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I changed buildings insurer while I had an ongoing subsidence claim - what to do?
Hi there, I have had an ongoing subsidence claim for 4 years now - it was initially not deemed to be serious/moving on an ongoing basis so it the cracks were patched up and then redecorated over. 3 months later, the main internal crack came back and since then I have been going back and forth with the underwriter about a…
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Home insurance
Hi we found some small cracks through brickwork on the outside of our home. I wasn’t sure if this was a minor issue or something more serious so contacted our insurance company. This was back in August they have been out several times to do various investigations and it is still ongoing. I was told by one person this could…
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Who is responsible for water supply pipe leak
We have been informed by Anglian Water the we are rsponsible for leaks between our meter and our property. Usually that would not be a problem but our meter is a mile away, with the pipe burried under arable land that is not ours.We have taken out insurance cover but the premium has been increasing rapidly and the latest…
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Car insurance for a business that carries passengers
Good morning, MSE community. I am a self employed carer that occasionally drives my clients from place to place, but not for reward; however, I charge set fee for mileage, which is industry standard. (I'm paid by the hour, whether I'm cleaning, caring or driving for them) I found an insurer that would cover for this type…
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No fault car insurance claim
Morning All, i hope somebody can help me with my current situation. Back in June 23 I had a car accident, when I contacted my insurer
Aviva zero, I eventually got a number to call and gave them my details, because
it was obviously a no fault claim (other car driving wrong was down a dual
carriage way) they passed me…
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Conflict of Interest?
I was recently involved in an accident for which the other driver has admitted liability. It turns out that we are both insured with First Central and it is my understanding that they have an obligation to treat each driver as if they were insured by two different companies. However on the occasions I have telephoned to…
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Insurance claim against a building developer.
We have an open insurance claim against a building developer who damaged our home. We have substantial evidence that it was their fault, including twelve holes drilled through our wall from the other side. No Party Wall Acts were put in place by the developer. In addition, no surveyor was used by them to look at our…
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Income Protection and change of job after a claim
I have income protection with Aviva. Say I can't continue my current work due to a permanent injury. And have to go from working on the tools to say a office job. will working in a office job end my claim? How does this work?
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Car Insurance ....Date purchased.
Wonder if any one can help. On the Price Comparisom Site it only gives me the option to enter the Month for the date of purchase. When it goes to the actual policy it defaults to 01/10/2024.......I actually purchase the vehicle on 16/10/2024....is this a huge issue please ??
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Cash in lieu of repairs
Hi guys, couple of weeks ago a guy hit the front bumper of my car while reversing. He straight away said it was his fault. I went to a garage to get a repair quote and contacted my insurance company which told me that I have to contact the other driver insurance company which I did. They've asked me to provide a qotation…
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Insuring New Vehicle with Current Insurer - Open Claim Pending
Recently my vehicle sustained damage outside the house and the perpetrator did not leave details. I am therefore having to claim against my own insurance with the vehicle likely to be written off. I have just approached my Insurance Agent AA Beam regarding potentially insuring a new vehicle whist the claim is still…
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Home and Contents insurance - is storm damage worth it?
I have an M&S policy which, as most people know, is actually underwritten by Aviva. A recent claim on storm damage was refused as my slate roof was deemed in need of repair. I'm now looking to take up a policy with a different insurer but I notice that the cheapest quotes don't include storm damage! My query is whether…
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Car Insurance Renewal - Declaring Children Under 16
Hi, my car insurance policy is due for renewal. However I have had a baby. It asks how many children I have under the age of 16, one child increases my policy by £60.00 a year. Do I legally have to declare this fact to the insurers?
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Just bought an iPad Air
I’ve just bought an iPad Air £700 plus. The question is should I opt for Apple Care £99 for two years, go through the house insurance or just be careful. Apple cover seems the best bet
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Travel Insurance for Group Bookings
A number of
questions on Travel Insurance In the past
we have had annual travel insurance to cover my wife and I for holidaying both
in the UK and abroad. We look for the best offers each year based on our travel
plans We have
booked a mansion in Scotland for my 70th birthday in August next
year and are inviting up to a…
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Car Insurance Renewal Increase Advice
Hello, Got my car insurance renewal in, almost 50% more expensive than last year. Its almost at the point I can't afford it! I'm hopeless at these things, but has anyone successfully got this year's renewal price reduced? Any tips would be appreciated!
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I am losing money on a Life Policy with HSBC. Is there anything I can do?
I took out a Lifetime Plan in 1991 (with Midland Bank in fact) which provided Guaranteed Life Cover of £20,000 to my estate when I died for a premium of £22.04 per month. In 2005 they reduced the sum assured to £19,383 and in 2010 it plummeted to £13,294 and regular reductions followed.. I did increase the premium a couple…
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breakdown cover
so i completed comparison questions for full cover, decided to go with RAC and it took me to Rac own site where prices were considerably higher, no option just to buy the quoted offer, same with AA, somewhat surprised, looks like i will be going back to Green Flag (direct) as any of the other suppliers i have never heard of
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Is it worth NOT taking road side assistance at all?
Why take roadside insurance I was wondering. How likely is it that my 4 year old, reliable petrol car will break down in the next 4 years? I understand you can still call the RAC, even if you are not a member. Signing up roadside is more expensive, but doesn't seem to be prohibitive. I saw £50 mentioned somewhere, but the…
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Is index linking worth it ?
Hi guys just a quick one. I've had a few quotes for my Income protection & Critical illness cover and I've the option to index link the policy. So I'm under the assumption that this premium will rise every year ? I just wanted people's thoughts on why or why you wouldn't want index linked insurance? Many thanks
