No declaration travel insurance anyone know.

Clairabella

I am trying to get quotes for travel insurance for a 71 year old couple.  I’ve declared obvious pre existing conditions but then see I need to add everything we’ve had need to see a GP, consultant or had an A&E visit for over the last two years even if it is now better. If I forget the slightest thing, I  know we wouldn’t then be covered for anything else. Does anyone know of a company which will provide a no medical declaration insurance. I know there are such companies but only know of commercial ones rather than for individuals. 

sheramber

You can ask your GP surgery for your medical record. That should obtain the information you need.

DullGreyGuy

Clairabella said:

I am trying to get quotes for travel insurance for a 71 year old couple.  I’ve declared obvious pre existing conditions but then see I need to add everything we’ve had need to see a GP, consultant or had an A&E visit for over the last two years even if it is now better. If I forget the slightest thing, I  know we wouldn’t then be covered for anything else. Does anyone know of a company which will provide a no medical declaration insurance. I know there are such companies but only know of commercial ones rather than for individuals. 

If you were to forget the slightest thing then it comes down to if it is deemed careless or reckless and if they would have insured you had you declared it. Assuming they accept it was careless and it would have made a 10% difference in premium then they would have to accept any claims however can reduce settlement by the 10% difference in premium. 

Not a recommendation but the below offer a no medical/all excluded options

https://www.globaltravelinsurance.co.uk/no-health-questions 
https://www.jsinsurance.co.uk/travel_insurance/accepted-medical-conditions-travel-insurance.html