house insurance policy.Unfortunately she is currently suffering with a bad back and mental health issues, so she is living with us at present. Once a month, she goes to stay overnight to meet the requirement of the house not being unoccupied for more than 30 days. Does this meet…
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Am I Covered Until I Change Cars?
I am about to collect my new car on Monday and requested a change of vehicle in my policy. I find the following statement in the online application a bit ambiguous. On 16/12/2024 only, your current vehicle will be covered until you get your new one. If you still need cover for your JAGUAR, F-PACE, we may be able to offer…
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New driver insurance so mad..
My daughter is 17, doing A levels and works part time in Supermarket, and just passed her test, so we are looking to get her a cheap car. We were expecting the insurance to be about the 1500-2k mark to begin with based on what her friends parents have told us, but we have been getting quotes today and they are wild, like…
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