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Churchill no claims
My mother in law (81 yrs ) unfortunately had a bump with her car. Churchill have now taken 6 years no claims from her despite never making a claim in all the years she has been driving. Is this an industry wide thing or Churchill only. Her quote has now gone up £600 to over £800. Has anyone had experience of this
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Insurance pay out rates
Last year while looking at renewing the house insurance I found an article online which listed the companies with best pay-out rates. Along with the worst - and some were terribly low. I can't for the life of me find anything like this atm. Anyone know anywhere to find this sort of info please?
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The mystery vanishing car insurer
After another insulting increase from Aviva, time to move on. A week ago I ran quotes through Meerkat and Confused, and LV showed up as a decent option. I also ran a quote directly on their website at that time, similar price, all good. Today, I set aside some time to put this to bed, but LV no longer appears on either…
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Income Protection Insurance premiums wrong
20 years ago, I took out income protection where the benefit increases in line with inflation. The premiums were also supposed to go up in line with inflation. This is the first time I have needed to claim. They said that the benefit has increased but they have had a system error and not increased my premiums. If I want…
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House insurance claim
Hi all. I started a house insurance claim when I noticed cracks on external wall and inside house in July this year. I got an email from house insurers that they won’t renew my insurance in September 24. The claim is on going as work is still being done to check the property. If there is subsidence, I assume they would…
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Holiday from England to Belfast with no travel insurance?
Hi, can anyone advise? I cannot get travel insurance as all say I’m too risky and they won’t give me a quote. Had dreadful 12 months with cancer diagnosis out the blue Oct 2023 (now cancer free) followed by breaking my neck in Feb 2024, unstable, huge surgery. Got sepsis and pneumonia while in hospital. Still not…
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Aviva via Nationwide travel ins
Has anyone had to make a travel ins claim since Aviva has replaced UK travel with Nationwide? We have had such good service from UK Travel over the years so hope Aviva will be as good. You never know how good an insurance company is until you need to make a claim......
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House vandalised when I was in because Sky security is broken, are they liabel?
There is a glitch with Sky Protect devices at the moment and they are not sending notifications. 2 days ago someone vandalised my home right in front of my Sky doorbell, when I was in. Should I expect Sky insurance to pay for the repair and wave any excess and future penalties?
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home insurance advice
Hi, we are about to renew our home insurance. We haven't had to make a claim since we've been in our current property since we've been here, 13 plus years. We are in the process of having a new kitchen in and (disappointingly after it had all been plastered) we discovered a leak from the bathroom above. It involved ancient…
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Home Insurance Claim Exceptions
Just comparing insurance quotes and policies. Two sets of exclusions confuse me a little and I would like to understand better what they mean if anyone can help please: Saga: Damage caused by escape of water or oil .. covered. EXCEPT if the cause is subsidence, landslip, ground heave or settlement. Does subsidence etc…
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Building developers responsibility?
Hi all, We have a building development being built next to our property. Currently, they excavating for waste pipes using a very large digger/excavator approximately 10 metres from our property. Due to the vibrations caused by the excavator cracks are appearing in our property. I have spoken to the site manager and the…
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Best travel insurance for travel to mexico with laptop?
I've searched & searched for weeks but turned up nothing.. anyone recommend travel insurance that can cover a macbook & iphone in Mexico? Cancun & Mexico city for 2 weeks. Every policy I find doesn't cover devices over £1k (which is pretty much all devices nowadays), even if you specify extra gadget cover. I don't think…
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Mortgage company forced us to take out life insurance
When we remortgaged our house it was at the height of the PPI mis-selling period so we refused to take it out, but our mortgage company insisted we take out joint life insurance or we wouldn’t get the mortgage. Were they allowed to do this?
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Escape of water claim on home insurance
I wonder does anyone have any advice they could offer on the following: family member put claim in for damage caused by leaking shower, the water was starting to come through from under shower down through ceiling. Tesco Insurance sent their claims company out and they say she’s not covered as damage is the result of wear…
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Home Insurance - Am I paying too much?
Hi, So, I got onto the property ladder 4 years ago and obviously set up home insurance... In April this year the amount I was paying jumped from £18 to £27 per month. At the time I was surprised at the big jump, but didn't really look into it. I did read an article that said such insurance had jumped 30% this year.... I…
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Claiming on previous business insurance policy
I had camera equipment stolen from my business premises, and made a claim with my current insurers NIG. They turned down the claim and I took my case to the Financial Ombudsman. They have pointed out that the actual theft happened in October 2022, before I was insured with NIG. They say I should have made the claim with my…
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Home Insurance Cancelled - what to do? Please help....
Hello I recently phoned my insurance company to tell them we'd done an extension and added patio doors - like an idiot, during the works it didn't even cross my mind to tell the insurance company. The works are now complete and the property is secure etc - the main reason I called them in the first place was to add 'patio…
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Axa partners travel insurance
Long story short, partner recieved phone call 2 hours after we had set sail from Southampton on a cruise, to say his brother had unexpectedly passed away. We had to wait till the first port of call ( Madeira)to fly home. On returning home provided Axa with all the evidence they requested, and now neary two months later…
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Whether to claim on household insurance or not?
My dearest partner accidentally dropped a vase into our toilet and smashed a hole in our old porcelain toilet bowl! Whoops. I have bought a new bowl and in the process of getting someone to fit it. Apparently One Call my insurer cover this under my household inurance as accidental damage. But my question is, is it worth…
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Comparison site Car insurance quotes
Got a renewal notice in for car insurance from RAC. Done as always do and went to comparison sites ( including via MSE). Goyt several quotes from MoneySupermarket that were cheaper. Surprisingly the best one was from my existing insurer (RAC). When I selected and tried to ' continue to site' nothing would happen.…
