Can you have multiple health cash plans?

taxase7088

I get one for free through work (health shield) which provides some coverage for me. But I want to buy a family one and the cheapest way to do that is to sign up to a new provider.

Combined, both schemes have some overlap and some unique items too, so I would want both.

I absolutely won’t claim for the same treatment twice, but I was wondering, am I allowed 2 health cash plans? Will it cause complications?

If I have 2 dentist appointments (checkups) per year, could I claim one of them on 1 health cash plan and the other on the family one?

DullGreyGuy

taxase7088 said:

I get one for free through work (health shield) which provides some coverage for me. But I want to buy a family one and the cheapest way to do that is to sign up to a new provider.

Combined, both schemes have some overlap and some unique items too, so I would want both.

I absolutely won’t claim for the same treatment twice, but I was wondering, am I allowed 2 health cash plans? Will it cause complications?

If I have 2 dentist appointments (checkups) per year, could I claim one of them on 1 health cash plan and the other on the family one?

You ultimately need to read the terms of the policy that most likely will cover the topic of dual insurance

prowla

I guess potential issues would be if you were to try and claim against both or claim against one where the provider says you should claim against the other.

The small-print may cover this.

Brie

Like any insurance duplication you could end up paying the excess on both policies.  But as others say check the T&Cs.