Is travel insurance cheaper through 'Confused'

WLM21

I want to take out travel insurance for a trip to Ireland, for my wife and I.

Having looked on this site, I tried Admiral, which worked out pretty good.

I thought i would check 'Confused.com' and the Admiral price on that site was nearly half, for the same cover.

Do these 'third party' sites have better deals than going through a single company directly ?

elsien

Are the Admiral quotes like for like?
Sometimes the cheaper ones are the online only policy, potentially with a lower level of customer service. Or different cover levels. 

WLM21

I've bought it now, directly through Admiral .. the MSE15 code gave me a small discount too.
Getting insurance is critical and I don't want to forget .. so it's done now

Mark_d

WLM21 said:

I've bought it now, directly through Admiral .. the MSE15 code gave me a small discount too.
Getting insurance is critical and I don't want to forget .. so it's done now

It's not a bad thing to go through comparison sites to get a feel of what's out there are what premiums might be like.
Personally I look into the policy documents of a handful of well-rated insurers and then get quotes from these companies individually.  My annual travel insurance comes up for renewal in October.  At that time I'll get quotes from InsureAndGo (my current insurer) and LV.  And I'll pick one of the two.  If prices don't look too good then I'll get a quote from AllClear too.
These insurance companies can provide comprehensive cover for me based on the activities I'll do on holiday and my pre-existing medical conditions.

DullGreyGuy

WLM21 said:

I want to take out travel insurance for a trip to Ireland, for my wife and I.

Having looked on this site, I tried Admiral, which worked out pretty good.

I thought i would check 'Confused.com' and the Admiral price on that site was nearly half, for the same cover.

Do these 'third party' sites have better deals than going through a single company directly ?

It is common for there to be differential pricing depending on if you are buying over the phone, online or via an aggregator. The pricing differences however are also often linked up with either differences in core terms or differences in limits, excesses and/or what optional extras are included as standard or not. 

So in some cases it's simply cheaper to buy from an aggregator like confused.com and sometimes it's cheaper but you are also getting lower cover. For example a former client would charge less for Motor on confused.com but it didnt include Driving Other Cars or Legal Expenses and the default excess was £200 more and the personal possessions cover was reduced from £250 to £100. The LE you could choose to add back on and reduce the excess but you couldn't correct for the other changes. 

From an insurer's perspective they get a customer for a fixed fee to the aggregator whereas they could spend thousands on TV adverts, PayPerClick on Google etc and not actually make a single sale.