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Empty Home Insurance
Hi I need to insure an unoccupied house and
have found a reasonable quote from “Arkel Adapt” via Money Supermarket website. However I have been able to find anything
much on them and wonder if anyone on here has heard of them or can recommend
them. Other quotes from different
companies have been ludicrously expensive.…
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Commuting to a second place of work
Hi. I work out of a local office however I have been asked to visit the Head Office every 2 or 3 months for a Team meeting. Not wholly unreasonable and a good opportunity to meet up with others face-to-face. I spoke with LV my car insurers and confirmed that the "Commuting" aspect only covers a single place of work. As a…
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Critical Illness Insurance and Mortgage Protection- But no mortgage yet?
Long story short. Son buying first property. First flat fell through. Present property he is buying is taking forever due to the deeds not been written in the correct format. He got accepted for his Mortgage in April 2024 and his advisor told him he should take out mortgage protection insurance and critical illness…
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Uswitch car insurance comparison: Beware
Been looking for a good deal on car insurance renewal and got quotes through all the usual sites including Uswitch. They listed RAC for £163.36 so I decided to proceed.For reasons unknown on the RAC site, the "license held since/driving test passed" appeared as September 1991 although we held our licenses since the early…
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Home Insurance with Business Use
Hi I'm trying to avoid losing several hours of my life ringing my home insurance company, has anyone experience of or can anyone advise on the following? I run a small, one to one part time dog grooming business from our detached garage. I have business insurance in place for it. Our home insurance is due for renewal with…
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Car accident (no fault) any advice re. dealing with claim/repair/hire car etc.
Hi, my car was hit from behind at a roundabout last night and have sore neck/upper back. Car not too badly damaged but guessing will need new rear bumper panel which is cracked/wobbles. Phoned Post Office insurance but seem to have been handed over to a company called Carpenters. In fairness arrangements seem to have…
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Declaring a claim on renewal of car insurance
My car was empty of people and parked in a public car park and someone hit it. I was out of the country and my daughter was using it. The person very kindly reported it to their insurance company, who contacted me to advise that they would repair any damage and give me a courtesy car whilst mine is away, at no cost to…
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Contact from third party insurance company
Just a little advice please. On Friday my parked car was reversed into. I put my claim in to my insurance company which has so far adealtse very promptly with organising repairs. The other driver has admitted liability so all should be smooth. However, the other insurance company keeps contacting me with an offer of…
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Re car insurance doubled after no fault accident!
Hi I would like to know if I can take action against car insurance company for doubling my premium after a no fault accident. I was paying £30.50 for my car monthly then renewal went to £62 for same car how iis this allowed I am being penalised for a accident that was 100% as proven by dashcam video of incident? Can anyone…
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Shocking Pet Insurance Renewal
I nearly fell off my chair this morning when I got an email from our pet insurer Napo with a renewal price. We have a Cavalier King Charles Spaniel that turned 1 in March and has been insured for with Napo coming up to a year end of May with a price of £39.40 per month. I wanted to be a responsible dog owner so got…
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Travel Insurance Refund or not?
Hi all, been a pretty dire day today. My wife, I and were preparing to go on our first foreign holiday for 15 years and our 2 children's first ever but unfortunately my daughter fainted just before take off and we were told that we wouldn't be able to fly for at least 72 hours due to regulations. All of us had to disembark…
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Illness cover
Ive had illness cover insurance for many years as I'm self employed. Last year I was offered to renew as usual. I did, paid the premium and thought nothing of it. Now, just before this years renewal I was advised that not only could they not renew but I shouldn't have been accepted last year as the policy finishes at 60…
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Insurance brokers and underwriters
I've been looking at insurance quotes for my car renewal and have a query regarding how it works with brokers and underwriters. Some of the cheaper quotes coming up are from company X but then when you click through it says underwritten by insurer Y. Am I right in thinking that they are brokers and the insurance policy…
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Car Insurance Notification or Claim
Hi Experts, Hope you can help me here. Called my car insurance company to make a No-fault claim where the other driver is at fault. After few hours on the same day, speaking to the body shop garage near my house, the damage could be fixed for less than the insurance excess, so i called the insurer to change my claim to…
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Car Insurance Voided
In 2015 I was stopped by the police for no insurance, completely my fault as I had changed banks and didn’t realise and was away at the time so didn’t recieve a letter). Car was impounded, police said need new policy to get car out so I signed up with Go Girl. Took details to the station and they rang Go Girl to confirm…
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What is a Driveway
Hi, sorry if this sounds like a totally stupid question, but for car insurance what do they count as a driveway. I live in on a small private road with six houses, in two terraces of three. The houses are on one side of the lane, and there are two parking spots for each house on the other side of the lane, opposite their…
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Life insurance
Hi, We currently have life insurance with critical illness cover and income protection for my husband. We took out the policies ten years ago when we were renting, had a low income and had no children. We're now moving into a new build property and the mortgage is much higher, we have two children and my husband is now on…
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Car insurance
Hi, We are due to move in two weeks but our car insurance and MOT is also due in two weeks, should I renew now at our old address or wait until I'm at the new address? Thanks.
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House Insurance
What ho one and all, My house insurance is due and having received emails from the comparison web sites that I checked last year, the current "best" offer is £2000, increased from £350!!! Wow, I can hardly believe my good luck. Have spoken with the current insurer and Direct Line, both of whom tell me they are unable to…
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Are Click & Collect Items Uninsured?
I recently received a windfall and we treated ourselves to an LG G3 OLED TV. The vendor wasn't keen on sending it by courier, going so far as to recommend against it. They said the vast majority of their customers collect in store. That got me thinking about insurance if we were in an RTC. A quick check with my broker,…
