Motor Insurance and Fence

If I have a motor claim caused by an accident when I was unable to see oncoming traffic due to size of neighbours fence should I report to insurance company. I did report size of fence previously to council but they never took any action. According to planning it is over the size allowed for fences by highway. 
«1

Comments

  • david29dpo
    david29dpo Posts: 3,887 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Normally councils wait till someone is injured or killed before anything is done so dont hold you breath. 
  • Mark_d
    Mark_d Posts: 2,382 Forumite
    1,000 Posts First Anniversary Name Dropper
    So you want to say that you caused the accident because you were unable to see oncoming traffic?  I wish all other drivers were so ready to admit fault
  • TELLIT01
    TELLIT01 Posts: 17,866 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    What height is the fence, and is it between properties, or the fence facing the road?
  • Aretnap
    Aretnap Posts: 5,704 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If I have a motor claim caused by an accident when I was unable to see oncoming traffic due to size of neighbours fence should I report to insurance company. I did report size of fence previously to council but they never took any action. According to planning it is over the size allowed for fences by highway. 
    Report what to the insurance company? 

    If you mean the accident then your insured will require you to report accidents to then whether or not you think you were at fault. And you will definitely have to report it to them if you want to make a claim, it if someone else tries to claim against you. 

    If you mean the fence there's not a lot that an insurer can do about someone's fence: if you want to complain about that you'll have to report it to the council (again).
  • The fence is about 1.5 metres and is between houses. So if I walk up to house I can’t see car on drive or anyone else. I even changed way I parked so didn’t reverse out anymore because couldn’t see anything when doing this. I know crash would be deemed my fault but feel like the fence did contribute.
  • ThorOdinson
    ThorOdinson Posts: 332 Forumite
    100 Posts First Anniversary Name Dropper
    It doesn't seem worth it. The fence rules are stupid and easily circumvented with plants anyway. 
  • FlorayG
    FlorayG Posts: 2,208 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    It won't make any difference to your insurance claim - it was either your fault or it wasn't, in their eyes.
  • DullGreyGuy
    DullGreyGuy Posts: 17,808 Forumite
    10,000 Posts Second Anniversary Name Dropper
    You can tell them and it won't make any difference at all, ultimately you have to drive according to the road conditions and whatever obstacles there may be. 
  • TELLIT01
    TELLIT01 Posts: 17,866 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    The fence is legal as it is under 2m tall.  The reality is the accident was caused by the OP not taking enough care leaving their driveway.  
  • Rodders53
    Rodders53 Posts: 2,625 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    TELLIT01 said:
    The fence is legal as it is under 2m tall. 
    Really?  Only if PP has been given, methinks.
    Planning Permission - Fences, gates and garden walls - Planning Portal

    Regardless "Due care and attention" is needed in such circumstances.  Also a conversation with fence owner might be in order (with an offer to pay for height reduction?) rather than starting a neighbour dispute by reporting it.

    The end of our lane has poor visibility in one direction caused by a very tall hedge (likely 3m+) and great care is needed when turning right.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.3K Banking & Borrowing
  • 252.9K Reduce Debt & Boost Income
  • 453.2K Spending & Discounts
  • 243.3K Work, Benefits & Business
  • 597.9K Mortgages, Homes & Bills
  • 176.6K Life & Family
  • 256.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.