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Mobile insurance claim

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ID mobile cannot provide proof of usage showing my IMEI because my handset was under 3 months old when it got damaged. The insurance company Taurus Insurance (Switched on Insurance) won't go ahead with the claim without this. Stalemate 

Comments

  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Let's go back to the start.... 

    Sounds like you have an accidental damage claim on a mobile correct?
    Are we talking cracked screen or dead as a dodo?
    Do you have it IMEI or Serial number? Often on the box or sales receipt or such

    What is the insurer actually asking for?
  • beyondthestars
    beyondthestars Posts: 61 Forumite
    Eighth Anniversary 10 Posts Name Dropper Combo Breaker
    Cracked screen. I've shown them a photo of the screen showing the IMEI number by doing the *#06# 
  • beyondthestars
    beyondthestars Posts: 61 Forumite
    Eighth Anniversary 10 Posts Name Dropper Combo Breaker
    They asked for proof of usage from the phone company which is ID mobile. I bought the phone from Amazon and sent them the purchase reception aswell
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    They asked for proof of usage from the phone company which is ID mobile. I bought the phone from Amazon and sent them the purchase reception aswell
    Have you looked for other evidence of use if ID Mobile state they cannot help? Their policy wording states it can be obtained from your network provider but doesnt say it must be so maybe they'll accept some other form? 
  • beyondthestars
    beyondthestars Posts: 61 Forumite
    Eighth Anniversary 10 Posts Name Dropper Combo Breaker
    I don't know how else usage can be proven ?
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    I don't know how else usage can be proven ?
    Assuming it's Android could they show evidence of the phone logging into your account etc? 
  • TSx
    TSx Posts: 867 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 14 April at 8:45PM
    Go back to ID mobile and ask to do a subject access request for all data they hold on you including any records they have of connections which tie you to a particular device - if they have the data they should disclose it. I think it's unlikely that they won't have the data and in my mind an IMEI is akin to an IP address, in that it ties a device to you as an individual so should be considered personal data.

    You can do this by contacting them directly but the ICO also have a tool on their website: https://ico.org.uk/for-the-public/make-a-subject-access-request/
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